Virtual/remote audits - I am performing virtual/remote FFIEC IT/AIO audits for banks and credit unions. I am a former bank examiner with years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

January 31, 2022 - Senior Loan Officer Opinion Survey on Bank Lending Practices, January 2022. www.federalreserve.gov/data/sloos.htm

January 31, 2022 - Stablecoins: Growth Potential and Impact on Banking - Gordon Y. Liao and John Caramichael - Gordon Y. Liao and John Caramichael - In this paper, we discuss the current use cases and growth opportunities of stablecoins, and we analyze the potential for stablecoins to broadly impact the banking system. www.federalreserve.gov/econres/ifdp/stablecoins-growth-potential-and-impact-on-banking.htm

January 31, 2022 - NCUA Issues Prohibition Order - The National Credit Union Administration issued one prohibition order in January. This individual is prohibited from participating in the affairs of any federally insured depository institution. www.ncua.gov/newsroom/press-release/2022/ncua-issues-prohibition-order

January 28, 2022 - Tenth District Services Activity Rose Slightly - Nearly half of firms indicated that 10% or more of their workforce had been absent from work in January due to COVID. www.kansascityfed.org/surveys/services-survey/tenth-district-services-activity-rose-slightly-2022/

January 28, 2022 - FDIC Makes Public December Enforcement Actions - The Federal Deposit Insurance Corporation today released a list of orders of administrative enforcement actions taken against banks and individuals in December 2021. www.fdic.gov/news/press-releases/2022/pr22007.html

January 28, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 28, 2022 - Foreign Demand for U.S. Treasury Securities during the Pandemic - Colin R. Weiss - Foreign investors hold a sizable amount of U.S. Treasury securities—$7.5 trillion or about 35 percent of the total outstanding - so net purchases by foreign investors receive significant attention from a variety of sources, including academic researchers, finance professionals, and journalists. www.federalreserve.gov/econres/notes/feds-notes/foreign-demand-for-us-treasury-securities-during-the-pandemic-20220128.htm

January 28, 2022 - Federal Reserve Board invites public comment on proposed guidance to implement a framework for the supervision of certain insurance organizations overseen by the Board - The proposed supervisory framework - for depository institution holding companies significantly engaged in insurance activities - would apply guidance and allocate supervisory resources based on the risk of a firm. www.federalreserve.gov/newsevents/pressreleases/bcreg20220128a.htm

January 28, 2022 - Federal Reserve announces members of its Community Depository Institutions Advisory Council for 2022 - CDIAC advises the Board on the economy, lending conditions, and other issues of interest to community depository institutions. Members are selected from representatives of commercial banks, thrift institutions, and credit unions serving on local advisory councils at the 12 Federal Reserve Banks. www.federalreserve.gov/newsevents/pressreleases/other20220128a.htm
 
January 27, 2022 - NCUA Chairman Todd M. Harper Statement Following the Briefing on the NCUA’s 2022 Supervisory Priorities. www.ncua.gov/newsroom/speech/2022/ncua-chairman-todd-m-harper-statement-following-briefing-ncuas-2022-supervisory-priorities

January 27, 2022 - Federal Reserve Board announces approval of application by Old National Bancorp. www.federalreserve.gov/newsevents/pressreleases/orders20220127a.htm 

January 27, 2022 - Tenth District Manufacturing Activity Continued to Grow Strongly in January - Tenth District manufacturing activity continued to grow strongly, and expectations also increased further. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-activity-continued-to-grow-strongly/

January 27, 2022 - Chicago Fed Earns Top Score in Human Rights Campaign Foundation’s 2022 Corporate Equality Index - The Federal Reserve Bank of Chicago proudly announced that it received a score of 100 on the Human Rights Campaign Foundation’s 2022 Corporate Equality Index, the nation’s foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ+ workplace equality. www.chicagofed.org/publications/news/2022/chicago-fed-earns-top-score-for-equality

January 27, 2022 - Letter to Gerard Chamberlain, Esq. granting approval of the notice under section 163(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act by Banco Santander, S.A., of Madrid, Spain, to acquire through its intermediate holding company, Santander Holdings USA, Inc., Boston, Massachusetts, the remaining outstanding common shares of Santander Consumer USA Holdings Inc., Dallas, Texas. www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol20220127.pdf

