Virtual/remote audits - I am performing virtual/remote FFIEC IT/AIO audits for banks and credit unions. I am a former bank examiner with years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

April 29, 2022 - NCUA Issues Two Prohibition Orders, One Notice in April 2022 - The National Credit Union Administration issued two prohibition orders and one notice of prohibition in April. www.ncua.gov/newsroom/press-release/2022/ncua-issues-two-prohibition-orders-one-notice-april-2022

April 29, 2022 - Gumirakiza Joins St. Louis Fed’s Agribusiness Industry Council - Dominique Gumirakiza, Ph.D., associate professor of agricultural economics at the Western Kentucky University Department of Agriculture and Food Science in Bowling Green, has been named to the Agribusiness Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2022/04/29/gumirakiza-joins-st-louis-feds-agribusiness-industry-council 

April 29, 2022 - FDIC Makes Public March Enforcement Actions - The Federal Deposit Insurance Corporation today released a list of orders of administrative enforcement actions taken against banks and individuals in March 2022. There are no administrative hearings scheduled for May 2022. www.fdic.gov/news/press-releases/2022/pr22036.html

April 29, 2022 - Federal Reserve Board announces approval of application by First Internet Bancorp - The Federal Reserve Board on Friday announced its approval of the application by First Internet Bancorp, Fishers, Indiana, to acquire First Century Bancorp., Roswell, Georgia, and thereby indirectly acquire First Century Bank, National Association, Commerce, Georgia. www.msn.com/en-us/news/world/nato-scrambles-fighter-jets-to-intercept-russian-planes/vi-AAWKwDq?ocid=msedgntp&cvid=59d4254c84f74f6da2c13f49b657007b

April 29, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm
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April 27, 2022 - OCC Announces Workshops for Directors of National Community Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today announced its schedule of workshops for board directors of national community banks and federal savings associations for the second half of 2022. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-44.html

April 27, 2022 - Acting Comptroller Issues Statement on Standards for Stablecoins - Acting Comptroller of the Currency Michael J. Hsu issued the following statement after his appearance today at the Artificial Intelligence and the Economy: Charting a Path for Responsible and Inclusive AI symposium hosted by the U.S. Department of Commerce, National Institute of Standards and Technology, FinRegLab, and the Stanford Institute for Human-Centered Artificial Intelligence. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-43.html

April 27, 2022 - FDIC Names Seven New Members to Advisory Committee on Community Banking - Composed of a cross-section of community bankers from around the country, the FDIC�s Advisory Committee shares input on a broad range of community bank policy and regulatory matters. www.fdic.gov/news/press-releases/2022/pr22035.html

April 27, 2022 - Statistical Release - Finance Companies - G.20.  www.federalreserve.gov/releases/g20/current/g20.htm

April 26, 2022 - NCUA Board Member Rodney E. Hood�s Remarks at the 2022 NACUSO Networking Conference Orlando, Florida.  www.ncua.gov/newsroom/speech/2022/ncua-board-member-rodney-e-hoods-remarks-2022-nacuso-networking-conference-orlando-florida

April 26, 2022 - Money Stock Measures - H.6 Release.  www.federalreserve.gov/releases/h6/current/default.htm

April 25, 2022 - FDIC Announces Executive Secretary Appointment - The Federal Deposit Insurance Corporation Board of Directors appointed Debra Buie Decker as Executive Secretary. www.fdic.gov/news/press-releases/2022/pr22034.html

April 22, 2022 - Dampened Demand for Bank Loans Reflects Supply Bottlenecks, Not a Weakness in the Recovery - - Throughout the pandemic, banks have experienced weak business loan demand. Although banks expect demand to grow as the worst of the pandemic wanes and the economy recovers, loan demand may remain weak in some industries due to persistent supply chain bottlenecks. www.kansascityfed.org/research/economic-bulletin/dampened-demand-for-bank-loans-reflects-supply-bottlenecks-not-a-weakness-in-the-recovery/

April 22, 2022 - OCC Launches Discussion Series on Financial Health - The Financial Health: Vital Signs series will feature discussions with Acting Comptroller of the Currency Michael J. Hsu and academic, community and industry leaders on issues affecting the financial health of consumers. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-42.html

April 22, 2022 - Credit and Liquidity Programs and the Balance Sheet -Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

April 21, 2022 - Kansas City Fed announces winners of annual Code-A-Thon - Code-A-Thon, a two-day virtual event, is designed to encourage and inspire computer science and engineering collegiate students. www.kansascityfed.org/newsroom/2022-news-releases/kansas-city-fed-announces-winners-of-annual-code-a-thon/

