Virtual/remote audits - I am performing virtual/remote FFIEC IT/AIO audits for banks and credit unions. I am a former bank examiner with years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.z

January 31, 2024 - OCC Assesses $65 Million Penalty Against City National Bank - The OCC found that the bank engaged in unsafe or unsound practices, including its failure to establish effective risk management and internal controls. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-8.html

January 31, 2024 - Proposed Revisions to the Consolidated Reports of Condition and Income Related to the Agencies’ Regulatory Capital Proposal.  www.fdic.gov/news/financial-institution-letters/2024/fil24003.html

January 31, 2024 - A closed meeting of the Board of Governors of the Federal Reserve System was held at 10:00 a.m. on January 30, 2024 and continued at 9:00 a.m. on January 31, 2024. Matter(s) considered: Discussion of Monetary Policy Issues. www.federalreserve.gov/aboutthefed/boardmeetings/20240130closed.htm

January 31, 2024 - Federal Open Market Committee announces updates that further enhance its policy on investment and trading - The Federal Open Market Committee on Wednesday announced updates that further enhance its policy on investment and trading. www.federalreserve.gov/newsevents/pressreleases/monetary20240131c.htm

January 31, 2024 - Federal Open Market Committee reaffirms its "Statement on Longer-Run Goals and Monetary Policy Strategy" - The Federal Open Market Committee, at its annual organization meeting this week, unanimously reaffirmed its "Statement on Longer-Run Goals and Monetary Policy Strategy," often known as the consensus statement, which articulates its approach to monetary policy. www.federalreserve.gov/newsevents/pressreleases/monetary20240131b.htm

January 31, 2024 - Federal Reserve issues FOMC statement - Recent indicators suggest that economic activity has been expanding at a solid pace. www.federalreserve.gov/newsevents/pressreleases/monetary20240131a.htm

January 31, 2024 - NCUA Prohibits One Individual From Participating in the Affairs of Any Federally Insured Depository Institution - https://ncua.gov/newsroom/press-release/2024/ncua-prohibits-one-individual-participating-affairs-any-federally-insured-depository-institution

January 29, 2024 - Business Combinations Under the Bank Merger Act: Notice of Proposed Rulemaking - The Office of the Comptroller of the Currency is proposing to amend its rules for business combinations involving national banks and federal savings associations in 12 CFR 5.33 and add as an appendix to 12 CFR 5, subpart C, a policy statement, titled “Policy Statement Regarding Statutory Factors Under the Bank Merger Act,” that summarizes the principles the OCC uses when it reviews proposed bank merger transactions under the Bank Merger Act www.occ.treas.gov/news-issuances/bulletins/2024/bulletin-2024-4.html

January 29, 2024 - Acting Comptroller Discusses Bank Mergers - Acting Comptroller of the Currency Michael J. Hsu today discussed improving transparency and trust in the bank merger process in remarks at the University of Michigan School of Business in Ann Arbor, Mich. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-6.html

January 29, 2024 - OCC Requests Comments on Proposed Rulemaking and Policy Statement on Bank Mergers - The Office of the Comptroller of the Currency today requested comment on a proposal to update its rules for business combinations involving national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-7.html

January 26, 2024 - OCC Promotes 2024 Earned Income Tax Credit Awareness Day - To increase the awareness of eligible working families about the benefits of the Earned Income Tax Credit - To increase the awareness of eligible working families about the benefits of the Earned Income Tax Credit, the Office of the Comptroller of the Currency joins stakeholders across the country in promoting January 26 as EITC Awareness Day. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-5.html

January 26, 2024 - Tenth District Services Activity Was Steady in January - Regional services activity was essentially flat in January. - Firms’ sales stayed steady, but employment levels fell moderately with only slight increases anticipated in the coming months. www.kansascityfed.org/surveys/services-survey/tenth-district-services-activity-was-steady-in-january/

January 26, 2024 - FDIC Makes Public December Enforcement Actions - The Federal Deposit Insurance Corporation today released a list of orders of administrative enforcement actions taken against banks and individuals in December 2023. www.fdic.gov/news/press-releases/2024/pr24004.html