January 27, 2022 - NCUA Board Approves Proposed Rule on Succession Planning - The NCUA Board was briefed on the NCUA’s 2022 supervisory priorities and the status of the Central Liquidity Facility following the statutory expiration of its enhanced authority. www.ncua.gov/newsroom/press-release/2022/ncua-board-approves-proposed-rule-succession-planning
_______________________________

January 27, 2022 - Kansas City Fed earns consecutive top score in Human Rights Campaign Foundation survey - The Federal Reserve Bank of Kansas City announced that it received a score of 100 on the Human Rights Campaign Foundation’s 2022 Corporate Equality Index, the nation’s foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ+ workplace equality. www.kansascityfed.org/newsroom/2022-news-releases/kansas-city-fed-earns-consecutive-top-score-in-human-rights-campaign-foundations-2022-corporate-equality-index/

January 27, 2022 - St. Louis Fed Earns Perfect Score on Corporate Equality Index - The index is released annually by the Human Rights Campaign Foundation, the educational arm of America's largest civil rights organization, working to achieve equality for lesbian, gay, bisexual, transgender and queer people. www.stlouisfed.org/news-releases/2022/01/27/st-louis-fed-earns-perfect-score-corporate-equality-index

January 27, 2022 - Federal Reserve Board issues enforcement action with former employee of Cecil Bank. www.federalreserve.gov/newsevents/pressreleases/enforcement20220127a.htm

January 26, 2022 - Anthony Cappetta Appointed President of the Central Liquidity Facility - A mixed-ownership government corporation, Congress created the CLF to improve the general financial stability of credit unions by serving as a liquidity lender to credit unions experiencing unusual or unexpected liquidity shortfalls. www.ncua.gov/newsroom/press-release/2022/anthony-cappetta-appointed-president-central-liquidity-facility

January 26, 2022 - FDIC Announces Retirement of Diane Ellis, Director of the Division of Insurance and Research - Diane Ellis, Director of the Division of Insurance and Research, has announced that she will retire from the Federal Deposit Insurance Corporation (FDIC) on May 31, 2022, following a distinguished 34-year career at the agency. www.fdic.gov/news/press-releases/2022/pr22006.html

January 26, 2022 - Notice of a Meeting under Expedited Procedures - A closed meeting of the Board of Governors of the Federal Reserve System was held at 9:00 a.m. on January 25, 2022 and continued at 9:00 a.m. on January 26, 2022. Matter(s) considered: Discussion of Monetary Policy Issues. www.federalreserve.gov/aboutthefed/boardmeetings/20220125closed.htm

January 26, 2022 - Principles for Reducing the Size of the Federal Reserve's Balance Sheet - The Federal Open Market Committee agreed that it is appropriate at this time to provide information regarding its planned approach for significantly reducing the size of the Federal Reserve's balance sheet. www.federalreserve.gov/newsevents/pressreleases/monetary20220126c.htm

January 26, 2022 - Federal Open Market Committee reaffirms its "Statement on Longer-Run Goals and Monetary Policy Strategy" - Federal Open Market Committee reaffirms its "Statement on Longer-Run Goals and Monetary Policy Strategy". www.federalreserve.gov/newsevents/pressreleases/monetary20220126b.htm

January 26, 2022 - Federal Reserve issues FOMC statement - Indicators of economic activity and employment have continued to strengthen.   www.federalreserve.gov/newsevents/pressreleases/monetary20220126a.htm

January 25, 2022 - OCC Announces Deputy Comptroller for Supervisory Systems & Analytical Support - The Office of the Comptroller of the Currency today announced that Mark Pocock will be the next Deputy Comptroller for Supervisory Systems & Analytical Support. www.occ.treas.gov/news-issuances/news-releases/2022/nr-occ-2022-6.html

January 25, 2022 - OCC to Hold Virtual Hearing on Charges Against Saul Ortega and David Rogers; Agency Seeks Prohibition Orders and Civil Money Penalties - The OCC will litigate enforcement actions against two individuals formerly associated with First National Bank, Edinburg, Texas (closed): Saul Ortega, former Chief Financial Officer, Director, President, Chief Executive Officer, and Chairman of the Board, and David Rogers, Jr., former Chairman of the Board. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-7.html