April 21, 2022 - Central Bank Digital Currency - While the Federal Reserve has made no decisions on whether to pursue or implement a central bank digital currency, or CBDC, we have been exploring the potential benefits and risks of CBDCs from a variety of angles, including through technological research and experimentation. www.federalreserve.gov/central-bank-digital-currency.htm

April 21, 2022 - President Charles Evans Announces Retirement - The Federal Reserve Bank of Chicago today announced that Charles L. Evans, president and chief executive officer, will retire from his position in early 2023. www.chicagofed.org/publications/news/2022/chicago-fed-evans-to-retire

April 21, 2022 - NCUA Board Briefed on Cybersecurity Threats and Diversity, Equity, and Inclusion Program - Through a live audio webcast, the National Credit Union Administration Board held its fourth open meeting of 2022 and was briefed on two matters: www.ncua.gov/newsroom/press-release/2022/ncua-board-briefed-cybersecurity-threats-and-diversity-equity-and-inclusion-program

April 21, 2022 - OCC Issues Consent Order Against Anchorage Digital Bank - The OCC took this action based on the bank�s failure to adopt and implement a compliance program that adequately covers the required Bank Secrecy Act/anti-money laundering program elements. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-41.html

April 21, 2022 - St. Louis Fed Annual Report: The Blockchain Revolution - The Federal Reserve Bank of St. Louis released its 2021 annual report, �The Blockchain Revolution: Decoding Digital Currencies,� which examines cryptocurrencies, blockchain technology and decentralized finance, among other topics. www.stlouisfed.org/news-releases/2022/04/21/st-louis-fed-annual-report-the-blockchain-revolution

April 21, 2022 - FRB/US Model - FRB/US is a large-scale estimated general equilibrium model of the U.S. economy that was developed at the Federal Reserve Board, where it has been in use since 1996 for forecasting, FRB/US is a large-scale estimated general equilibrium model of the U.S. economy that was developed at the Federal Reserve Board, where it has been in use since 1996 for forecasting, analysis of policy options, and research projects.  www.federalreserve.gov/econres/us-models-about.htm

April 21, 2022 - Minutes of the Board's discount rate meetings from February 14 through March 16, 2022.  www.federalreserve.gov/newsevents/pressreleases/monetary20220412a.htm

April 21, 2022 - Federal Reserve Board issues enforcement action with former employee of Centennial Bank. www.federalreserve.gov/newsevents/pressreleases/enforcement20220412a.htm
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April 21, 2022 - OCC Enforcement Actions and Terminations - The Office of the Comptroller of the Currency today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-40.html

April 21, 2022 - FRB/US model package and dataset - April 21, 2022 update - FRB/US is a large-scale estimated general equilibrium model of the U.S. economy that was developed at the Federal Reserve Board, where it has been in use since 1996 for forecasting, analysis of policy options, and research projects. www.federalreserve.gov/econres/us-models-about.htm

April 20, 2022 - Peterson Institute: Macro Week 2022 - President Charles Evans will join Peterson Institute president Adam Posen for a fireside chat on economic and monetary policy followed by an audience Q&A. www.chicagofed.org/publications/speeches/2022/april-20-peterson-institute

April 20, 2022 - Acting Comptroller of the Currency Launches Project REACh Efforts in Milwaukee - The Office of the Comptroller of the Currency Project REACh, the Roundtable for Economic Access and Change, brings together leaders from the banking industry, civil rights organizations, business, and technology to identify and reduce structural barriers to financial inclusion. Milwaukee is the OCC's fifth regional REACh effort. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-39.html

April 20, 2022 - Tenth District Beige Book - Current Release for Tenth District - Growth in the Tenth District economy accelerated to a robust pace over the last several weeks. www.kansascityfed.org/surveys/beige-book/tenth-district-beige-book/

April 20, 2022 - Steering Toward Sustainable Growth - Mary C. Daly, President and Chief Executive Officer Federal Reserve Bank of San Francisco. www.frbsf.org/our-district/press/presidents-speeches/mary-c-daly/2022/april/steering-toward-sustainable-growth/

April 20, 2022 - St. Louis Fed Releases Beige Book - The local report summarizes economic conditions for the Eighth District, which is based in St. Louis and covers all of Arkansas and parts of Illinois, Indiana, Kentucky, Mississippi, Missouri and Tennessee. www.stlouisfed.org/news-releases/2022/04/20/st-louis-fed-releases-beige-book

