IT audits - I am performing FFIEC ITaudits for banks and credit unions. I am a former bank examiner with years of IT auditing experience.  Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

June 30, 2023 - NCUA Prohibits Three Individuals from Participating in the Affairs of Any Federally Insured Depository Institution https://ncua.gov/newsroom/press-release/2023/ncua-prohibits-three-individuals-participating-affairs-any-federally-insured-depository-institution-0

June 30, 2023 - Credit Standards Tighten as Small Business C&I Lending Declines - Small business commercial and industrial lending declined sharply in the first quarter, decreasing 15.9 percent from the same period in 2022 and 6.8 percent from the previous quarter. www.kansascityfed.org/surveys/small-business-lending-survey/credit-standards-tighten-as-small-business-ci-lending-declines/

June 30, 2023 - FDIC Announces Retirement of John Conneely, Director of Division of Complex Institution Supervision and Resolution - The Federal Deposit Insurance Corporation today announced the retirement of John Conneely following a nearly 35-year career at the agency including his leadership of the FDIC’s Division of Complex Institution Supervision and Resolution www.fdic.gov/news/press-releases/2023/pr23053.html

June 30, 2023 - FDIC Makes Public May Enforcement Actions - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in May 2023. www.fdic.gov/news/press-releases/2023/pr23052.html

June 30, 2023 - A New Index to Measure U.S. Financial Conditions - Andrea Ajello, Michele Cavallo, Giovanni Favara, William B. Peterman, John W. Schindler IV, and Nitish R. Sinha - This note proposes a new index that can be used to gauge broad financial conditions and assess how these conditions are related to future economic growth. www.federalreserve.gov/econres/notes/feds-notes/a-new-index-to-measure-us-financial-conditions-20230630.html

June 30, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

June 30, 2023 - Regulatory Reform - Discount Window Lending, 2021:Q2 - Federal Reserve lending to depository institutions plays an important role in supporting the liquidity and stability of the banking system and the effective implementation of monetary policy. www.federalreserve.gov/regreform/discount-window.htm

June 30, 2023 - Prudent Commercial Real Estate Loan Accommodations and Workouts - The Federal Reserve, along with the other financial regulators, has adopted the attached policy statement on Prudent Commercial Real Estate Loan Accommodations and Workouts. www.federalreserve.gov/supervisionreg/srletters/SR2305.htm

June 30, 2023 - Federal Reserve Board issues enforcement action with Lake Shore MHC and Lake Shore Bancorp Inc. www.federalreserve.gov/newsevents/pressreleases/enforcement20230630a.htm

June 29, 2023 - Credit Administration: Final Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts - The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National Credit Union Administration, in consultation with state bank and credit union regulators, today published the final "Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts.”
Press Release: www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-23.html
Press Release: https://ncua.gov/newsroom/press-release/2023/agencies-finalize-policy-statement-commercial-real-estate-loan-accommodations-and-workouts

June 29, 2023 - The Federal Financial Institutions Examination Council today announced the availability of data on 2022 mortgage lending transactions reported under the Home Mortgage Disclosure Act by 4,460 U.S. financial institutions, including banks, savings associations, credit unions, and mortgage companies. www.ffiec.gov/press/pr062923.htm

June 29, 2023 - Statistical Release - Finance Companies - G.20.  www.federalreserve.gov/releases/g20/20230629/

June 29, 2023 - Agencies finalize policy statement on commercial real estate loan accommodations and workouts - The updates reinforce and build on existing supervisory guidance calling for financial institutions to work prudently and constructively with creditworthy borrowers during times of financial stress.
Press Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20230629a.htm
Press Release: www.fdic.gov/news/press-releases/2023/pr23051.html
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-69.html

June 29, 2023 - Federal Reserve names organizations certified as ready for FedNow® Service - The Federal Reserve announced that 57 early adopter organizations, including financial institutions and service providers, have completed formal testing and certification in advance of the FedNow Service's launch planned for late July. www.federalreserve.gov/newsevents/pressreleases/other20230629a.htm _______________________________________

June 29, 28023 - To Reach the Fed�s Inflation Target, Interest Rates May Have to Remain Restrictive for Some Time - The Federal Reserve has raised the federal funds rate by 500 basis points since March 2022. www.kansascityfed.org/research/economic-bulletin/to-reach-the-feds-inflation-target-interest-rates-may-have-to-remain-restrictive-for-some-time/