January 25, 2022 - Statistical Release - Money Stock Measures - H.6 Release.  www.federalreserve.gov/releases/h6/current/default.htm

January 24, 2022 - FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities - The Federal Deposit Insurance Corporation today announced a collaboration with Operation HOPE, Inc., to promote financial education using the FDIC’s Money Smart curriculum and other resources and to help educate minority- and/or women-owned businesses on how to do business with the agency. www.fdic.gov/news/press-releases/2022/pr22005.html

January 21, 2022 - FDIC Approves Final Rule Regarding Deposit Insurance Simplification - The Federal Deposit Insurance Corporation today approved a final rule to simplify aspects of the agency’s deposit insurance coverage rules. www.fdic.gov/news/press-releases/2022/pr22004.html

January 21, 2022 - Federal Financial Institutions Examination Council Issues Statement of Principles on Examination Information Requests - On January 21, 2022, the Federal Financial Institutions Examination Council issued a statement outlining the principles for examination information requests that the members of the FFIEC developed and committed to implement based on results of the final phase of the Examination Modernization Project.
Press Release: www.federalreserve.gov/supervisionreg/srletters/SR2203.htm
Press Release: www.ncua.gov/newsroom/press-release/2022/federal-financial-institutions-examination-council

January 21, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 20, 2022 - NCUA Chairman Todd M. Harper Message to the NCUA’s Employees on the Agency’s Accomplishments in 2021 - www.ncua.gov/newsroom/speech/2022/ncua-chairman-todd-m-harper-message-ncuas-employees-agencys-accomplishments-2021

January 20, 2022 - Federal Reserve Board issues enforcement action with former institution-affiliated party of M&T Bank./   www.federalreserve.gov/newsevents/pressreleases/enforcement20220120a.htm

January 20, 2022 - Federal Reserve Board releases discussion paper that examines pros and cons of a potential U.S. central bank digital currency - It invites comment from the public and is the first step in a discussion of whether and how a CBDC could improve the safe and effective domestic payments system. www.federalreserve.gov/newsevents/pressreleases/other20220120a.htm 
_______________________________________

January 20, 2022 - OCC Enforcement Actions and Terminations - The Office of the Comptroller of the Currency today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-5.html

January 20, 2022 - Federal Reserve Board issues enforcement action with former institution-affiliated party of M&T Bank.   www.federalreserve.gov/newsevents/pressreleases/enforcement20220120a.htm

January 19, 2022 - Civil Money Penalties: Notice Adjusting Maximum Civil Money Penalties for 2022 - On January 12, 2022, the Office of the Comptroller of the Currency published in the Federal Register the attached notice to adjust the maximum amount of each civil money penalty within its jurisdiction pursuant to the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015. www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-1.html

January 19, 2022 - Regulator Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes - The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Tennessee affected by severe storms, straight-line winds and tornadoes. www.fdic.gov/news/financial-institution-letters/2022/fil22006.html

January 18, 2022 - OCC Conditionally Approves SoFi Bank, National Association - The Office of the Comptroller of the Currency today conditionally approved applications from Social Finance Inc. to create SoFi Bank, National Association, as a full service national bank headquartered in Cottonwood Heights, Utah. www.occ.treas.gov/news-issuances/news-releases/2022/nr-occ-2022-4.html

January 18, 2022 - CSBS Withdraws Legal Challenge to OCC Chartering Figure Bank, N.A. - The Conference of State Bank Supervisors yesterday withdrew its lawsuit filed with the U.S. District Court for the District of Columbia challenging the Office of the Comptroller of the Currency authority to charter an uninsured deposit-taking national bank. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-3.html

January 18, 2022 - Statistical Release - Finance Companies - G.20.  www.federalreserve.gov/releases/g20/current/g20.htm

January 18, 2022 - Community Depository Institutions Advisory Council, Record of Meeting - November 18, 2021 - The Community Depository Institutions Advisory Council was established in 2010 by the Board of Governors to provide input to the Board on the economy, lending conditions, and other issues of interest to community depository institutions. www.federalreserve.gov/aboutthefed/cdiac.htm