April 20, 2022 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts. www.federalreserve.gov/monetarypolicy/beige-book-default.htm

April 20, 2022 - Spread Too Thin: The Impact of Lean Inventories - Julio L. Ortiz - This paper finds that JIT creates a trade-off between firm profitability and vulnerability to large shocks. www.federalreserve.gov/econres/ifdp/spread-too-thin-the-impact-of-lean-inventories.htm

April 19, 2022 - Economic Club of New York - President Charles Evans participated in a moderated Q&A during an event at the Economic Club of New York. www.chicagofed.org/publications/speeches/2022/april-19-new-york-economic-club

April 19, 2022 - Acting Comptroller Discusses Expanding Access to Homeownership for Minorities - Acting Comptroller of the Currency Michael J. Hsu today discussed expanding access to homeownership for minorities at the Black Homeownership Collaborative's Fair Housing Month Virtual Forum. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-38.html

April 19, 2022 - Investing in Rural Prosperity: Major Rural Community Trends - Join the Kansas City Fed for a discussion on significant trends that will shape opportunities and challenges for rural communities in the future. www.kansascityfed.org/events/investing-in-rural-prosperity-major-rural-community-trends/

April 19, 2022 - Principals of U.S., European Banking Union, and U.K. Financial Authorities Meet for Regular Coordination Exercise on Cross-Border Resolution Planning - The heads of resolution, regulatory and supervisory authorities, central banks, and finance ministries of the United States, the United Kingdom, and the European Banking Union are among leaders participating in a Trilateral Principal Level Exercise on Saturday, April 23, 2022. www.fdic.gov/news/press-releases/2022/pr22033.html

April 19, 2022 - Investor Base and Prime Money Market Fund Behavior - Lei Li and Lucas Epstein - Prime money market funds represent a key vulnerability in the financial system. www.federalreserve.gov/econres/notes/feds-notes/investor-base-and-prime-money-market-fund-behavior-20220419.htm

April 18, 2022 - Wood Joins St. Louis Fed's Transportation Council - Brent Wood has been named to the Transportation Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2022/04/18/wood-joins-st-louis-fed-transportation-council

April 18, 2022 - NCUA - Community Development Revolving Loan Fund Grant Round Opens May 2 - More Than $1.5 Million Available for Underserved Outreach, Cybersecurity - Eligible low-income designated credit unions seeking Community Development Revolving Loan Fund grants in 2022 can apply between May 2 and June 24. www.ncua.gov/newsroom/press-release/2022/community-development-revolving-loan-fund-grant-round-opens-may-2

April 18, 2022 - Closed Board Meeting on April 18, 2022 - Government in the Sunshine Meeting Notice. www.federalreserve.gov/aboutthefed/boardmeetings/20220418closed.htm

April 15, 2022 - Continued deposit growth fueling growth in liquid assets - Deposits continued to grow at a substantial pace for community banks in 2021, further expanding balance sheets with banks holding the majority of these funds in cash and securities. www.kansascityfed.org/banking/community-banking-bulletin/continued-deposit-growth-fueling-growth-in-liquid-assets/

April 15, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

April 15, 2022 - Statistical Release - Industrial Production and Capacity Utilization - G.17 - Total industrial production advanced 0.9 percent in March and rose at an annual rate of 8.1 percent for the first quarter. www.federalreserve.gov/releases/g17/Current/
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April 14, 2022 - NCUA�s New Guide Simplifies, Clarifies Federal Credit Union Charter Application Process - The National Credit Union Administration released its new Charter Application Guide and other resources today to assist people who want to bring federally insured financial services to their communities by starting a federal credit union. https://www.ncua.gov/newsroom/press-release/2022/ncuas-new-guide-simplifies-clarifies-federal-credit-union-charter-application-process 

April 14, 2022 - Suspicious Activity Reports: OCC Authority for Exemptions to Suspicious Activity Report Requirements: Final Rule.  www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-13.html

April 14, 2022 - Consolidated Reports of Condition and Income for First Quarter 2022 - The attached materials pertain to the Consolidated Reports of Condition and Income for the March 31, 2022, report date and provide guidance on certain reporting issues. www.fdic.gov/news/financial-institution-letters/2022/fil22017.html

April 14, 2022 - Advanced Notice of a Meeting under Expedited Procedures - A closed meeting of the Board of Governors of the Federal Reserve System will be held under expedited procedures at 10:00 a.m. on April 18, 2022. Matter(s) considered: Periodic Supervisory Update. www.federalreserve.gov/aboutthefed/boardmeetings/20220418closed.htm