June 29, 2023 - Interconnected DeFi: Ripple Effects from the Terra Collapse - Anton Badev and Cy Watsky - The emerging world of decentralized finance, facilitated by smart contracts operating on blockchain networks, has been notable both for its rapid growth and the high-profile collapses of several of its largest participants. www.federalreserve.gov/econres/feds/interconnected-defi-ripple-effects-from-the-terra-collapse.htm

June 29, 2023 - Speech by Chair Jerome H. Powell - Financial Stability and Economic Developments At the Banco de Espana Fourth Conference on Financial Stability, Madrid, Spain.   www.federalreserve.gov/newsevents/speech/powell20230629a.htm

June 28, 2023 - NCUA Releases Annual Cybersecurity & Credit Union System Resilience Report - The report provides an explanation of the measures taken to strengthen cybersecurity within the federally insured credit union system and the NCUA. https://ncua.gov/newsroom/press-release/2023/ncua-releases-annual-cybersecurity-credit-union-system-resilience-report

June 28, 2023 - Federal Reserve Board releases results of annual bank stress test, which demonstrates that large banks are well positioned to weather a severe recession and continue to lend to households and businesses even during a severe recession. www.federalreserve.gov/newsevents/pressreleases/bcreg20230628a.htm

June 27, 2023 - OCC Reports Improvement in Mortgage Performance for First Quarter of 2023 - The Office of the Comptroller of the Currency mortgages in the federal banking system during the first quarter of 2023 compared to the previous quarter. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-68.html

June 27, 2023 - Renaudin Joins St. Louis Fed�s Health Care Industry Council - Renaudin is president of Medicare and Medicaid for Humana, headquartered in Louisville, Ky. www.stlouisfed.org/news-releases/2023/06/27/renaudin-joins-health-care-industry-council

June 27, 2023 - The Transmission of Global Risk - Martin Bodenstein, Pablo Cuba-Borda, Albert Queralto - Turmoil in the banking sector in the U.S. and Europe in early 2023 brought jitters to financial markets and increased concerns about a global risk-off event. www.federalreserve.gov/econres/notes/feds-notes/the-transmission-of-global-risk-20230627.html

June 27, 2023 - Statistical Release - Money Stock Measures - H.6 Release.  www.federalreserve.gov/releases/h6/current/default.htm

June 27, 2023 - College Networks and Re-employment of Displaced Workers - Ben Ost, Weixiang Pan, and Douglas Webber - We provide the first evidence on the role of college networks in the re-employment of displaced workers. www.federalreserve.gov/econres/feds/college-networks-and-re-employment-of-displaced-workers.htm

June 27, 2023 - A Comprehensive Empirical Evaluation of Biases in Expectation Formation - Kenneth Eva and Fabian Winkler - We revisit predictability of forecast errors in macroeconomic survey data, which is often taken as evidence of behavioral biases at odds with rational expectations. www.federalreserve.gov/econres/feds/a-comprehensive-empirical-evaluation-of-biases-in-expectation-formation.htm

June 27, 2023 - Federal Reserve Board announces approval of application by Vantage Bank Texas. www.federalreserve.gov/newsevents/pressreleases/orders20230627a.htm

June 26, 2023 - Acting Comptroller of the Currency Kicks Off Summer High School Scholars Internship Program - In partnership with the District of Columbia�s Department of Employment Services Summer Youth Employment Program, the OCC recruits rising seniors and recent high school graduates from Washington, D.C., high schools for six-week, paid internships at the agency. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-67.html

June 26, 2023 - Cybersecurity: Cybersecurity Supervision Work Program - As cyberattacks evolve and as banks1 adopt various standardized tools and frameworks to assess cybersecurity preparedness, the OCC recognized the need to update its approach to cybersecurity assessment as part of the agency�s bank supervision. www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-22.html

June 26, 2023 - The Price of Macroeconomic Uncertainty: Evidence from Daily Options - Juan M. Londono and Mehrdad Samadi - Using recently available daily S&P 500 index option expirations, we examine the ex ante pricing of uncertainty surrounding key economic releases and the determinants of risk premia associated with these releases. www.federalreserve.gov/econres/ifdp/the-price-of-macroeconomic-uncertainty-evidence-from-daily-options.htm