January 18, 2022 - Federal Advisory Council, Record of Meeting - December 2, 2021 - The Federal Advisory Council , which is composed of twelve representatives of the banking industry, consults with and advises the Board on all matters within the Board's jurisdiction. www.federalreserve.gov/aboutthefed/fac.htm

January 18, 2022 - Federal Reserve Board releases results of survey of senior financial officers at banks about their strategies and practices for managing reserve balances - The Senior Financial Officer Survey is used by the Board to obtain information about deposit pricing and behavior, bank liability management, the provision of financial services, and reserve management strategies and practices. www.federalreserve.gov/newsevents/pressreleases/other20220118a.htm

January 18, 2022 - Federal Reserve Board issues enforcement action with Allegiant United Holdings, LLC, Nano Financial Holdings, Inc., and Nano Banc, and announces termination of enforcement actions with Iowa Prairie Bank and Mariner's Bancorp.  www.federalreserve.gov/newsevents/pressreleases/enforcement20220118a.htm


January 14, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update www.federalreserve.gov/monetarypolicy/bst_recenttrends.htmbr>
January 14, 2022 - Notice of a Meeting under Expedited Procedures - A closed meeting of the Board of Governors of the Federal Reserve System was held at 10:30 a.m. on . Matter(s) considered: Periodic Briefing and Discussion on Financial Markets, Institutions, and Infrastructure. www.federalreserve.gov/aboutthefed/boardmeetings/20220114closed.htm

January 14, 2022 - A Macroprudential Perspective on the Regulatory Boundaries of U.S. Financial Assets - David M. Arseneau, Grace Brang, Matt Darst, Jacob M. M. Faber, David E. Rappoport, and Alexandros Vardoulakis - This paper uses data from the Financial Accounts of the United States to map out the regulatory boundaries of assets held by U.S. financial institutions from a macroprudential perspective. www.federalreserve.gov/econres/feds/a-macroprudential-perspective-on-the-regulatory-boundaries-of-us-financial-assets.htm 

January 14, 2022 - Federal Open Market Committee - 2016 FOMC meeting transcripts, presentation materials, Tealbooks, SEP individual projections, and SEP participant keys.   www.federalreserve.gov/monetarypolicy/fomchistorical2016.htm

January 14, 2022 - No FEAR Act - Quarterly Update - The Notification and Federal Employee Anti-discrimination and Retaliation Act of 2002 increases federal agency accountability for acts of discrimination or reprisal against employees. www.federalreserve.gov/eeo.htm

January 14, 2022 - Statistical Release - Industrial Production and Capacity Utilization - G.17 - Industrial production declined 0.1 percent in December. Losses of 0.3 percent for manufacturing and 1.5 percent for utilities were mostly offset by a gain of 2.0 percent for mining. www.federalreserve.gov/releases/g17/Current/

January 14, 2022 - Federal Reserve Board announces approval of application by BAWAG P.S.K. Bank f|r Arbeit und Wirtschaft und Vsterreichische Postsparkasse Aktiengesellschaft.   www.federalreserve.gov/newsevents/pressreleases/orders20220114a.htm

January 14, 2022 - Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2021 - The Federal Reserve Board on Friday announced preliminary financial information indicating that the Reserve Banks had estimated net income of $107.8 billion during 2021, of which $107.4 billion was remitted to the U.S. Treasury as required under the Federal Reserve Act. www.federalreserve.gov/newsevents/pressreleases/other20220114a.htm

January 13, 2022 - Nebraska Home Prices Surging Amid Strong Demand and Limited Supply - Home prices in Nebraska have surged to all-time highs over the past two years. www.kansascityfed.org/omaha/nebraska-economist/Nebraska-Home-Prices-Surging-Amid-Strong-Demand-and-Limited-Supply/

January 13, 2022 - Milwaukee Business Journa - President Charles Evans participated in a moderated Q&A with the Milwaukee Business Journal on Thursday, January 13, at 12:00 p.m. CT. www.chicagofed.org/publications/speeches/2022/january-13-milwaukee-business-journal
_________________________________

January 13, 2022 - Chicago Fed Announces Board Updates - The Federal Reserve Bank of Chicago today announced the re-election of one Director, election of one Director, appointment of one Director, appointment of the Board Chair and Deputy Chair, re-appointment of one Detroit Branch Director, appointment of three Detroit Branch Directors, appointment of the Detroit Branch Chair, and the appointment of the Federal Advisory Council representative. www.chicagofed.org/publications/news/2022/chicago-fed-announces-board-updates