January 26, 2024 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 25, 2024 - OCC Symposium on the Tokenization of Real-World Assets and Liabilities - The Office of the Comptroller of the Currency will host a symposium on the tokenization of real-world assets and liabilities February 8, 2024, at its headquarters in Washington, D.C. www.occ.treas.gov/news-events/events/files/event-other-occ-symposium.html
_________________________

CFPB proposal would cut overdraft fees as low as $3 - Overdraft fees would be reclassified as extensions of credit, forcing banks to disclose an APR. Banks would also choose whether to charge customers a �break-even� fee or an amount set by the CFPB. https://www.bankingdive.com/news/bank-overdraft-fee-proposal-3-dollars-cfpb-chopra-biden-cba-aba-extension-credit-tila/704728/

Top 6 banks dole out $9.4B toward FDIC special fee in Q4 - JPMorgan Chase paid the largest share, at $2.9 billion, to replenish the agency�s deposit insurance fund following last year�s bank failures. The bank reported $49.6 billion in annual net income. https://www.bankingdive.com/news/fdic-special-assessment-fee-banks-q4-profit-earnings-jpmorgan-stanley-citi-bofa-goldman-wells-fargo/704608/

January 25, 2024 - Tenth District Manufacturing Declined Moderately - Regional factory activity contracted in January, but future activity is expected to increase. Input prices increased sharply this month, and firms expect them to rise further in 2024. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-declined-moderately/

January 24, 2024 - Federal Reserve Board announces the Bank Term Funding Program will cease making new loans as scheduled on March 11 - The program will continue to make loans until that time and is available as an additional source of liquidity for eligible institutions. www.federalreserve.gov/newsevents/pressreleases/monetary20240124a.htm

January 24, 2024 - St. Louis Fed Research Director, Co-authors Selected for Edwin Mills Best Paper Award - A research paper co-authored by Carlos Garriga, research director of the Federal Reserve Bank of St. Louis, and two colleagues was selected for the prestigious 2023 Edwin Mills Best Paper Award by The American Real Estate and Urban Economics Association.   www.stlouisfed.org/news-releases/2024/01/24/garriga-selected-best-paper-award

January 23, 2024 - Kansas City Fed announces 2024 Community Development Advisory Council appointments - Kansas City Fed announces 2024 Community Development Advisory Council appointments. www.kansascityfed.org/newsroom/2024-news-releases/kansas-city-fed-announces-2024-community-development-advisory-council-appointments/

January 23, 2024 - Statistical Release - Money Stock Measures - H.6 Release www.federalreservhttps://www.kansascityfed.org/community-development-advisory-council/e.gov/releases/h6/current/default.htm

January 22, 2024 - St. Louis Fed Appoints Members to Community Banking Advisory Council - The Federal Reserve Bank of St. Louis has appointed two new members to its Community Depository Institutions Advisory Council, which provides input to the St. Louis Fed president about the economy, lending conditions and other issues of interest to community depository institutions. www.stlouisfed.org/news-releases/2024/01/22/st-louis-fed-appoints-community-banking-advisory-council

January 22, 2024 - Federal Reserve Board announces it will extend the comment period on its interchange fee proposal until May 12, 2024 and published additional related data.   www.federalreserve.gov/newsevents/pressreleases/bcreg20240122a.htm

January 22, 2024 - Federal Reserve Board announces five new members of its Community Advisory Council.  www.federalreserve.gov/newsevents/pressreleases/other20240122a.htm

January 19, 2024 - FDIC Demands Five Entities Cease Making False or Misleading Representations about Deposit Insurance - The Federal Deposit Insurance Corporation today issued letters demanding five entities and certain associated parties cease and desist from making false and misleading statements about FDIC deposit insurance. www.fdic.gov/news/press-releases/2024/pr24003.html

January 19, 2024 - Statistical Release - Finance Companies - G.20.  www.federalreserve.gov/releases/g20/current/default.htm

