Virtual/remote audits - I am performing virtual/remote FFIEC IT/AIO audits for banks and credit unions. I am a former bank examiner with years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

November 30, 2022 - NCUA Issues Cease and Desist Order in November 2022 - The National Credit Union Administration issued a cease and desist order to Yonkers Postal Employees Credit Union in November. www.ncua.gov/newsroom/press-release/2022/ncua-issues-cease-and-desist-order-november-2022

November 30, 2022 - OCC Issues First and Second Quarter 2023 CRA Evaluation Schedule - The Office of the Comptroller of the Currencytoday released its schedule of Community Reinvestment Act evaluations to be conducted in the first and second quarters of 2023. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-144.html

November 30, 2022 - Walmart Checking and Apple Savings: Different Motivations, Similar Outcomes? - Walmart and Apple have announced plans to offer traditional financial accounts. www.kansascityfed.org/research/payments-system-research-briefings/walmart-checking-and-apple-savings-different-motivations-similar-outcomes/

November 30, 2022 - Bank Capital Analysis Semiannual Update - The BCA provides a horizontal comparison of capital adequacy among banking organizations with different risk profiles. www.kansascityfed.org/research/bank-capital-analysis/

November 30, 2022 - FDIC Issues CRA Examination Schedules for First Quarter 2023 and Second Quarter 2023 - CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. www.fdic.gov/news/press-releases/2022/pr22081.html 

November 30, 2022 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts.  www.federalreserve.gov/monetarypolicy/beigebook202211.htm

November 30, 2022 - Speech by Chair Jerome H. Powell - Inflation and the Labor Market At the Hutchins Center on Fiscal and Monetary Policy, Brookings Institution, Washington, D.C. www.federalreserve.gov/newsevents/speech/powell20221130a.htm

November 30, 2022 - "The Great Retirement Boom": The Pandemic-Era Surge in Retirements and Implications for Future Labor Force Participation - Joshua Montes, Christopher Smith, and Juliana Dajon - As of October 2022, the retired share of the U.S. population was nearly 1-1/2 percentage points above its pre-pandemic level (after adjusting for updated population controls to the Current Population Survey), accounting for nearly all of the shortfall in the labor force participation rate. www.federalreserve.gov/econres/feds/the-great-retirement-boom.htm 

November 30, 2022 - Speech by Governor Lisa D. Cook - The Economic Outlook and U.S. Productivity At the Detroit Economic Club, Detroit, Michigan.   www.federalreserve.gov/newsevents/speech/cook20221130a.htm

November 29, 2022 - OCC Revises Civil Money Penalty Manual - The Office of the Comptroller of the Currencytoday announced revisions to its civil money penalty manual which the agency will begin using on January 1, 2023. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-143.html

November 29, 2022 - Demand Shocks, Hysteresis and Monetary Policy - This paper builds a micro-founded general equilibrium model of hysteresis in which changing composition of firms with heterogeneous qualities in response to demand shocks alter the total factor productivity of the economy through a process of "creative destruction". www.federalreserve.gov/econres/feds/demand-shocks-hysteresis-and-monetary-policy.htm

November 29, 2022 - FRB/US dataset and variable listing - November 29, 2022 update - The main FRB/US model EViews package contains model equations, programs and documentation that enables various types of simulations and provides information about the model's structure using the EViews software. www.federalreserve.gov/econres/us-models-package.htm

November 29, 2022 - Minutes of the Board's discount rate meetings on October 3 through November 2, 2022.  www.federalreserve.gov/newsevents/pressreleases/monetary20221129a.htm

November 29, 2022 - Federal Reserve Board announces annual indexing of reserve requirement exemption amount and low reserve tranche for 2023.  www.federalreserve.gov/newsevents/pressreleases/bcreg20221129a.htm 

November 28, 2022 - Speech by Vice Chair Lael Brainard - What Can We Learn from the Pandemic and the War about Supply Shocks, Inflation, and Monetary Policy? At the 21st BIS Annual Conference Central Banking after the Pandemic: Challenges Ahead, Bank for International Settlements, Basel, Switzerland. www.federalreserve.gov/newsevents/speech/brainard20221128a.htm