April 13, 2022 - NCUA Board Approves Proposed Rule to Recognize Electronic Pleadings and Communications - The National Credit Union Administration Board unanimously approved, by notation vote, an interagency notice of proposed rulemaking that would amend the Uniform Rules of Practice and Procedure. www.ncua.gov/newsroom/press-release/2022/ncua-board-approves-proposed-rule-recognize-electronic-pleadings-and-communications 

April 13, 2022 - Agencies Propose to Update and Modernize the Uniform Rules of Practice and Procedure for Formal Administrative Enforcement Proceedings - The Federal Deposit Insurance Corporation invites comment on an interagency proposal to update the rules governing formal administrative proceedings for insured depository institutions. www.fdic.gov/news/press-releases/2022/pr22032.html

April 13, 2022 - Crisis Liquidity Facilities with Nonbank Counterparties: Lessons from the Term Asset-Backed Securities Loan Facility - Ralf R. Meisenzahl and Karen M. Pence - In response to immense strains in the asset-backed securities market in 2008 and 2020, the Federal Reserve and the U.S. Treasury twice launched the Term Asset-Backed Securities Loan Facility. www.federalreserve.gov/econres/feds/crisis-liquidity-facilities-with-nonbank-counterparties.htm

April 13, 2022 - The Importance of Technology in Banking during a Crisis - Nicola Pierri and Yannick Timmer - What are the implications of information technology in banking for financial stability? www.federalreserve.gov/econres/feds/the-importance-of-technology-in-banking-during-a-crisis.htm

April 12, 2022 - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities - Periodic Report: Update on Outstanding Lending Facilities Authorized by the Board under Section 13(3) of the Federal Reserve Act.   www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

April 12, 2022 - Minutes of the Board's discount rate meetings from February 14 through March 16, 2022.   www.federalreserve.gov/newsevents/pressreleases/monetary20220412a.htm

April 12, 2022 - Federal Reserve Board issues enforcement action with former employee of Centennial Bank.  www.federalreserve.gov/newsevents/pressreleases/enforcement20220412a.htm

April 11, 2022 - Detroit Economic Club: A Conversation on the Economy and Monetary Policy - President Charles Evans will participate in a moderated Q&A during an event at the Detroit Economic Club. www.chicagofed.org/publications/speeches/2022/april-11-detroit-economic-club

April 11, 2022 - NCUA Releases OMWI Annual Report to Congress - Today, the National Credit Union Administration released its Office of Minority and Women Inclusion annual report, which provides an overview of the NCUA�s diversity and inclusion programs and initiatives in 2021. www.ncua.gov/newsroom/press-release/2022/ncua-releases-omwi-annual-report-congress

April 11, 2022 - James Madison University College of Business Wins FDIC's 2nd Annual Academic Challenge - The Federal Deposit Insurance Corporation today announced a four-member team of undergraduate students from James Madison University College of Business won the agency�s Second Annual FDIC Academic Challenge, a competition among university and college students concerning the U.S. banking sector. www.fdic.gov/news/press-releases/2022/pr22031.html

April 11, 2022 - Federal Reserve Board accepting applications for its Community Advisory Council - The Federal Reserve Board announced on Monday that it is accepting applications from individuals who wish to be considered for membership on the Community Advisory Council, or CAC, which advises the Board on issues affecting consumers and communities. www.federalreserve.gov/newsevents/pressreleases/other20220411a.htm

April 8, 2022 - Acting Comptroller Discusses Architecture of Stablecoins - Acting Comptroller of the Currency Michael J. Hsu today discussed stablecoins at the Institute of International Economic Law at Georgetown University Law Center. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-37.html

April 8, 2022 - Tenth District Energy Activity Increased Moderately - First quarter energy survey results revealed that Tenth District energy activity increased moderately, and expectations for future activity remained strong. www.kansascityfed.org/surveys/energy-survey/tenth-district-energy-activity-increased-moderately/

April 8, 2022 - Anchored or Not: A Short Summary of a Bayesian Approach to the Persistence of Inflation - Michael T. Kiley - Consumer price inflation in the United States, as measured by the Consumer Price Index, jumped to just above 7 percent in the twelve months ending in December 2021. www.federalreserve.gov/econres/notes/feds-notes/anchored-or-not-a-short-summary-of-a-bayesian-approach-to-the-persistence-of-inflation-20220408.htm