January 19, 2024 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 19, 2024 - Government-Sponsored Mortgage Securitization and Financial Crises - This paper analyzes a model of the mortgage market, considering scenarios with and without government-sponsored mortgage securitization. www.federalreserve.gov/econres/feds/government-sponsored-mortgage-securitization-and-financial-crises.htm

January 19, 2024 - Does the Ability to Work Remotely Alter Labor Force Attachment? An Analysis of Female Labor Force Participation - At the onset of the COVID-19 pandemic, a large share of the employed switched to remote work. www.federalreserve.gov/econres/notes/feds-notes/does-the-ability-to-work-remotely-alter-labor-force-attachment-an-analysis-of-female-lfp-20240119.html

January 19, 2024 - Changes in the U.S. Economy and Rural-Urban Employment Disparities - In the United States, long-term changes in the nature of the economy � including advances in technological innovation and automation, declines in the extraction of certain energy resources, increases in globalization, and a shift to the "knowledge-based" economy � have coincided with disproportionately negative employment outcomes in many rural, or "nonmetro," communities, especially for prime working-age men and those with less than a high school degree. www.federalreserve.gov/econres/notes/feds-notes/changes-in-the-us-economy-and-rural-urban-employment-disparities-20240119.html

January 19, 2024 - Inflation Perceptions During the Covid Pandemic and Recovery - Since 2016, the Michigan Surveys of Consumers have included questions on inflation perceptions�what people believe inflation to have been�that are worded symmetrically with their long-standing questions on inflation expectations. www.federalreserve.gov/econres/notes/feds-notes/inflation-perceptions-during-the-covid-pandemic-and-recovery-20240119.html

January 19, 2024 - Federal Reserve Board issues enforcement action and fines the Industrial and Commercial Bank of China Ltd. and its New York branch approximately $2.4 million for their unauthorized use and disclosure of confidential supervisory information.  www.federalreserve.gov/newsevents/pressreleases/enforcement20240119a.htm

January 18, 2024 - Lens on the District: Childcare Experts from Detroit Share Challenges with Chicago Fed Leadership - Staffing shortages, rising operational expenses, and new curriculum standards were a few of the challenges outlined by childcare providers in a roundtable discussion held on January 9 in Detroit as part of the Chicago Fed�s Spotlight on Childcare. www.chicagofed.org/publications/chicago-fed-insights/2024/childcare-experts-share-challenges

January 18, 2024 - NCUA - Board Approves Annual Performance Plan; Briefed on DEIA Strategic Plan - he National Credit Union Administration Board held its first open meeting of 2024 and unanimously approved the agency�s 2024 Annual Performance Plan and received a briefing on the Diversity, Equity, Inclusion, and Accessibility Strategic Plan, 2024�2026. https://ncua.gov/newsroom/press-release/2024/board-approves-annual-performance-plan-briefed-deia-strategic-plan

January 18, 2024 - Acting Comptroller Discusses Bank Liquidity Risk - Acting Comptroller of the Currency Michael J. Hsu today issued remarks on bank liquidity risk at Columbia University Law School in New York. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-4.html

January 18, 2024 - The board of directors of the Federal Reserve Bank of St. Louis has appointed Jeffrey G. Ludwig, president, CEO and vice chairman of Midland States Bancorp Inc. and CEO of Midland States Bank in Effingham, Ill., to serve on the Federal Advisory Council for a one-year term commencing Jan. 11, 2024, and ending Dec. 31, 2024. www.stlouisfed.org/news-releases/2024/01/18/jeffrey-g-ludwig-appointed-to-fac

January 18, 2024 - Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Rhode Island Affected by Severe Storms, Flooding, and Tornadoes.   www.fdic.gov/news/financial-institution-letters/2024/fil24002.html

January 18, 2024 - Federal Reserve Board announces four new members of its Community Depository Institutions Advisory Council - The Federal Reserve Board on Thursday announced four new members of its Community Depository Institutions Advisory Council, and the president and vice president of the council for 2024. www.federalreserve.gov/newsevents/pressreleases/other20240118a.htm
________________________