November 28, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm
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November 23, 2022 - Acting Comptroller of the Currency Issues Statement on Large Bank Resolution Plans - Acting Comptroller of the Currency Michael J. Hsu, in his capacity as a Federal Deposit Insurance Corporation board member, today released the following statement on the FDIC's review of the eight largest and most complex domestic banking organizations' 2021 resolution plans. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-142.html

November 23, 2022 - Federal Reserve Bank of Kansas City’s Money Museum - Come see our special exhibit, "Triple Play," before it leaves our museum next month. www.kansascityfed.org/moneymuseum/

November 23, 2022 - How Large is the Output Cost of Disinflation? - Robert J. Tetlow - This paper examines estimates of, and drivers for, the sacrifice ratio, defined as the cumulative sum of foregone annualized output accruing from a disinflation of one percentage point. www.federalreserve.gov/econres/feds/how-large-is-the-output-cost-of-disinflation.htm

November 23, 2022 - Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks.  www.federalreserve.gov/releases/chargeoff/default.htm

November 23, 2022 - Minutes of the Federal Open Market Committee, November 1-2, 2022 Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks.  www.federalreserve.gov/newsevents/pressreleases/monetary20221123a.htm 

November 23, 2022 - Agencies announce results of resolution plan review for largest and most complex domestic banks - The Federal Reserve Board and the Federal Deposit Insurance Corporation announced on Wednesday the results of their joint review of the resolution plans - also known as living wills - that the eight largest and most complex domestic banking organizations submitted in 2021.
Press Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20221123a.htm
Press Release: www.fdic.gov/news/press-releases/2022/pr22079.html

November 21, 2022 - Third Quarter 2022 Banking Conditions - Rising rates benefit margins, hinder fair value of securities.  https://www.kansascityfed.org/banking/district-banking-conditions/third-quarter-2022-banking-conditions/

November 21, 2022 - Choices and Implications when Measuring the Local Supply of Prescription Opioids - AnneMarie Bryson, David Cho, Daniel Garcia, Alvaro Mezza, and Joshua Montes - Despite the growth in the literature on the opioid crisis, questions remain on how to best measure the local supply of prescription opioids. www.federalreserve.gov/econres/feds/choices-and-implications-when-measuring-the-local-supply-of-prescription-opioids.htm

November 21, 2022 - Diversity and Inclusion Strategic Plan, 2022-25 - This Diversity and Inclusion Strategic Plan 2022-25 reflects the Federal Reserve Board’s strategic initiative on diversity, equity and inclusion, which is a shared responsibility of all Board employees. www.federalreserve.gov/publications/diversity-inclusion-plan.htm

November 18, 2022 - Growth in Tenth District Services Activity Increased Moderately - Overall, regional services firms reported moderate growth in November. The index for revenue and sales rose slightly, and approximately 83% of firms reported plans to increase or maintain current employment levels. www.kansascityfed.org/surveys/services-survey/growth-in-tenth-district-services-activity-increased-moderately/

November 18, 2022 - Statistical Release - Finance Companies - G.20.  https://www.federalreserve.gov/releases/g20/current/g20.htm

November 18, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

November 18, 2022 - Federal Reserve announces College Fed Challenge winners - Princeton University won the 19th annual national College Fed Challenge on Friday, a team competition that encourages undergraduate students to learn about the U.S. economy, monetary policymaking, and the role of the Federal Reserve System. www.federalreserve.gov/newsevents/pressreleases/other20221118a.htm

November 17, 2022 - Tenth District Manufacturing Activity Declined at a Steady Pace - Regional factory activity continued to decline at a steady rate in November. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-activity-declined-at-a-steady-pace/

November 17, 2022 - The Office of the Comptroller of the Currency today announced the selection of Johnny Stanley as the Deputy Comptroller for the Northeast and East Regions. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-141.html
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November 17, 2022 - Acting Comptroller Emphasizes Caution with Crypto - Acting Comptroller of the Currency Michael J. Hsu discussed the continued risks of crypto to consumers during remarks before the U.S. Department of the Treasury’s Financial Literacy Education Commission. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-139.html

November 17, 2022 - Interest Rate Risk: Interest Rate Risk Statistics Report - The Office of the Comptroller of the Currency today published the fall 2022 edition of the Interest Rate Risk Statistics Report. www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-23.html