January 13, 2022 - Apply to become a member of the Chicago Feds Advisory Council - The Advisory Council on Small Business, Community and Economic Development, Agriculture and Labor comprises diverse leaders who are experts in a broad range of industries or come from organizations that serve vulnerable populations. www.chicagofed.org/people/advisory-council

January 13, 2022 - Acting Comptroller Discusses Crypto-Assets and Regulation - Acting Comptroller of the Currency Michael J. Hsu today discussed the regulation of stablecoins and other crypto-assets before the BritishAmerican Business Transatlantic Finance Forum 2021-2022 Executive Roundtable. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-2.html

January 13, 2022 - Statistical Release - Structure and Share Data for U.S. Banking Offices of Foreign Entities - There are two reports showing the same structure and asset information for each U.S. office, but in different orders. www.federalreserve.gov/releases/iba/default.htm

January 13, 2022 - Advanced Notice of a Meeting under Expedited Procedures - A closed meeting of the Board of Governors of the Federal Reserve System will be held under expedited procedures at 11:30 a.m. on January 18, 2022. Matter(s) considered: Review and determination by the Board of Governors of the advance and discount rates to be charged by the Federal Reserve Banks. www.federalreserve.gov/aboutthefed/boardmeetings/20220118closed.htm

January 13, 2022 - Testimony by Governor Brainard at her nomination hearing Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C. www.federalreserve.gov/newsevents/testimony/brainard20220113a.htm

January 12, 2022 - Global Supply Chain Disruptions Can Be Seen Anywhere, but Their Costs Are Not the Same Everywhere - Although ubiquitous, supply chain challenges are exerting more cost pressures on the types of businesses concentrated in the Tenth Federal Reserve District. Businesses in the region are less willing or able to adjust the amount of imported goods they purchase even when procurement prices rise precipitously, as they have over the past year. www.kansascityfed.org/research/economic-bulletin/global-supply-chain-disruptions-can-be-seen-anywhere-but-their-costs-are-not-the-same-everywhere/

January 12, 2022 - Smaller Loans Limit Agricultural Lending - Smaller sized loans limited agricultural lending activity at the end of 2021. www.kansascityfed.org/agriculture/agfinance-updates/Smaller-Loans-Limit-Agricultural-Lending/

January 12, 2022 - Regulator Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides - The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Washington affected by flooding and mudslides. www.fdic.gov/news/financial-institution-letters/2022/fil22005.html

January 12, 2022 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts. www.federalreserve.gov/monetarypolicy/beige-book-default.htm

January 11, 2022 - NCUA Extends Credit Union Diversity Self-Assessment Deadline to Jan. 31 - To allow federally insured credit unions more time to complete and submit the voluntary Credit Union Diversity Self-Assessment, the National Credit Union Administration has extended the deadline from Jan. 15 to Jan. 31, 2022. www.ncua.gov/newsroom/press-release/2022/ncua-extends-credit-union-diversity-self-assessment-deadline-jan-31

January 11, 2022 - Unauthorized Banking: Fedro Asset Bank, N.A. and Ledge Community Credit Union, N.A. - The Office of the Comptroller of the Currency has been informed by the State of Floridas Office of Financial Regulation that entities using a multitude of fictitious names and websites are purporting to offer banking services in Florida. www.occ.gov/news-issuances/alerts/2022/alert-2022-2.html

January 11, 2022 - The KC Fed LMCI suggests the level of activity increased slightly in December, while momentum was little changed - The level of activity indicator increased by 0.05 in December from 1.32 to 1.38. www.kansascityfed.org/data-and-trends/lmci/current-release/

January 11, 2022 - Joint Release/FDIC and FinCEN Launch Digital Identity Tech Sprint - The Federal Deposit Insurance Corporation and the Financial Crimes Enforcement Network today announced a Tech Sprint to develop solutions for financial institutions and regulators to help measure the effectiveness of digital identity proofingthe process used to collect, validate, and verify information about a person. www.fdic.gov/news/press-releases/2022/pr22003.html

January 11, 2022 - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities - The Federal Reserve filed these reports with Congress pursuant to section 13(3) of the Federal Reserve Act concerning the lending facilities established by the Board. www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