January 18, 2024 - Otsuka Sworn in as 25th NCUA Board Member - The Honorable Tanya Otsuka became the 25th Board Member of the National Credit Union Administration following a private swearing-in ceremony held at the agency�s Alexandria, Virginia, headquarters today. https://ncua.gov/newsroom/press-release/2024/otsuka-sworn-25th-ncua-board-member

January 18, 2024 - Acting Comptroller Discusses Bank Liquidity Risk - Acting Comptroller of the Currency Michael J. Hsu today issued remarks on bank liquidity risk at Columbia University Law School in New York. In his remarks, Mr. Hsu discussed the characteristics of recent bank runs and lessons learned from recent bank failures. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-4.html

January 18, 2024 - WSJ Exclusive, �Fed Official Says Rate Cuts Could Be Needed Next Year to Prevent Overtightening,� - Central bank must make sure �we don�t give people price stability but take away jobs,� says San Francisco Fed president. https://www.wsj.com/economy/central-banking/fed-official-says-rate-cuts-could-be-needed-next-year-to-prevent-over-tightening-29d009ce 

January 18, 2024 - Federal Reserve Board issues enforcement action with former employee of Community Financial Services Bank.   www.federalreserve.gov/newsevents/pressreleases/enforcement20240118a.htm

January 17, 2024 - Securities Operations: Shortening the Standard Settlement Cycle - The Office of the Comptroller of the Currency is issuing this bulletin to highlight actions that banks1 should take to prepare for a change in the standard securities settlement cycle for most U.S. securities transactions. www.occ.treas.gov/news-issuances/bulletins/2024/bulletin-2024-3.html

January 17, 2024 - OCC Announces Enforcement Actions for January 2024 - The Office of the Comptroller of the Currency today released enforcement actions taken against national banks and federal savings associations, and individuals currently and formerly affiliated with banks the OCC supervises. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-3.html

January 17, 2024 - How Gen Z and millennials are using social media tools to handle their money - As a member of Gen Z (the generation born between 1997 and 2012), Alyssa Gove has grown up with social media and everything that comes with it. www.kansascityfed.org/ten/how-gen-z-and-millennials-are-using-social-media-tools-to-handle-their-money/

January 17, 2024 - Tenth District Beige Book - Economic activity in the Tenth District declined moderately in recent weeks. www.kansascityfed.org/surveys/beige-book/tenth-district-beige-book/

January 17, 2024 - St. Louis Fed Releases Beige Book - The local report summarizes economic conditions for the Eighth District, which is based in St. Louis and covers all of Arkansas and parts of Illinois, Indiana, Kentucky, Mississippi, Missouri and Tennessee. www.stlouisfed.org/news-releases/2024/01/17/st-louis-fed-releases-beige-book

January 17, 2024 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts.  www.federalreserve.gov/monetarypolicy/publications/beige-book-default.htm

January 17, 2024 - Statistical Release - Industrial Production and Capacity Utilization - G.17 - Industrial production moved up 0.1 percent in December and declined 3.1 percent at an annual rate in the fourth quarter. www.federalreserve.gov/releases/g17/current/default.htm

January 17, 2024 - Speech by Governor Michelle W. Bowman - The Path Forward for Bank Capital Reform At Protect Main Street sponsored by the Center for Capital Markets at the U.S. Chamber of Commerce, Washington, D.C. (virtual) www.federalreserve.gov/newsevents/speech/bowman20240117a.htm

January 17, 2024 - Speech by Vice Chair for Supervision Michael S. Barr At the Conference on Measuring Cyber Risk in the Financial Services Sector, Boston, Massachusetts.   www.federalreserve.gov/newsevents/speech/barr20240117a.htm

January 17, 2024 - Agencies extend resolution plan submission deadline for some large financial institutions - These companies will be required to submit their resolution plans by March 31, 2025, instead of July 1, 2024.
Pres Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20240117a.htm
Press Release: www.fdic.gov/news/press-releases/2024/pr24002.html

January 16, 2024 - Consolidated Reports of Condition and Income for Fourth Quarter 2023 - The attached materials pertain to the Consolidated Reports of Condition and Income for the December 31, 2023, report date and provide guidance on certain reporting issues. www.fdic.gov/news/financial-institution-letters/2024/fil24001.html