November 17, 2022 - OCC Announces Deputy Comptroller for Northeast and East Regions - The Office of the Comptroller of the Currency today announced the selection of Johnny Stanley as the Deputy Comptroller for the Northeast and East Regions. He will assume these duties December 4. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-141.html

November 17, 2022 - OCC Enforcement Actions and Terminations - The Office of the Comptroller of the Currency today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-140.html

November 17, 2022 - Tenth District Manufacturing Activity Declined at a Steady Pace - Regional factory activity continued to decline at a steady rate in November. However, the pace of decline for production, shipments, and new orders slowed slightly, and approximately 91% of firms reported plans to increase or maintain current employment levels. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-activity-declined-at-a-steady-pace/

November 17, 2022 - Federal Reserve Bank of St. Louis President James Bullard presented “Getting into the Zone” on Thursday at an event hosted by Greater Louisville Inc. www.stlouisfed.org/news-releases/2022/11/17/bullard-presents-getting-into-the-zone

November 17, 2022 - The Macroeconomic Implications of CBDC: A Review of the Literature - Sebastian Infante, Kyungmin Kim, Anna Orlik, André F. Silva, and Robert J. Tetlow -
This paper provides an overview of the literature examining how the introduction of a CBDC would affect the banking sector, financial stability, and the implementation and transmission of monetary policy in a developed economy such as the United States. www.federalreserve.gov/econres/feds/the-macroeconomic-implications-of-cbdc-a-review-of-the-literature.htm

November 17, 2022 - Sentiment in Bank Examination Reports and Bank Outcomes - Maureen Cowhey, Seung Jung Lee, Thomas Popeck Spiller, and Cindy M. Vojtech - We investigate whether the bank examination process provides useful insight into bank future outcomes. www.federalreserve.gov/econres/feds/sentiment-in-bank-examination-reports-and-bank-outcomes.htm

November 17, 2022 - Speech by Governor Bowman on financial literacy and inclusion At the Financial Literacy and Education Commission Public Meeting, Financial Literacy and Education Commission, Washington, DC (via webcast).  www.federalreserve.gov/newsevents/speech/bowman20221117a.htm

November 17, 2022 - Federal Reserve Board announces termination of enforcement action with Cecil Bancorp, Inc. and Cecil Bank.   www.federalreserve.gov/newsevents/pressreleases/enforcement20221117a.htm

November 17, 2022 - NCUA - Share Insurance Fund Reports Strong Performance in the Third Quarter - The National Credit Union Administration Board held its tenth open meeting—and third in person—of 2022. www.ncua.gov/newsroom/press-release/2022/share-insurance-fund-reports-strong-performance-third-quarter

November 16, 2022 - Acting Comptroller of the Currency Discusses Regulatory Priorities - Acting Comptroller of the Currency Michael J. Hsu today testified before the U.S. House Financial Services Committee on the agency’s efforts to ensure that national banks and federal savings associations operate in a safe, sound, and fair manner. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-138.html

November 16, 2022 - Bank Competition and Risk-Taking under Market Integration - Increased bank competition from market integration affects banks’ risk-taking behavior in ways beyond a simple increase in the number of competitor banks. www.kansascityfed.org/research/research-working-papers/market-integration-bank-risk-taking/

November 16, 2022 - Statistical Release - Industrial Production and Capacity Utilization - G.17 - Industrial production decreased 0.1 percent in October, and its gain in September was revised down to 0.1 percent. Manufacturing output edged up 0.1 percent in October, and its increases in July, August, and September were all lower than previously reported. www.federalreserve.gov/releases/g17/current/default.htm

November 16, 2022 - Speech by Governor Waller on the economic outlook - Governor Christopher J. Waller At the 59th Annual Economic Forecast Luncheon, Phoenix.   https://www.federalreserve.gov/newsevents/speech/waller20221116a.htm

November 15, 2022 - O.F. Toalston Federal Credit Union Closes - The National Credit Union Administration today liquidated O.F. Toalston Federal Credit Union of Logan, West Virginia. www.ncua.gov/newsroom/press-release/2022/toalston-federal-credit-union-closes

November 15, 2022 - NCUA Chairman Harper Testifies on State of the Credit Union Industry at Senate Hearing - Chairman Harper provided the Committee with a state of the credit union system and the factors that will affect its performance in 2023. www.ncua.gov/newsroom/press-release/2022/ncua-chairman-harper-testifies-state-credit-union-industry-senate-hearing