June 26, 2023 - End of an Era: The Coming Long-Run Slowdown in Corporate Profit Growth and Stock Returns - Michael Smolyansky - I show that the decline in interest rates and corporate tax rates over the past three decades accounts for the majority of the period�s exceptional stock market performance. www.federalreserve.gov/econres/feds/end-of-an-era-the-coming-long-run-slowdown-in-corporate-profit-growth-and-stock-returns.htm

June 26, 2023 - Federal Reserve Board announces approval of application by Banco de Reservas de la Rep�blica Dominicana.  www.federalreserve.gov/newsevents/pressreleases/orders20230626a.htm

June 25, 2023 - Responsive and Responsible Bank Regulation and Supervision - Governor Michelle W. Bowman At the Salzburg Global Seminar on Global Turbulence and Financial Resilience: Implications for Financial Services and Society, Salzburg, Austria www.federalreserve.gov/newsevents/speech/bowman20230625a.htm

June 23, 2023 - The Wall Street Journal�s Global Food Forum - A conversation between Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, and Nick Timiraos, chief economics correspondent at the Wall Street Journal. www.chicagofed.org/publications/speeches/2023/june-21-wsj-food-forum

June 23, 2023 - Tenth District Services Activity Increased Significantly in June - District services activity increased significantly in June. In contrast, expectations for future activity edged lower as price increases continued. www.kansascityfed.org/surveys/services-survey/tenth-district-services-activity-increased-significantly-in-june/

June 23, 2023 - Consolidated Reports of Condition and Income for Second Quarter 2023 - The attached materials pertain to the Consolidated Reports of Condition and Income for the June 30, 2023, report date and provide guidance on certain reporting issues. www.fdic.gov/news/financial-institution-letters/2023/fil23033.html

June 23, 2023 - 2nd Annual International Roles of the U.S. Dollar Conference - Alain Chaboud, Ricardo Correa, Patrick Douglass, Linda S. Goldberg, Juan M. Londono, and Fabiola Ravazzolo - The U.S. dollar plays a central role in the global economy. www.federalreserve.gov/econres/notes/feds-notes/2nd-annual-international-roles-of-the-us-dollar-conference-20230623.html

June 23, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

June 23, 2023 - Finite-State Markov-Chain Approximations: A Hidden Markov Approach - Eva F. Janssens and Sean McCrary - This paper proposes a novel finite-state Markov chain approximation method for Markov processes with continuous support, providing both an optimal grid and transition probability matrix. www.federalreserve.gov/econres/feds/finite-state-markov-chain-approximations-a-hidden-markov-approach.htm

June 23, 2023 - Accumulated Savings During the Pandemic: An International Comparison with Historical Perspective - Francois de Soyres, Dylan Moore, and Julio Ortiz - The COVID-19 pandemic gave rise to unprecedented global economic conditions. www.federalreserve.gov/econres/notes/feds-notes/accumulated-savings-during-the-pandemic-an-international-comparison-with-historical-perspective-20230623.html

June 23, 2023 - The FOMC's Use of Operational Targets: 85 Years and Counting - Jeffrey Huther, Elizabeth Klee, Kevin Kiernan, and Ethan Rodriguez-Shah - This paper uses summaries of the Federal Open Market Committee�s meetings to identify its operational targets and map those to operating regimes. https://www.federalreserve.gov/econres/feds/the-fomcs-use-of-operational-targets-85-years-and-counting.htm

June 23, 2023 - Federal bank regulatory agencies today made available the 2023 list of distressed or underserved nonmetropolitan middle-income geographies.
Press Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20230623a.htm
Press Release: www.fdic.gov/news/press-releases/2023/pr23050.html
Press Release: www.ffiec.gov/press/pr062323.htm
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-66.html

June 23, 2023 - Agencies release list of distressed or underserved nonmetropolitan middle-income geographies - Federal bank regulatory agencies today made available the 2023 list of distressed or underserved nonmetropolitan middle-income geographies. www.federalreserve.gov/newsevents/pressreleases/bcreg20230623a.htm