January 16, 2024 - Speech by Governor Christopher J. Waller - Almost as Good as It Gets�But Will It Last? At The Brookings Institution, Washington, D.C.   www.federalreserve.gov/newsevents/speech/waller20240116a.htm

January 16, 2024 - A Field Guide to Monetary Policy Implementation Issues in a New World with CBDC, Stablecoin, and Narrow Banks - James A. Clouse - This paper develops an analytical framework aimed at shedding light on the implications of the evolution of financial market structure for monetary policy implementation and transmission. www.federalreserve.gov/econres/feds/a-field-guide-to-monetary-policy-implementation-issues-in-a-new-world-with-cbdc-stablecoin-and-narrow-banks.htm

January 12, 2024 - enth District Energy Activity Declined Sharply - Fourth quarter energy survey results revealed that Tenth District energy activity declined sharply but is expected to pick up modestly in the next six months. www.kansascityfed.org/surveys/energy-survey/tenth-district-energy-activity-declined-sharply/

January 12, 2024 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 12, 2024 - The Effects of Credit Score Migration on Subprime Auto Loan and Credit Card Delinquencies - John Driscoll, Jessica Flagg, Bradley Katcher, and Kamila Sommer - In the early stages of the pandemic, income support and forbearance programs led consumer loan delinquency rates to fall to near-record lows for borrowers across the credit score distribution. www.federalreserve.gov/econres/notes/feds-notes/the-effects-of-credit-score-migration-on-subprime-auto-loan-and-credit-card-delinquencies-20240112.html

January 12, 2024 - 2018 FOMC meeting transcripts and historical materials.  www.federalreserve.gov/monetarypolicy/fomchistorical2018.htm

January 12, 2024 - Federal Reserve Board announces preliminary financial information for the Federal Reserve Banks� income and expenses in 2023.  www.federalreserve.gov/newsevents/pressreleases/other20240112a.htm ____________________________

January 11, 2024 - The Federal Financial Institutions Examination Council�s member agencies are making changes to the Uniform Bank Performance Report�s Balance Sheet dollar page on or shortly after January 15, 2024. www.ffiec.gov/press/an011124.htm

January 11, 2024 - Federal Reserve Board issues enforcement actions with former employee of Bank of Jackson Hole and former employees of Farmers and Merchants Savings Bank.   www.federalreserve.gov/newsevents/pressreleases/enforcement20240111a.htm

January 9, 2024 - Civil Money Penalties: Notice Adjusting Maximum Civil Money Penalties for 2024 - On January 8, 2024, the Office of the Comptroller of the Currency published in the Federal Register the attached notice to adjust the maximum amount of each civil money penalty within its jurisdiction pursuant to the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015. www.occ.treas.gov/news-issuances/bulletins/2024/bulletin-2024-2.html

January 9, 2024 - OCC Hosts Public Appraisal Subcommittee Hearing on Appraisal Bias - The Office of the Comptroller of the Currency will host a public hearing of the Appraisal Subcommittee on appraisal bias on February 13, 2024, from 10:00 a.m. to 1:00 p.m., at its headquarters, 400 7th Street SW, Washington, D.C. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-2.html

January 9, 2024 - The KC Fed LMCI suggests the level of activity declined slightly, and momentum was little changed in December - The level of activity decreased by 0.04, from 0.82 to 0.78.  www.kansascityfed.org/data-and-trends/lmci/current-release/

January 9, 2024 - Minutes of the Board's discount rate meetings from November 13 through December 13, 2023. www.federalreserve.gov/newsevents/pressreleases/monetary20240109a.htm

January 8, 2024 - Press Releases search results - Otsuka Sworn in as 25th NCUA Board Member - The Honorable Tanya Otsuka became the 25th Board Member of the National Credit Union Administration following a private swearing-in ceremony held at the agency�s Alexandria, Virginia, headquarters today. www.ncua.gov/newsroom/press-release/2024/otsuka-sworn-25th-ncua-board-member  

January 8, 2024 - Community Reinvestment Act: Frequently Asked Questions Regarding the State Small Business Credit Initiative 2.0.  www.occ.treas.gov/news-issuances/bulletins/2024/bulletin-2024-1.html

January 8, 2024 - Speech by Governor Bowman at the South Carolina Bankers Association 2024 Community Bankers Conference At the South Carolina Bankers Association 2024 Community Bankers Conference, www.federalreserve.gov/newsevents/speech/bowman20240108a.htm

January 5, 2024 - Federal Reserve Bank of Chicago Announces the Re-election of Two Directors, Re-appointment of One Director, Appointment of the Board Chair and Deputy Chair, Re-appointment of Two Detroit Branch Directors, Appointment of Two Detroit Branch Directors, Appointment of the Detroit Branch Chair, and Appointment of the Federal Advisory Council Representative.  www.chicagofed.org/publications/news/2024/chicago-fed-announces-chicago-detroit-directors

January 05, 2024 - St. Louis Fed Little Rock Branch Announces Changes to Board of Directors.  www.stlouisfed.org/news-releases/2024/01/05/st-louis-fed-little-rock-branch-announces-changes-to-board-of-directors

January 5, 2024 - St. Louis Fed Little Rock Branch Announces Changes to Board of Directors.  www.stlouisfed.org/news-releases/2024/01/05/st-louis-fed-little-rock-branch-announces-changes-to-board-of-directors

January 5, 2024 - St. Louis Fed Louisville Branch Announces Changes to Board of Directors.  www.stlouisfed.org/news-releases/2024/01/05/st-louis-fed-louisville-branch-announces-changes-to-board-of-directors

January 05, 2024 - The Federal Reserve Bank of St. Louis has announced the following changes to its Memphis Branch board of directors, effective Jan. 1: www.stlouisfed.org/news-releases/2024/01/05/st-louis-fed-memphis-branch-announces-changes-to-board-of-directors

January 5, 2024 - FOIA - Chair Powell's calendar, November 2023.  www.federalreserve.gov/foia/chairman-powell-calendar.htm

January 5, 2024 - Credit and Liquidity Programs and the Balance Sheet. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

January 5, 2024 - Speech by Governor Bowman on building a more inclusive financial system through collaboration and action At the Aspen Institute, Washington, D.C. (via pre-recorded video) www.federalreserve.gov/newsevents/speech/bowman20231205a.htm

January 5, 2024 - Federal Reserve Board announces the designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2024.   www.federalreserve.gov/newsevents/pressreleases/other20240105a.htm ___________________________

January 4, 2024 - 2024 Auto Industry Outlook - In 2023, we saw better-than-expected automotive sales, the United Auto Workers� stand-up strike, and the full implementation of the Inflation Reduction Act�s electric vehicle incentives. www.chicagofed.org/events/2024/ais

January 4, 2024 - FDIC Issues List of Banks Examined for CRA Compliance - January - The list covers evaluation ratings that the FDIC assigned to institutions in October 2023. www.fdic.gov/news/press-releases/2024/pr24001.html

January 4, 2024 - St. Louis Fed names Alberto G. Musalem as its next president and CEO - The Federal Reserve Bank of St. Louis announced today that Alberto G. Musalem will be its next president and chief executive officer. www.stlouisfed.org/news-releases/2024/01/04/st-louis-fed-names-alberto-g-musalem-next-president-ceo

January 3, 2024 - Minutes of the Federal Open Market Committee, December 12-13, 2023.  www.federalreserve.gov/newsevents/pressreleases/monetary20240103a.htm

January 2, 2024 - OCC Releases CRA Evaluations for 25 National Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of December 1, 2023, through December 31, 2023. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-1.html

January 2, 2024 - FEDS Notes- Question design and the gender gap in financial literacy - Many surveys have measured people's financial literacy with a standard set of questions covering interest, inflation, and investment diversification. www.federalreserve.gov/econres/notes/feds-notes/question-design-and-the-gender-gap-in-financial-literacy-20240102.html