November 15, 2022 - Mingo County Education Federal Credit Union Closes - The National Credit Union Administration today liquidated Mingo County Education Federal Credit Union of Williamson, West Virginia. www.ncua.gov/newsroom/press-release/2022/mingo-county-education-federal-credit-union-closes

November 15, 2022 - Acting Comptroller of the Currency Testifies on Regulatory Priorities - The Acting Comptroller’s testimony discussed the agency’s priorities and the agency’s efforts to promote the health and viability of community banks and minority depository institutions that the agency supervises. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-137.html

November 15, 2022 - Fe d Survey: Economic Recovery from COVID-19 Continues to Disrupt Low- and Moderate-Income Communities - Economic setbacks caused by the COVID-19-related recession are still affecting low- and moderate-income communities, according to new survey findings from the Federal Reserve. www.stlouisfed.org/news-releases/2022/11/15/economic-recovery-from-covid-19-continues-to-disrupt-low-moderate-income-communities

November 15, 2022 - Testimony by Vice Chair for Supervision Barr on supervision and regulation Vice Chair for Supervision Michael S. Barr Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C. www.federalreserve.gov/newsevents/testimony/barr20221115a.htm

November 14, 2022 - Senior Deputy Comptroller Discusses Efforts to Ensure Fair Lending - Senior Deputy Comptroller for Bank Supervision Policy Grovetta Gardineer today discussed the Office of the Comptroller of the Currency’s ongoing efforts to ensure its regulated institutions provide fair and equitable credit services in remarks delivered on behalf of Acting Comptroller Michael J. Hsu at the CRA & Fair Lending Colloquium in Las Vegas. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-136.html

November 14, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

November 14, 2022 - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities - The Federal Reserve filed these reports with Congress pursuant to section 13(3) of the Federal Reserve Act concerning the lending facilities established by the Board. www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

November 14, 2022 - Federal Reserve Board invites public comment on a proposal to publish a periodic list of depository institutions that have access to Federal Reserve accounts—often referred to as “master accounts”— and payment services www.federalreserve.gov/newsevents/pressreleases.htm
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November 10, 2022 - NCUA Charters New York Episcopal Federal Credit Union - The National Credit Union Administration has granted a federal charter and Share Insurance Fund coverage to New York Episcopal Federal Credit Union in the Bronx, New York. www.ncua.gov/newsroom/press-release/2022/ncua-charters-new-york-episcopal-federal-credit-union

November 10, 2022 - Supervision and Regulation Report - November 2022 - The report summarizes banking conditions and the Federal Reserve�s supervisory and regulatory activities, in conjunction with semiannual testimony before Congress by the Vice Chair for Supervision. www.federalreserve.gov/publications/supervision-and-regulation-report.htm

November 9, 2022 - Energy and the Economy: The New Energy Landscape - The Federal Reserve Banks of Dallas and Kansas City will host their seventh joint energy conference on November 10 in Houston. www.kansascityfed.org/events/energy-and-the-economy-the-new-energy-landscape/

November 9, 2022 - Advanced Notice of a Meeting under Expedited Procedures - A closed meeting of the Board of Governors of the Federal Reserve System will be held under expedited procedures at 11:30 a.m. on November 14, 2022. www.federalreserve.gov/aboutthefed/boardmeetings/20221114closed.htm

November 8, 2022 - Negative Sentiment toward Spending and Declining Real Incomes May Meaningfully Lower Consumption - Despite a contraction in real GDP in the first half of 2022, consumer spending has remained resilient. www.kansascityfed.org/research/economic-bulletin/negative-sentiment-toward-spending-and-declining-real-incomes-may-meaningfully-lower-consumption/

November 7, 2022 - Statistical Release - Consumer Credit - G.19 - Consumer credit increased at a seasonally adjusted annual rate of 6.8 percent during the third quarter. www.federalreserve.gov/releases/g19/current/default.htm

November 7, 2022 - Surveys and Reports- Senior Loan Officer Opinion Survey on Bank Lending Practices, October 2022 - Survey of up to eighty large domestic banks and twenty-four U.S. branches and agencies of foreign banks. www.federalreserve.gov/data/sloos.htm