June 23, 2023 - Federal Open Market Committee announces tentative meeting schedule for 2024. www.federalreserve.gov/newsevents/pressreleases/monetary20230623a.htm

June 23, 2023 - Federal Reserve Board announces termination of enforcement actions with Commerzbank AG, Frankfurt am Main and Commerzbank AG New York Branch.   www.federalreserve.gov/newsevents/pressreleases/enforcement20230623a.htm

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June 22, 2023 - Asset Management: Updated Comptroller�s Handbook Booklet and Rescissions - This booklet provides an overview of the asset management business and guidance on sound risk management processes. www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-20.html

June 22, 2023 - OCC Hosts Credit and Operational Risk Workshops in Charlottesville - The Office of the Comptroller of the Currency (OCC) will host two workshops August 1-2 in Charlottesville, Va., for directors, senior management, and other key executives of national community banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-65.html

June 22, 2023 - Addressing Traditional Credit Scores as a Barrier to Accessing Affordable Credit - Traditional credit scores do not always reflect a consumer�s creditworthiness and may drive disparities in credit access. www.kansascityfed.org/research/economic-review/addressing-traditional-credit-scores-as-a-barrier-to-accessing-affordable-credit/

June 22, 2023 - Tenth District Manufacturing Activity Declined Further in June - Regional factory activity declined further in June. District firms� expectations for future activity fell to their lowest levels since April 2020, although firms were still fairly optimistic about employment levels. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-activity-declined-further-in-june/

June 22, 2023 - Senior Credit Officer Opinion Survey on Dealer Financing Terms, June 2023 - The Senior Credit Officer Opinion Survey on Dealer Financing Terms is a quarterly survey providing information about the availability and terms of credit in securities financing and over-the counter derivatives markets. www.federalreserve.gov/data/scoos.htm

June 22, 2023 - Welcoming Remarks - Governor Christopher J. Waller At the 2023 International Journal of Central Banking Conference, Dublin, Ireland.   www.federalreserve.gov/newsevents/speech/waller20230622a.htm

June 22, 2023 - Opening Remarks - Governor Michelle W. Bowman - At �Fed Listens: Transitioning to the Post-Pandemic Economy,� a plenary session at Policy Summit 2023: Communities Thriving in a Changing Economy, hosted by the Federal Reserve Bank of Cleveland, Cleveland, Ohio www.federalreserve.gov/newsevents/speech/bowman20230622a.htm

June 22, 2023 - Press Releases search results - NCUA Board Approves Proposal on MDI Preservation Program - The National Credit Union Administration Board held its sixth open meeting of 2023 and approved a proposal about the agency�s minority depository institution preservation program and a notice and request for comment on the NCUA operating fee schedule methodology. https://ncua.gov/newsroom/press-release/2023/ncua-board-approves-proposal-mdi-preservation-program

June 21, 2023 - Testimony by Chair Jerome H. Powell - Semiannual Monetary Policy Report to the Congress Before the Committee on Financial Services, U.S. House of Representatives.   www.federalreserve.gov/newsevents/testimony/powell20230621a.htm

June 21, 2023 - Testimony by Governor Philip N. Jefferson - Nomination hearing Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate.   www.federalreserve.gov/newsevents/testimony/jefferson20230621a.htm

June 21, 2023 - Testimony by Governor Lisa D. Cook - Nomination hearing Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate.   www.federalreserve.gov/newsevents/testimony/cook20230621a.htm

June 20, 2023 - Registration Now Open for NCUA Diversity Equity, and Inclusion Summit Nov. 1�2 - The in-person event will take place November 1�2, 2023, at the Hilton Washington D.C. Capitol Hill. https://ncua.gov/newsroom/press-release/2023/registration-now-open-ncua-diversity-equity-and-inclusion-summit-nov-1-2

June 20, 2023 - Kansas City Fed releases 2022 Bank Capital Analysis - Smaller banks continue to hold more capital than America�s largest banks. www.kansascityfed.org/newsroom/2023-news-releases/kansas-city-fed-releases-2023-bank-capital-analysis/

June 16, 2023 - Acting Comptroller Discusses Tokenization, Artificial Intelligence - In his remarks, the Acting Comptroller discussed how risk and compliance can facilitate responsible innovation in AI and tokenization, and the distinctions between public, trustless blockchains and centralized, trusted blockchains.  https://occ.treas.gov/news-issuances/news-releases/2023/nr-occ-2023-64.html

June 16, 2023 - FDIC Clarifying Supervisory Approach Regarding Supervisory Guidance on Multiple Re-Presentment NSF Fees - The FDIC has updated its Supervisory Guidance on Multiple Re-Presentment NSF Fees to clarify its supervisory approach for corrective action when a violation of law is identified. www.fdic.gov/news/financial-institution-letters/2023/fil23032.html

June 16, 2023 - Statistical Release - Enhanced Financial Accounts, June 2023.  www.federalreserve.gov/releases/efa/enhanced-financial-accounts.htm

June 16, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

June 16, 2023 - Monetary Policy Report - The Federal Reserve Act requires the Federal Reserve Board to submit written reports to Congress containing discussions of "the conduct of monetary policy and economic developments and prospects for the future." www.federalreserve.gov/monetarypolicy/publications/mpr_default.htm

June 16, 2023 - Speech by Governor Waller on financial stability and macroeconomic policy. Governor Christopher J. Waller At "The Future of Macroeconomic Policy,� a conference sponsored by the Norges Bank, the International Monetary Fund, and the IMF Economic Review, Oslo, Norway. www.federalreserve.gov/newsevents/speech/waller20230616a.htm

June 16, 2023 - Federal Reserve Board publishes a database of financial institutions with access to, or requests to access, Federal Reserve Bank master accounts and services - To promote transparency, the Federal Reserve Board on Friday published a database of financial institutions with access to, or requests to access, Federal Reserve Bank master accounts and services. www.federalreserve.gov/newsevents/pressreleases/other20230616a.htm

June 15, 2023 - OCC Reports First Quarter 2023 Bank Trading Revenue - The Office of the Comptroller of the Currency reported cumulative trading revenue of U.S. commercial banks and savings associations of $17.6 billion in the first quarter of 2023. www.occ.treas.gov/news-issuances/news-releases/2023/nr-occ-2023-62.html

June 15, 2023 - OCC Enforcement Actions and Terminations - The Office of the Comptroller of the Currency today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-63.html

June 15, 2023 - The Federal Deposit Insurance Corporation today issued a letter demanding three companies and certain of their officers cease and desist from making false and misleading statements about FDIC deposit insurance. www.fdic.gov/news/press-releases/2023/pr23049.html

June 15, 2023 - FDIC Demands Three Companies Cease Making False or Misleading Representations about Deposit Insurance - https://www.fdic.gov/news/press-releases/2023/pr23049.html

June 15, 2023 - Statistical Release - Household Debt Service and Financial Obligations Ratios. www.federalreserve.gov/releases/housedebt/

June 15, 2023 - Statistical Release - Industrial Production and Capacity Utilization - G.17 - Industrial production edged down 0.2 percent in May following two consecutive months of increases. www.federalreserve.gov/releases/g17/current/default.htm

June 15, 2023 - Federal Reserve Board issues enforcement action with AgCom Holdings, Inc. www.federalreserve.gov/newsevents/pressreleases/enforcement20230615a.htm
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June 15, 2023 - OCC Enforcement Actions and Terminations - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. https://www.occ.treas.gov/news-issuances/news-releases/2023/nr-occ-2023-63.html

June 14, 2023 - Acting Comptroller Issues Statement on Key Risks Facing Federal Banking System - Acting Comptroller of the Currency Michael J. Hsu today issued the following statement on the publication of the Office of the Comptroller of the Currency�s Semiannual Risk Perspective Spring 2023 report. https://www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-61.html

June 14, 2023 - OCC Report Identifies Key Risks Facing Federal Banking System - The Office of the Comptroller of the Currency (OCC) today reported the key issues facing the federal banking system in its Semiannual Risk Perspective for Spring 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-60.html

June 14, 2023 - Blue Joins St. Louis Fed�s Transportation Industry Council - Terry Blue has been named to the Transportation Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2023/06/14/blue-joins-st-louis-fed-transport-industry-council