April 8, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

April 8, 2022 - Forecast Revisions as Instruments for News Shocks - Danilo Cascaldi-Garcia - Upon arrival of macroeconomic news, economic agents update their beliefs about the long-run fundamentals of the economy. www.federalreserve.gov/econres/ifdp/forecast-revisions-as-instruments-for-news-shocks.htm

April 7, 2022 - NCUA Board Member Rodney E. Hood�s Remarks at the Emerging Markets Coalition in Washington, D.C. www.ncua.gov/newsroom/speech/2022/ncua-board-member-rodney-e-hoods-remarks-emerging-markets-coalition-washington-dc

April 7, 2022 - St. Louis Fed�s Bullard Discusses �Is the Fed behind the Curve? Two Interpretations� - Federal Reserve Bank of St. Louis President James Bullard presented �Is the Fed behind the Curve? Two Interpretations� at the University of Missouri on Thursday. www.stlouisfed.org/news-releases/2022/04/07/bullard-discusses-is-the-fed-behind-the-curve

April 7, 2022 - Notification of Engaging in Crypto-Related Activities -All FDIC-supervised institutions that intend to engage in, or that are currently engaged in, any activities involving or related to crypto assets should notify the FDIC. FDIC-supervised institutions are requested to provide information described in this letter. www.fdic.gov/news/financial-institution-letters/2022/fil22016.html

April 7, 2022 - Statistical Release - Consumer Credit - G.19 - Beginning with the April 2022 G.19 Consumer Credit release, scheduled to be published on June 7, 2022, the release will no longer report the Commercial Bank Interest Rates for 48-month New Car Loans. www.federalreserve.gov/releases/g19/current/default.htm
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April 7, 2022 - Revised Licensing Booklets: Revised Comptroller's Licensing Manual Booklets - The revised booklets reflect recent changes to 12 CFR 5, make corrections where necessary, and contain updated guidance. www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-11.html

April 7, 2022 - OCC Publication Focuses on Bank Partnerships in Community Reinvestment and Resilience - This edition of Community Developments Investments highlights how banks can collaborate with community development financial institutions, minority depository institutions, and other community-based groups to help rebuild communities recovering from the COVID-19 pandemic and natural disasters. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-36.html

April 7, 2022 - St. Louis Fed�s Bullard Discusses �Is the Fed behind the Curve? Two - Federal Reserve Bank of St. Louis President James Bullard presented �Is the Fed behind the Curve? Two Interpretations� at the University of Missouri on Thursday.Interpretations.� www.stlouisfed.org/news-releases/2022/04/07/bullard-discusses-is-the-fed-behind-the-curve

April 7, 2022 - Notification of Engaging in Crypto-Related Activities - All FDIC-supervised institutions that intend to engage in, or that are currently engaged in, any activities involving or related to crypto assets should notify the FDIC. www.fdic.gov/news/financial-institution-letters/2022/fil22016.html

April 7, 2022 - Federal Reserve Board issues enforcement action with former employee of Goldman Sachs Group, Inc. - Jiampietro agreed to the prohibition, stemming from his unauthorized use and disclosure of confidential supervisory information. www.federalreserve.gov/newsevents/pressreleases/enforcement20220407a.htm

April 6, 2022 - Minutes of the Federal Open Market Committee, March 15-16, 2022. www.federalreserve.gov/newsevents/pressreleases/monetary20220406a.htm

April 5, 2022 - Home Mortgage Disclosure Act: FFIEC's 2022 'A Guide to HMDA Reporting: Getting It Right!' - The 2022 guide reflects a 2020 HMDA rule to adjust the loan volume thresholds effective January 1, 2022,2 for reporting data about open-end lines of credit. www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-10.html

April 5, 2022 - OCC to Host Virtual Minority Depository Institutions Advisory Committee Meeting April 26 - The MDIAC advises the OCC on steps the OCC may take to ensure the continued health and viability of minority depository institutions and other issues of concern to these institutions. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-35.html

April 5, 2022 - The Kansas City Fed Labor Market Conditions Indicators - The KC Fed LMCI suggests the level of activity declined slightly from historically high levels and momentum accelerated moderately in March. www.kansascityfed.org/data-and-trends/lmci/current-release/

April 5, 2022 - Re gulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Severe Storms, Flooding and Landslides - The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Puerto Rico affected by severe storms, straight-line winds and tornadoes. www.fdic.gov/news/financial-institution-letters/2022/fil22015.html