November 7, 2022 - How Can Asset Prices Value Exchange Rate Wedges? - Karen K. Lewis and Edith X. Liu - When available financial securities allow investors to optimally diversify risk across countries, standard theory implies that exchange rates should reflect this behavior. www.federalreserve.gov/econres/feds/how-can-asset-prices-value-exchange-rate-wedges.htm

November 4, 2022 - NCUA Vice Chairman Hosts �Blockchain Helping Main Street� Panel at DEI & ACCESS Summit - At the National Credit Union Administration�s 2022 DEI & ACCESS Summit, Vice Chairman Kyle S. Hauptman hosted a panel that explored how blockchain technologies can benefit underserved and unserved consumers. www.ncua.gov/newsroom/press-release/2022/ncua-vice-chairman-hosts-blockchain-helping-main-street-panel-dei-access-summit

November 4, 2022 - Disruptions to Russian Energy Supply Likely to Weigh on European Output - The Russia-Ukraine war and subsequent oil sanctions from European countries have substantially disrupted the supply of Russian oil and gas. www.kansascityfed.org/research/economic-bulletin/disruptions-to-russian-energy-supply-likely-to-weigh-on-european-output/

November 4, 2022 - Jonathan Rose Appointed Federal Reserve Historian - The Federal Reserve Bank of St. Louis has appointed Jonathan Rose as Federal Reserve historian effective Nov. 1. www.stlouisfed.org/news-releases/2022/11/04/jonathan-rose-appointed-federal-reserve-historian

November 4, 2022 - Thomas Appointed to St. Louis Fed�s Little Rock Branch Board - Denise Thomas, CEO of World Trade Center Arkansas, University of Arkansas, in Fayetteville, has been appointed to the board of directors of the Little Rock Branch of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2022/11/04/thomas-appointed-to-st-louis-feds-little-rock-branch-board

November 4, 2022 - Financial Stability Report November 2022 - This report summarizes the Federal Reserve Board�s framework for assessing the resilience of the U.S. financial system and presents the Board�s current assessment. www.federalreserve.gov/publications/financial-stability-report.htm

November 4, 2022 - FOIA - Chair Powell's calendar, September 2022.  www.federalreserve.gov/foia/chairman-powell-calendar.htm

November 4, 2022 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

November 4, 2022 - Community Advisory Council, Record of Meeting - October 20, 2022 - The Community Advisory Council was formed by the Federal Reserve Board in 2015 to offer diverse perspectives on the economic circumstances and financial services needs of consumers and communities, with a particular focus on the concerns of low- and moderate-income populations. www.federalreserve.gov/aboutthefed/cac.htm

November 4, 2022 - Bank Holding Company Act, September 23, 2022.  www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol2022.htm

November 4, 2022 - These Caps Spilleth Over: Equilibrium Effects of Unemployment Insurance - Cynthia L. Doniger and Desmond Toohey - The design of US unemployment insurance policy--which features benefits assigned as a percentage of past wages up to a cap--engenders tests for spillovers from policy variation to workers who are not directly treated. www.federalreserve.gov/econres/feds/these-caps-spilleth-over-equilibrium-effects-of-unemployment-insurance.htm

November 4, 2022 - Do Sustainable Investment Strategies Hedge Climate Change Risks? Evidence from Germany's Carbon Tax - Marcelo Ochoa, Matthias Paustian, and Laura Wilcox -
It is difficult to assess the effectiveness of investment strategies that screen companies based on environmental criteria to hedge climate change risk because physical risks have not yet fully materialized and policies to combat climate change are usually widely anticipated. www.federalreserve.gov/econres/feds/do-sustainable-investment-strategies-hedge-climate-change-risks-evidence-from-germanys-carbon-tax.htm

November 4, 2022 - The Welfare Effects of Bank Liquidity and Capital Requirements - Skander J. Van den Heuvel - The stringency of bank liquidity and capital requirements should depend on their social costs and benefi?ts. www.federalreserve.gov/econres/feds/the-welfare-effects-of-bank-liquidity-and-capital-requirements.htm

November 4, 2022 - Demand Segmentation in the Federal Funds Market - Manjola Tase - This paper outlines a model of demand segmentation in the federal funds market with two types of borrowers - the "interest on reserves arbitrage" type and the "regulatory" type - which have different reservation prices and cannot always be separated. www.federalreserve.gov/econres/feds/demand-segmentation-in-the-federal-funds-market.htm

November 4, 2022 - Federal Reserve Board invites public comment on a proposal to publish a periodic list of depository institutions that have access to Federal Reserve accounts�often referred to as �master accounts�- and payment services. www.federalreserve.gov/newsevents/pressreleases/other20221104a.htm

November 3, 2022 - OCC to Host Virtual Innovation Office Hours - The Office of the Comptroller of the Currency today announced that it will host virtual Innovation Office Hours on December 14-15, 2022, to promote responsible innovation in the federal banking system. www.occ.gov/news-issuances/news-releases/2022/nr-occ-2022-134.html

November 3, 2022 - FDIC Issues List of Banks Examined for CRA Compliance - The Federal Deposit Insurance Corporation today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act. www.fdic.gov/news/press-releases/2022/pr22078.html

November 3, 2022 - FDIC Systemic Resolution Advisory Committee to Meet Next Week - The Federal Deposit Insurance Corporation�s Systemic Resolution Advisory Committee will meet on Wednesday, November 9, 2022, at 9:00 am ET. www.fdic.gov/news/press-releases/2022/pr22077.html

November 3, 2022 - Federal Reserve Board announces pricing, effective January 3, 2023, for payment services the Federal Reserve Banks provide to depository institutions, such as the clearing of checks, ACH transactions, and wholesale payment and settlement services.  www.federalreserve.gov/newsevents/pressreleases/other20221103a.htm
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November 3, 2022 - FDIC Issues List of Banks Examined for CRA Compliance - The Federal Deposit Insurance Corporation today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act.  www.fdic.gov/news/press-releases/2022/pr22078.html

November 3, 2022 - FDIC Systemic Resolution Advisory Committee to Meet Next Week - The Federal Deposit Insurance Corporation�s Systemic Resolution Advisory Committee will meet on Wednesday, November 9, 2022, at 9:00 am ET. www.fdic.gov/news/press-releases/2022/pr22077.html

November 3, 2022 - Federal Reserve Board approves discount rate action by the Boards of Directors of New York, Philadelphia, and Kansas City.   www.federalreserve.gov/newsevents/pressreleases/monetary20221103a.htm

November 3, 2022 - Federal Reserve Board announces termination of enforcement action with Agricultural Bank of China and Agricultural Bank of China, New York Branch.   www.federalreserve.gov/newsevents/pressreleases/enforcement20221103a.htm

November 3, 2022 - NCUA�s Hood: Addressing Inequality is An Urgent Priority - National Credit Union Administration Board Member Rodney E. Hood said today that as federally insured credit unions embrace diversity and inclusion, they should go further and bridge society�s divides to better serve their members and communities and foster greater financial inclusion.
https://www.ncua.gov/newsroom/press-release/2022/ncuas-hood-addressing-inequality-urgent-priority

November 2, 2022 - NCUA - Harper Urges Credit Unions to Embrace Fair Lending and Diversity, Equity and Inclusion - Federally insured credit unions must be �all in� on diversity, equity, and inclusion and their commitment to these principles should be reflected in the results of credit union lending and performance, National Credit Union Administration Chairman Todd M. Harper said today at the 2022 DEI & ACCESS Summit. www.ncua.gov/newsroom/press-release/2022/harper-urges-credit-unions-embrace-fair-lending-and-diversity-equity-and-inclusion

November 2, 2022 - Federal Reserve issues FOMC statement - Recent indicators point to modest growth in spending and production. www.federalreserve.gov/newsevents/pressreleases/monetary20221102a.htm

November 1, 2022 - NCUA Releases 2021 Credit Union Diversity Self-Assessment Results - The National Credit Union Administration today released the results of the 2021 Credit Union Diversity Self-Assessment. www.ncua.gov/newsroom/press-release/2022/ncua-releases-2021-credit-union-diversity-self-assessment-results

November 1, 2022 - Investment Connection - Oklahoma - Presentations on eight new and existing community and economic development proposals from across Oklahoma will be shared. www.kansascityfed.org/events/Investment-Connection-OK-10-20-2022/

November 1, 2022 - Foreign Exchange Rates - The table below shows the average rates of exchange in OCTOBER 2022 together with comparable figures for other months. www.federalreserve.gov/releases/g5/current/default.htm