June 14, 2023 - Federal Reserve Board announces that results from its annual bank stress tests will be released on Wednesday, June 28, at 4:30 p.m. EDT - Stress tests are one supervisory tool used to measure whether banks have adequate capital to absorb losses so that they can lend to households and busines.ses even in a severe recession.  www.federalreserve.gov/newsevents/pressreleases/bcreg20230614a.htm

June 14, 2023 - FOMC Statement - Summary of Economic Projections - Opening Statement - Recent indicators suggest that economic activity has continued to expand at a modest pace. www.federalreserve.gov/newsevents/pressreleases/monetary20230614a.htm

June 14, 2023 - Federal Reserve Board and Federal Open Market Committee release economic projections from the June 13-14 FOMC meeting - The attached tables and charts released on Wednesday summarize the economic projections made by Federal Open Market Committee participants in conjunction with the June 13-14 meeting. www.federalreserve.gov/newsevents/pressreleases/monetary20230614b.htm

June 14, 2023 - Federal Reserve issues FOMC statement - Monetary Policy - Recent indicators suggest that economic activity has continued to expand at a modest pace. www.federalreserve.gov/newsevents/pressreleases/monetary20230614a.htm

June 14, 2023 - NCUA Releases Q1 2023 State-Level Credit Union Data Report - For federally insured credit unions, median asset growth and growth in shares and deposits declined slightly over the year ending in the first quarter of 2023. https://ncua.gov/newsroom/press-release/2023/ncua-releases-q1-2023-state-level-credit-union-data-report

June 13, 2023 - Revisions to the Consolidated Reports of Condition and Income and the FFIEC 002 Report - On June 13, 2023, the Federal Deposit Insurance Corporation the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency, under the auspices of the Federal Financial Institutions Examination Council, published the attached final regulatory reporting changes in the Federal Register. www.fdic.gov/news/financial-institution-letters/2023/fil23031.html

June 13, 2023 - Publication - Report to Congress Pursuant to Section 13(3) of the Federal Reserve Act: Bank Term Funding Program Publication. 
https://www.federalreserve.gov/publications/reports-to-congress-pursuant-to-section-13-3-btfp.htm

June 13, 2023 - Publication - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities. www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

June 12, 2023 - OCC Hosts Credit and Operational Risk Workshops in Minneapolis - The Office of the Comptroller of the Currencywill host two workshops July 18-19 in Minneapolis for directors, senior management, and other key executives of national community banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-59.html

June 9, 2023 - Bank Management: Request for Information on Proposed Annual Consumer Trust in Banking Survey - The Office of the Comptroller of the Currency is requesting information on a proposed new OCC survey about the public�s trust in banking and bank supervision. www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-19.html

June 9, 2023 - OCC Requests Comment for Survey on Trust in Banking - he Office of the Comptroller of the Currency today announced a request for information to gather input on a proposed annual trust survey with the goal of understanding, measuring, and tracking the public�s trust in banking and bank supervision by the OCC and other banking regulators over time. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-58.html

June 9, 2023 - The KCFSI suggests financial stress increased modestly in May - The KCFSI suggests financial stress increased modestly in May. www.kansascityfed.org/data-and-trends/kansas-city-financial-stress-index/current-release/

June 9, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

June 9, 2023 - Fed Financial Statements - Federal Reserve Banks Combined Quarterly Financial Reports (Unaudited), Q1 2023 - The combined information includes the accounts and results of operations of each of the 12 Reserve Banks and some consolidated variable interest entities. www.federalreserve.gov/aboutthefed/combined-quarterly-financial-reports-unaudited.htm 

June 8, 2023 - OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27 - The Office of the Comptroller of the Currency today announced it will host a public meeting of the Mutual Savings Association Advisory Committee on Tuesday, June 27, 2023.  https://occ.gov/news-issuances/news-releases/2023/nr-occ-2023-55.html
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June 8, 2023 - OCC Hosts Mutual Savings Association Advisory Committee Meeting June 27 - The purpose of the meeting is for the MSAAC to advise the OCC on regulatory or other changes the OCC may make to ensure the health and viability of mutual savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-55.html

June 8, 2023 - Statistical Release - Financial Accounts of the United States - Z.1 - The Financial Accounts of the United States includes data on transactions and levels of financial assets and liabilities, by sector and financial instrument; full balance sheets, including net worth, for households and nonprofit organizations, nonfinancial corporate businesses, and nonfinancial noncorporate businesses; Integrated Macroeconomic Accounts; and additional supplemental detail. www.federalreserve.gov/releases/z1/

June 8, 2023 - Agencies propose interagency guidance on reconsiderations of value for residential real estate valuations - The proposed guidance advises on policies that financial institutions may implement to allow consumers to provide financial institutions with information that may not have been considered during an appraisal or if deficiencies are identified in the original appraisal. ROVs are requests from a financial institution to an appraiser or other preparer of a valuation report to reassess the value of residential real estate.
News Release - www.federalreserve.gov/newsevents/pressreleases/bcreg20230608a.htm
News Release - www.fdic.gov/news/press-releases/2023/pr23048.html
News Release - www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-56.html
News Release - https://ncua.gov/newsroom/press-release/2023/agencies-propose-interagency-guidance-reconsiderations-value-residential-real-estate-valuations

June 7, 2023 - OCC Hosts Risk Governance and Capital Markets Workshops in Denver - The Office of the Comptroller of the Currency will host two workshops July 11-12 in Denver for directors, senior management, and other key executives of national community banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-54.html

June 7, 2023 - Statistical Release - Consumer Credit - G.19 -In April, consumer credit increased at a seasonally adjusted annual rate of 5.7 percent. www.federalreserve.gov/releases/g19/current/default.htm

June 6, 2023 - Agencies issue final guidance on third-party risk management - Federal bank regulatory agencies today issued final joint guidance designed to help banking organizations manage risks associated with third-party relationships, including relationships with financial technology companies.
News Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20230606a.htm
News Release: www.fdic.gov/news/press-releases/2023/pr23047.html
News Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-53.html

June 2, 2023 - OCC Releases CRA Evaluations for 21 National Banks and Federal Savings Associations - The Office of theAgencies issue final guidance on third-party risk management Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of May 1, 2023, through May 31, 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-52.html

June 2, 2023 - FDIC�s Office of the Ombudsman publishes 2022 Services and Activities Report - The Federal Deposit Insurance Corporation�s Office of the Ombudsman today published a report highlighting its activities and the services provided to stakeholders during 2022. www.fdic.gov/news/financial-institution-letters/2023/fil23028.html

June 2, 2023 - Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Guam Affected by Typhoon Mawar. www.fdic.gov/news/financial-institution-letters/2023/fil23027.html

June 2, 2023 - F DIC Issues List of Banks Examined for CRA Compliance - June - The list covers evaluation ratings that the FDIC assigned to institutions in March 2023. www.fdic.gov/news/press-releases/2023/pr23046.html

June 2, 2023 - FOIA - Chair Powell's calendar, April 2023. www.federalreserve.gov/foia/chairman-powell-calendar.htm

June 2, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

June 1, 2023 - Statistical Release - Foreign Exchange Rates - G.5 - Statistical Release - The table below shows the average rates of exchange in MAY 2023 together with comparable figures for other months. www.federalreserve.gov/releases/g5/current/default.htm

June 1, 2023 - Agencies request comment on quality control standards for automated valuation models proposed rule - Six federal regulatory agencies today requested public comment on a proposed rule designed to ensure the credibility and integrity of models used in real estate valuations.
Press Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20230601a.htm
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-51.html
Press Release: www.ncua.gov/newsroom/press-release/2023/agencies-request-comment-quality-control-standards-automated-valuation-models-proposed-rule
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June 1, 2023 - Summary of Deposits Survey and Filing for June 30, 2023 - All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. www.fdic.gov/news/financial-institution-letters/2023/fil23025.html

June 1, 2023 - Federal Reserve Board announces consent order against Silvergate Capital Corporation and Silvergate Bank to facilitate the voluntary self-liquidation that Silvergate announced on March 8, 2023. www.federalreserve.gov/newsevents/pressreleases/enforcement20230601a.htm

June 1, 2023 - NCUA Designates June as MDI Awareness Month - The National Credit Union Administration is designating June as Minority Depository Institution Awareness Month to enhance the public�s understanding of the vital work minority depository institution credit unions perform in underserved communities nationwide. https://ncua.gov/newsroom/press-release/2023/ncua-designates-june-mdi-awareness-month