April 5, 2022 - Joint Release/FDIC and FinCEN Highlight Three Teams in Digital Identity Tech Sprint - The Federal Deposit Insurance Corporation and the Financial Crimes Enforcement Network today highlighted three teams of experts in a Tech Sprint to help measure the effectiveness of digital identity proofing�the process used to collect, validate, and verify information about a person. www.fdic.gov/news/press-releases/2022/pr22030.html

April 5, 2022 - Federal Reserve Board announces it has prohibited six former bank employees from future employment in the banking industry for fraudulently obtaining loans and grants administered under the Coronavirus Aid, Relief, and Economic Security Act. www.federalreserve.gov/newsevents/pressreleases/enforcement20220405a.htm

April 5, 2022 - Speech by Governor Brainard on variation in the inflation experiences of households - Governor Lael Brainard At the Spring 2022 Institute Research Conference, Opportunity and Inclusive Growth Institute, Federal Reserve Bank of Minneapolis, Minneapolis, Minnesota. www.federalreserve.gov/newsevents/speech/brainard20220405a.htm

April 4, 2022 - Interest Rate Risk: Interest Rate Risk Statistics Report - The report presents interest rate risk data gathered during examinations of OCC-supervised midsize and community banks and federal savings associations. www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-9.html

April 4, 2022 - FDIC Issues List of Banks Examined for CRA Compliance - The list covers evaluation ratings that the FDIC assigned to institutions in January 2022. www.fdic.gov/news/press-releases/2022/pr22029.html

April 4, 2022 - Legal Interpretations - Bank Holding Company Act, March 31, 2022.  www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol2022.htm

April 4, 2022 - Statistical Release - Household Debt Service and Financial Obligations Ratios.  www.federalreserve.gov/releases/housedebt/

April 4, 2022 - Legal Interpretations - Bank Holding Company Act, December 24, 2021. www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol2021.htm

April 1, 2022 - Why It�s Time to Adjust Monetary Policy - Presented at the Prairie State College Foundation�s annual Economic Forecast Breakfast in Olympia Fields, IL.    www.chicagofed.org/publications/speeches/2022/april-01-prairie-state-college-foundation

April 1, 2022 - Acting Comptroller Discusses Large Bank Resolvability - Acting Comptroller of the Currency Michael J. Hsu Remarks Before the Wharton Financial Regulation Conference 2022
�Financial Stability and Large Bank Resolvability.� www.occ.gov/news-issuances/speeches/2022/pub-speech-2022-33.pdf

April 1, 2022 - OCC Releases CRA Evaluations for 23 National Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of March 1, 2022 through March 31, 2022. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-34.html

April 1, 2022 - Monetary Policy in a Model of Growth - Albert Queralto - Empirical evidence suggests that recessions have long-run effects on the economy's productive capacity. www.federalreserve.gov/econres/ifdp/monetary-policy-in-a-model-of-growth.htm

April 1, 2022 - Reusing Natural Experiments - Davidson Heath, Matthew C. Ringgenberg, Mehrdad Samadi, and Ingrid M. Werner - After a natural experiment is first used, other researchers often reuse the setting, examining different outcome variables. www.federalreserve.gov/econres/ifdp/reusing-natural-experiments.htm

April 1, 2022 - Statistical Release - Foreign Exchange Rates - G.5 - The table below shows the average rates of exchange in MARCH 2022 together with comparable figures for other months. Averages are based on daily noon buying rates for cable transfers in New York City certified for customs purposes by the Federal Reserve Bank of New York. www.federalreserve.gov/releases/g5/current/default.htm

April 1, 2022 - FOIA - Chair Powell's calendar, February 2022. www.federalreserve.gov/foia/chair-powell-calendar-022022.htm

April 1, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

April 1, 2022 - Saving and Wealth Accumulation among Student Loan Borrowers: Implications for Retirement Preparedness - Lisa Dettling, Sarena Goodman, and Sarah Reber - Borrowing for education has increased rapidly in the past several decades, such that the majority of non-housing debt on US households' balance sheets is now student loan debt. www.federalreserve.gov/econres/feds/saving-and-wealth-accumulation-among-student-loan-borrowers-implications-for-retirement-preparedness.htm

April 1, 2022 - Federal Reserve Board issues enforcement action with former employee of Citizens State Bank. www.federalreserve.gov/newsevents/pressreleases/enforcement20220401a.htm

April 1, 2022 - Remarks Presented at the Prairie State College Foundation�s annual Economic Forecast Breakfast in Olympia Fields, IL. www.chicagofed.org/publications/speeches/2022/april-01-prairie-state-college-foundation