January 11, 2022 - Testimony by Chair Powell at his nomination hearing Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C. www.federalreserve.gov/newsevents/testimony/powell20220111a.htm

January 11, 2022 - Minutes of the Board's discount rate meetings on December 6 and December 15, 2021.  www.federalreserve.gov/newsevents/pressreleases/monetary20220111a.htm

January 10, 2022 - Richard H. Clarida announces his intention to resign from the Board of Governors of the Federal Reserve System on January 14, 2022 - He has been a member of the Board and Vice Chair since September 17, 2018. www.federalreserve.gov/newsevents/pressreleases/other20220110a.htm

January 10, 2022 - Federal Reserve Board finalizes technical rule that will streamline reporting requirements for member banks related to their subscriptions to Federal Reserve Bank capital stock - In particular, the final rule amends Regulation I to reduce the quarterly reporting burden for member banks by automating the application process for adjusting their subscriptions to Federal Reserve Bank capital stock, except in the context of mergers. www.federalreserve.gov/newsevents/pressreleases/bcreg20220110a.htm

January 7, 2022 - Energy Survey - Tenth District energy activity expanded moderately from a quarter ago and increased further from year-ago levels. https://www.kansascityfed.org/surveys/energy-survey/tenth-district-energy-activity-expanded-moderately-q42021/

January 7, 2022 - Consolidated Reports of Condition and Income for Fourth Quarter 2021 - The attached materials pertain to the Consolidated Reports of Condition and Income for the December 31, 2021, report date and provide guidance on certain reporting issues. www.fdic.gov/news/financial-institution-letters/2022/fil22003.html

January 7, 2022 - Statistical Release - Consumer Credit - G.19 - In November, consumer credit increased at a seasonally adjusted annual rate of 11.0 percent. www.federalreserve.gov/releases/g19/current/default.htm

January 7, 2022 - FOIA - Chair Powell's calendar, November 2021.  www.federalreserve.gov/foia/chairman-powell-calendar.htm

January 7, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 7, 2022 - Statistical Release - Household Debt Service and Financial Obligations Ratios.  www.federalreserve.gov/releases/housedebt/default.htm

January 6, 2022 - St. Louis Feds Bullard Discusses The Initial Response to the Inflation Shock of 2021 - Bullard told the society that the U.S. pandemic recession ended 20 months ago, and that U.S. real gross domestic product has more than fully recovered and labor market performance continues to improve. www.stlouisfed.org/news-releases/2022/01/06/bullard-discusses-initial-response-inflation-shock

January 5, 2022 - Kansas City Fed announces director election results and appointments - The Federal Reserve Bank of Kansas City announces director election results and appointments to fill seats on its headquarters office and branch boards of directors. www.kansascityfed.org/newsroom/2022-news-releases/kansas-city-fed-announces-director-election-results-and-appointments/
_____________________________

January 5, 2022 - Community Banking Bulletin - Read our latest Community Banking Bulletin, "Highlight: Asset maturity and repricing dates extend to historic highs." www.kansascityfed.org/banking/community-banking-bulletin/highlight-asset-maturity-and-repricing-dates-extend-to-historic-highs/

January 5, 2022 - Kansas City Fed announces director election results and appointments - The Federal Reserve Bank of Kansas City announces director election results and appointments to fill seats on its headquarters office and branch boards of directors. www.kansascityfed.org/newsroom/2022-news-releases/kansas-city-fed-announces-director-election-results-and-appointments/

January 5, 2022 - St. Louis Fed Memphis Branch Announces Changes to Board of Directors - The Federal Reserve Bank of St. Louis has announced the following changes to its Memphis Branch board of directors, effective Jan. 1: www.stlouisfed.org/news-releases/2022/01/bod-tbd/st-louis-fed-memphis-branch-announces-changes-to-board-of-directors

January 5, 2022 - St. Louis Fed Louisville Branch Announces Changes to Board of Directors - The Federal Reserve Bank of St. Louis has announced the following changes to its Louisville Branch board of directors, effective Jan. 1: www.stlouisfed.org/news-releases/2022/01/bod-tbd/st-louis-fed-louisville-branch-announces-changes-to-board-of-directors

January 5, 2022 - St. Louis Fed Little Rock Branch Announces Changes to Board of Directors - The Federal Reserve Bank of St. Louis has announced the following changes to its Little Rock Branch board of directors, effective Jan. 1: www.stlouisfed.org/news-releases/2022/01/bod-tbd/st-louis-fed-little-rock-branch-announces-changes-to-board-of-directors

January 5, 2022 - D. Bryan Jordan Reappointed to Federal Advisory Council - The board of directors of the Federal Reserve Bank of St. Louis has reappointed D. Bryan Jordan, president and CEO of First Horizon Corp. in Memphis, Tenn., to serve on the Federal Advisory Council for a one-year term that ends Dec. 31, 2022. www.stlouisfed.org/news-releases/2022/01/bod-tbd/d-bryan-jordan-reappointed-to-federal-advisory-council

January 5, 2022 - St. Louis Fed Announces Changes to Board of Directors - The Federal Reserve Bank of St. Louis has announced the following changes to its board of directors, effective Jan. 1: www.stlouisfed.org/news-releases/2022/01/bod-tbd/st-louis-fed-announces-changes-to-board-of-directors

January 5, 2022 - Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Colorado Affected by Wildfires and Straight-line Winds.   www.fdic.gov/news/financial-institution-letters/2022/fil22002.html

January 5, 2022 - Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms and Tornadoes.   www.fdic.gov/news/financial-institution-letters/2022/fil22001.html

January 5, 2022 - Federal Reserve Board announces designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2022.   www.federalreserve.gov/newsevents/pressreleases/other20220105a.htm

January 5, 2022 - Minutes of the Federal Open Market Committee, December 14-15, 2021 - The minutes for each regularly scheduled meeting of the Committee ordinarily are made available three weeks after the day of the policy decision and subsequently are published in the Board�s Annual Report. www.federalreserve.gov/newsevents/pressreleases/monetary20220105a.htm

January 4, 2022 - How More Time Spent at Home is Influencing Housing Prices - The latest Rocky Mountain Economist explores how communities where residents spend more time at home have experienced faster growth in home prices. www.kansascityfed.org/denver/rocky-mountain-economist/How-More-Time-Spent-at-Home-is-Influencing-Housing-Prices/

January 4, 2022 - FDIC Issues List of Banks Examined for CRA Compliance - The Federal Deposit Insurance Corporation today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act. www.fdic.gov/news/press-releases/2022/pr22002.html

January 4, 2022 - FDIC Names Two Agency Veterans to Senior Ranks - Last week, the Board of Directors of the Federal Deposit Insurance Corporation approved the selection of two agency veterans to serve in senior leadership roles. www.fdic.gov/news/press-releases/2022/pr22001.html

January 3, 2022 - 28th Annual Automotive Insights Symposium - This year marked another year of challenging conditions for the automotive industry. https://www.chicagofed.org/events/2022/ais-2022

January 3, 2022 - Pomona Postal Federal Credit Union Merges into Credit Union of Southern California - Pomona Postal Federal Credit Union of Pomona, California, merged into Credit Union of Southern California of Anaheim, California, effective Jan. 1, the National Credit Union Administration announced today. www.ncua.gov/newsroom/press-release/2022/pomona-postal-federal-credit-union-merges-credit-union-southern-california

January 3, 2022 - Counterfeit Cashier�s Checks of Powell Valley National Bank, Big Stone Gap, Va. - The above-named bank has reported that counterfeit cashier�s checks using the bank�s routing number of 051403818 are being presented for payment nationwide in connection with potentially various job opportunity scams, including car wrapping. www.occ.gov/news-issuances/alerts/2022/alert-2022-1.html

January 3, 2022 - OCC Releases CRA Evaluations for 23 National Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of December 1, 2021 through December 31, 2021. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-1.html

January 3, 2022 - Statistical Release - G.5 - Foreign Exchange Rates - The table below shows the average rates of exchange in DECEMBER 2021 together with comparable figures for other months. www.federalreserve.gov/releases/g5/current/default.htm

January 3, 2022 - Manual - Financial Accounting Manual for Federal Reserve Banks.  www.federalreserve.gov/aboutthefed/financial-accounting-manual-for-federal-reserve-banks.htm

January 3, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. https://www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm