Bank regulatory FFIEC IT audits - I perform annual IT audits required by the regulatory agencies for banks and credit unions. I am a former bank examiner over 30 years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

October 31, 2023 - NCUA Prohibits One Individual from Participating in the Affairs of Any Federally Insured Depository Institution. https://ncua.gov/newsroom/press-release/2023/ncua-prohibits-one-individual-participating-affairs-any-federally-insured-depository-institution-1

October 27, 2023 - FDIC Advisory Committee on Economic Inclusion to Meet Next Week - The Federal Deposit Insurance Corporation Advisory Committee on Economic Inclusion will meet on Thursday, November 2, 2023, to discuss updates from Committee members about key challenges facing their communities and organizations. www.fdic.gov/news/press-releases/2023/pr23089.html

October 27, 2023 - FDIC Makes Public September Enforcement Actions - There are no administrative hearings scheduled for November 2023. www.fdic.gov/news/press-releases/2023/pr23088.html

October 27, 2023 - Statistical Release - Finance Companies - G.20.  www.federalreserve.gov/releases/g20/current/default.htm

October 27, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

October 27, 2023 - Opening remarks by Vice Chair for Supervision Barr at the Economics of Payments XII Conference Vice Chair for Supervision At the Economics of Payments XII Conference, Federal Reserve Board, Washington, D.C. www.federalreserve.gov/newsevents/speech/barr20231027a.htm

October 26, 2023 - NCUA Posts 2024-2025 Proposed Budget, Sets November 16 Public Briefing - The National Credit Union Administration’s staff draft budget for 2024–2025 is now available on the agency’s website for review and comment. https://ncua.gov/newsroom/press-release/2023/ncua-posts-2024-2025-proposed-budget-sets-november-16-public-briefing

October 26, 2023 - Federal Reserve Board announces termination of enforcement action with Citigroup Inc. www.federalreserve.gov/newsevents/pressreleases/enforcement20231026a.htm ____________________________

October 26, 2023 - Welcoming remarks by Governor Waller at the Economics of Payments XII Conference Governor Christopher J. Waller At the Economics of Payments XII Conference, Washington D.C. www.federalreserve.gov/newsevents/speech/waller20231026a.htm

October 25, 2023 - The KCFSI suggests financial stress decreased modestly in September - The Kansas City Financial Stress Index decreased modestly from -0.30 in August to -0.39 in September, remaining below its historical average. www.kansascityfed.org/data-and-trends/kansas-city-financial-stress-index/current-release/

October 25, 2023 - Introductory remarks by Chair Powell at the 2023 Daniel Patrick Moynihan Lecture on Social Science and Public Policy At the 2023 Daniel Patrick Moynihan Lecture on Social Science and Public Policy, hosted by the American Academy of Political and Social Science, Washington, D.C. www.federalreserve.gov/newsevents/speech/powell20231025a.htm

October 25, 2023 - Federal Reserve Board requests comment on a proposal to lower the maximum interchange fee that a large debit card issuer can receive for a debit card transaction.   www.federalreserve.gov/newsevents/pressreleases/bcreg20231025a.htm

October 24, 2023 - Acting Comptroller Issues Statements at FDIC Board Meeting on CRA and Climate-Related Financial Risk Management - Acting Comptroller of the Currency Michael J. Hsu today issued statements at the Federal Deposit Insurance Corporation Board Meeting in support of rulemakings on the Community Reinvestment Act and the finalization of interagency principles for climate-related financial risk management for large banks. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-119.html

October 24, 2023 - Principles for Climate-Related Financial Risk Management for Large Financial Institutions - he Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency have issued the attached interagency guidance, �Principles for Climate-Related Financial Risk Management for Large Financial Institutions.�
Press Release: www.federalreserve.gov/supervisionreg/srletters/SR2309.htm
Press Release: www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-33.html

October 24, 2023 - Federal Reserve Board launches data collection to gather more information from the banks affected by the large bank capital proposal it announced earlier this year - When the proposal was announced, the Board indicated that it would undertake this supplemental data collection. www.federalreserve.gov/newsevents/pressreleases/bcreg20231020b.htm

October 24, 2023 - Agencies issue final rule to strengthen and modernize Community Reinvestment Act regulations - Agencies issue final rule to strengthen and modernize Community Reinvestment Act regulations.
Press Release - www.federalreserve.gov/newsevents/pressreleases/bcreg20231020a.htm
Press Release - www.fdic.gov/news/press-releases/2023/pr23086.html
Press Release - www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-118.html
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-117.html

October 20, 2023 - Financial Stability Report - October 2023 - This report summarizes the Federal Reserve Board�s framework for assessing the resilience of the U.S. financial system and presents the Board�s current assessment. www.federalreserve.gov/publications/financial-stability-report.htm

October 20, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

October 20, 2023 - Agencies extend comment period on proposed rules to strengthen large bank capital requirements - Federal bank regulatory agencies announced today that they will extend until January 16, 2024, the comment period on their large bank capital proposal to increase the strength and resilience of the banking system.
Press Release: www.federalreserve.gov/newsevents/pressreleases/bcreg20231020a.htm
Press Release: www.fdic.gov/news/press-releases/2023/pr23085.html
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-116.html

October 20, 2023 - Federal Reserve Board launches data collection to gather more information from the banks affected by the large bank capital proposal it announced earlier this year - When the proposal was announced, the Board indicated that it would undertake this supplemental data collection. www.federalreserve.gov/newsevents/pressreleases/bcreg20231020b.htm

October 19, 2023 - Board Issues Proposals on Fair Hiring in Banking; Simplification of Share Insurance - The National Credit Union Administration Board held its ninth open meeting of 2023, where it unanimously approved a proposed rule incorporating its Second Chance Interpretive Ruling and Policy Statement and the Fair Hiring in Banking Act into its regulations. https://ncua.gov/newsroom/press-release/2023/board-issues-proposals-fair-hiring-banking-simplification-share-insurance

October 19, 2023 - Speech by Vice Chair for Supervision Michael S. Barr - Multiple Scenarios in Stress Testing At the Stress Test Research Conference at the Federal Reserve Bank of Boston, Boston, Massachusetts.  www.federalreserve.gov/newsevents/speech/barr20231019a.htm

October 19, 2023 - Federal Reserve Board issues enforcement action and fines Metropolitan Commercial Bank approximately $14.5 million for violations of customer identification rules and for deficient third-party risk management practices.  www.federalreserve.gov/newsevents/pressreleases/enforcement20231019a.htm
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October 19, 2023 - Interest Rate Risk: Interest Rate Risk Statistics Report - The Office of the Comptroller of the Currency today published the fall 2023 edition of the Interest Rate Risk Statistics Report. www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-31.html

October 19, 2023 - OCC Announces Enforcement Actions for October 2023 and Enhances Transparency Around Certain Misconduct - The Office of the Comptroller of the Currency today released enforcement actions taken against individuals currently and formerly affiliated with national banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-115.html

October 19, 2023 - Capital Flows and Monetary Policy in Emerging Markets around Fed Tightening Cycles - Emerging markets have responded foremost to domestic inflation when raising rates during U.S. tightening cycles. www.kansascityfed.org/research/economic-review/capital-flows-and-monetary-policy-in-emerging-markets-around-fed-tightening-cycles/

October 19, 2023 - An Experimental Analysis of Quality Misperception in Food Labels - Consumers� misperception of labels alters sellers� strategic responses and can increase quality and total welfare in food markets. www.kansascityfed.org/research/research-working-papers/an-experimental-analysis-of-quality-misperception-in-food-labels/

October 19, 2023 - Speech by Chair Jerome H. Powell - Opening Remarks At the Economic Club of New York Luncheon, New York, New York. www.federalreserve.gov/newsevents/speech/powell20231019a.htm

October 19, 2023 - Speech by Vice Chair Philip N. Jefferson - Opening Remarks At the 18th Central Bank Conference on the Microstructure of Financial Markets, Board of Governors of the Federal Reserve System, Washington, D.C. www.federalreserve.gov/newsevents/speech/jefferson20231019a.htm

October 18, 2023 - OCC to Host Symposium on the Tokenization of Real-World Assets and Liabilities - The symposium will promote public discussion of the potential for the tokenization of real-world financial assets and liabilities to improve the efficiency and robustness of financial settlements, with a particular focus on the foundations needed to ensure responsible innovation. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-114.html

October 18, 2023 - Tenth District Beige Book Economic conditions softened slightly across the Tenth District in recent weeks. - Hiring activity and business conditions were mostly unchanged, but contacts in the energy, agriculture and commercial real estate sectors reported moderate declines in activity. www.kansascityfed.org/surveys/credit/tenth-district-beige-book/

October 18, 2023 - U.S. Families' Experiences of the COVID-19 Pandemic: Evidence from the Survey of Consumer Finances - Jesse Bricker, Sarena Goodman, Kevin Moore, Sarah Reber, Alice Henriques Volz, and Richard Windle with assistance from YeJin Ahn - Between 2019 and 2022, the COVID-19 pandemic caused severe disruptions to the U.S. labor market and broader economic activity, leading to unprecedented levels of fiscal support. www.federalreserve.gov/econres/notes/feds-notes/u-s-families-experiences-of-the-covid-19-pandemic-evidence-from-the-survey-of-consumer-finances-20231018.html

October 18, 2023 - Greater Wealth, Greater Uncertainty: Changes in Racial Inequality in the Survey of Consumer Finances - Aditya Aladangady, Andrew C. Chang, and Jacob Krimmel with assistance from Eva Ma - We document racial disparities in financial well-being in the 2022 Survey of Consumer Finances. www.federalreserve.gov/econres/notes/feds-notes/greater-wealth-greater-uncertainty-changes-in-racial-inequality-in-the-survey-of-consumer-finances-20231018.html

October 18, 2023 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts.  https://www.federalreserve.gov/monetarypolicy/beigebook202310.htm

October 18, 2023 - Speech by Governor Michelle W. Bowman - Brief Remarks At a Fed Listens event on Transitioning to the Post-Pandemic Economy, hosted by the Federal Reserve Bank of Richmond, Richmond, Virginia.   www.federalreserve.gov/newsevents/speech/bowman20231018a.htm

October 18, 2023 - Speech by Governor Christopher J. Waller - Something�s Got to Give At the Distinguished Speaker Seminar, European Economics and Financial Center, London, United Kingdom.   www.federalreserve.gov/newsevents/speech/waller20231018a.htm

October 18, 2023 - 2022 Survey of Consumer Finances - Below are links to the bulletin article, interactive chartbook, historical bulletin tables, full public dataset, extract dataset, replicate weight files, and documentation.
www.federalreserve.gov/econres/scfindex.htm

October 17, 2023 - Highlight: Liquid Assets Declining From Pandemic Highs - The level of assets generally considered highly liquid has seen a significant decline as on-balance sheet liquidity has been used to fund loan growth and deposit runoff over the prior year. www.kansascityfed.org/banking/community-banking-bulletins/highlight-liquid-assets-declining-from-pandemic-highs/

October 17, 2023 - Joint Release/Joint Readout of Principals� Meeting of UK and U.S. Authorities Regarding Central Counterparty Resolution - Senior officials from the Bank of England, Federal Deposit Insurance Corporation, Commodity Futures Trading Commission, Securities and Exchange Commission, and Federal Reserve Board convened a hybrid meeting today to discuss certain issues relating to the resolution of a central counterparty. www.fdic.gov/news/press-releases/2023/pr23084.html

October 17, 2023 - Minutes of the Board's discount rate meetings from August 21 and September 20, 2023 - The Federal Reserve Board on Tuesday released the minutes from its recent meetings to review and determine the discount rates provided to depository institutions through the discount window. www.federalreserve.gov/newsevents/pressreleases/monetary20231017a.htm

October 16, 2023 - Letter to Spencer A. Sloan, Esq., granting a request by U.S. Bancorp, Minneapolis, Minnesota, for relief from commitments made to the Board in connection with the acquisition of MUFG Union Bank, National Association, San Francisco, California. www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol20231016.pdf

October 16, 2023 - Five States in Six Months: President Goolsbee on His �Whirlwind� Travels in the District - Now that he�s had a chance to travel in the District, we sat down to talk with him about what else he�s learned about it�and why it�s important to make such visits. www.chicagofed.org/publications/blogs/chicago-fed-insights/2023/goolsbee-importance-of-travel-in-district

October 16, 2023 - Economic Education news in the 10th District - A Teacher Town Hall meeting with Federal Reserve Chair Jerome Powell put the Fed�s Economic Education program in the national spotlight. www.kansascityfed.org/ten/economic-education-news-in-the-10th-district/

October 13, 2023 - Tenth District Energy Activity Continued to Decline - Third quarter energy survey results revealed that Tenth District energy activity continued to decline but is expected to pick up modestly in the next six months. www.kansascityfed.org/surveys/energy-survey/tenth-district-energy-activity-continued-to-decline/

October 13, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm _____________________________

October 12, 2023 - Measuring Interest Rate Risk Management by Financial Institutions - Celso Brunetti, Nathan Foley-Fisher, St�phane Verani - Financial intermediaries manage myriad interest rate risk exposures. www.federalreserve.gov/econres/feds/measuring-interest-rate-risk-management-by-financial-institutions.htm

October 12, 2023 - NCUA Board Member Hood�s Statement on Senior Advisor Brooks� Distinguished Service - National Credit Union Administration Board Member Rodney E. Hood issued the following statement today on the upcoming transition of his Senior Advisor and former Chief of Staff, H. Lenwood Brooks, V. https://ncua.gov/newsroom/press-release/2023/ncua-board-member-hoods-statement-senior-advisor-brooks-distinguished-service

October 12, 2023 - Press Releases search results - NCUA Board Announces 2024 Meeting Schedule. https://ncua.gov/newsroom/press-release/2023/ncua-board-announces-2024-meeting-schedule

October 11, 2023 - Social Media for Personal Finances: A New Trend for Millennials and Gen Z - Younger generations - specifically, millennials and Gen Z - increasingly turn to social media for personal finance purposes, such as making and receiving payments, crowdfunding, shopping, and financial education.  www.kansascityfed.org/research/payments-system-research-briefings/social-media-for-personal-finances-a-new-trend-for-millennials-and-gen-z/

October 11, 2023 - The KC Fed LMCI suggests the level of activity increased modestly, and momentum accelerated moderately in September - The level of activity increased by 0.09, from 0.83 to 0.92, and remained at historically elevated levels. www.kansascityfed.org/data-and-trends/lmci/current-release/

October 11, 2023 - FDIC Launches Public Campaign to Raise Awareness About Deposit Insurance - o increase the public�s awareness of deposit insurance and how it can protect people�s money in the event of a bank�s failure, the Federal Deposit Insurance Corporation today launched a national campaign, �Know Your Risk. Protect Your Money.� www.fdic.gov/news/press-releases/2023/pr23083.html

October 11, 2023 - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities.  www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

October 11, 2023 - Report to Congress Pursuant to Section 13(3) of the Federal Reserve Act: Bank Term Funding Program. www.federalreserve.gov/publications/reports-to-congress-pursuant-to-section-13-3-btfp.htm

October 11, 2023 - Flood Risk Mapping and the Distributional Impacts of Climate Information - Flood Risk Mapping and the Distributional Impacts of Climate Information.   www.federalreserve.gov/econres/feds/flood-risk-mapping-and-the-distributional-impacts-of-climate-information.htm

October 11, 2023 - Speech by Governor Michelle W. Bowman Financial Stability in Uncertain Times At the Reinventing Bretton Woods Committee and Policy Center for the New South Marrakech Economic Festival, Marrakech, Morocco. www.federalreserve.gov/newsevents/speech/bowman20231011a.htm

October 11, 2023 - Minutes of the Federal Open Market Committee, September 19-20, 2023. https://www.federalreserve.gov/newsevents/pressreleases/monetary20231011a.htm

October 10, 2023 - Monica Fuentes Freas Named Deputy Comptroller for Large Bank Supervision - The Office of the Comptroller of the Currency today announced the selection of Monica Fuentes Freas as a Deputy Comptroller for Large Bank Supervision.  www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-113.html

October 10, 2023 - Monetary Policy Analysis and the Development of Federal Reserve Policymaking - Governor Christopher J. Waller At "The Legacy of Bennett McCallum and Lessons for Monetary Policy Today," a conference sponsored by the Mercatus Center at George Mason University, Washington, D.C. www.federalreserve.gov/newsevents/speech/waller20231010a.htm

October 9, 2023 - U.S. Economic Outlook and Monetary Policy Transmission - Vice Chair Philip N. Jefferson - At "Beyond the Business Cycle: Adapting to a New Global Paradigm" 65th Annual Meeting of the National Association for Business Economics, Dallas, Texas.  www.federalreserve.gov/newsevents/speech/jefferson20231009a.htm

October 9, 2023 - Capital Supports Lending - Vice Chair for Supervision Michael S. Barr At the American Bankers Association Annual Convention, Nashville, Tennessee.   www.federalreserve.gov/newsevents/speech/barr20231009a.htm

October 6, 2023 - Statistical Release - Consumer Credit - G.19 - In August, consumer credit decreased at a seasonally adjusted annual rate of 3.8 percent. www.federalreserve.gov/releases/g19/current/default.htm

October 6, 2023 - FOIA - Chair Powell's calendar, August 2023. www.federalreserve.gov/foia/chairman-powell-calendar.htm

October 6, 2023 - FRB/US Model - FRB/US dataset and variable listing - October 6, 2023 update. www.federalreserve.gov/econres/us-models-about.htm

October 6, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

October 6, 2023 - Federal Reserve Board announces minutes of the October 31-November 1 meeting of the Federal Open Market Committee will be released at 2:00 p.m. EST on Tuesday, November 21 - In light of the Thanksgiving holiday, the Federal Reserve Board announced on Friday that the minutes of the October 31-November 1 meeting of the Federal Open Market Committee will be released at 2:00 p.m. EST on Tuesday, November 21, one day earlier than normal. www.federalreserve.gov/newsevents/pressreleases/monetary20231006a.htm

October 6, 2023 - Federal Reserve Board finalizes a rule establishing capital requirements for insurers supervised by the Board - The final rule is substantially similar to the proposal issued in September 2019. www.federalreserve.gov/newsevents/pressreleases/bcreg20231006a.htm
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October 5, 2023 - St. Louis Fed Announces 2023-24 Institute for Economic Equity Research Fellows - The research fellow program at the Institute for Economic Equity brings together a tremendous cohort of scholars to examine the obstacles to individuals� economic potential and how inequities might be reduced,� said William M. Rodgers III, director of the Institute. www.stlouisfed.org/news-releases/2023/10/05/iee-fellows-named

October 5, 2023 - Proposed Addition to Part 364 of the FDIC�s Rules and Regulations of Appendix C - The FDIC is issuing a notice of proposed rulemaking that would add an Appendix C to the FDIC�s regulation for safety and soundness standards 12 C.F.R. � 364 et seq. (Part 364). www.fdic.gov/news/financial-institution-letters/2023/fil23055.html

October 5, 2023 - Federal Reserve Board issues enforcement action with One American Financial Corporation. www.federalreserve.gov/newsevents/pressreleases/enforcement20231005a.htm

October 4, 2023 - A Conversation with Raghuram G. Rajan - On Wednesday, October 4, 2023, Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, conducted a public conversation with Raghuram G. Rajan, the Katherine Dusak Miller Distinguished Service Professor of Finance at the University of Chicago's Booth School, who served as the 23rd Governor of the Reserve Bank of India from 2013 to 2016. www.chicagofed.org/publications/speeches/2023/oct-4-financial-markets-group-conference

October 4, 2023 - Speech by President Austan Goolsbee at the Chicago Payments Symposium.  www.chicagofed.org/publications/speeches/2023/oct-4-chicago-payments-symposium

October 4, 2023 - OCC Releases CRA Evaluations for 28 National Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of September 1, 2023, through September 30, 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-112.html

October 4, 2023 - FDIC Issues List of Banks Examined for CRA Compliance - The list covers evaluation ratings that the FDIC assigned to institutions in July 2023. www.fdic.gov/news/press-releases/2023/pr23082.html

October 4, 2023 - U.S. Interest Rates and Emerging Market Currencies: Taking Stock 10 Years After the Taper Tantrum - Nira Harikrishnan, Benjamin Silk, and Emre Yoldas - In 2013, a shift in expectations of market participants for the timing of the tapering of the Federal Reserve's asset purchases, and its ramifications for normalization of U.S. monetary policy, led to sharp increases in longer-term U.S. Treasury yields and volatility in broader financial markets. www.federalreserve.gov/econres/notes/feds-notes/u-s-interest-rates-and-emerging-market-currencies-taking-stock-10-years-after-the-taper-tantrum-20231004.html

October 4, 2023 - Speech by Governor Bowman on the role of research, data, and analysis in banking reforms At the 2023 Community Banking Research Conference sponsored by the Federal Reserve System, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corporation, St. Louis, Missouri www.federalreserve.gov/newsevents/speech/bowman20231004a.htm

October 3, 2023 - Acting Comptroller Discusses Vital Work of International Data Hub - Acting Comptroller of the Currency Michael J. Hsu today issued remarks via webcast at the BIS International Data Hub 10th Anniversary Conference. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-111.html

October 3, 2023 - St. Louis Fed Economist Restrepo-Echavarria Appointed Secretary of the Society for Economic Dynamics - Federal Reserve Bank of St. Louis Economic Policy Advisor Paulina Restrepo-Echavarria has been appointed secretary of the Society for Economic Dynamics. www.stlouisfed.org/news-releases/2023/10/03/st-louis-fed-economist-appointed-secretary

October 3, 2023 - Labor Market Discrimination and the Racial Unemployment Gap: Can Monetary Policy Make a Difference? - Isabel Cair�, Avi Lipton - Black workers experience a higher unemployment rate, as well as more volatile employment dynamics, than white workers, and the racial unemployment rate gap is largely unexplained by observable characteristics. www.federalreserve.gov/econres/feds/labor-market-discrimination-and-the-racial-unemployment-gap.htm

October 2, 2023 - Kansas City Fed recognizes Digital Inclusion Week - Learn how the Kansas City Fed continues its efforts to promote digital inclusion. www.kansascityfed.org/ten/kansas-city-fed-recognizes-digital-inclusion-week/

October 2, 2023 - Consolidated Reports of Condition and Income for Third Quarter 2023 - The attached materials pertain to the Consolidated Reports of Condition and Income for the September 30, 2023, report date and provide guidance on certain reporting issues. www.fdic.gov/news/financial-institution-letters/2023/fil23054.html

October 2, 2023 - Proposed Revisions to the Consolidated Reports of Condition and Income and the FFIEC 002 Report - As described more fully in the attached Federal Register notice, the proposed revisions to the reporting forms and instructions for the Call Reports and the FFIEC 002 relate to the Financial Accounting Standards Board�s Accounting Standards Update 2022-02, �Financial Instruments-Credit Losses: Troubled Debt Restructurings and Vintage Disclosures.� www.fdic.gov/news/financial-institution-letters/2023/fil23053.html
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October 2, 2023 - Timothy Rich Named FDIC Atlanta Regional Director - The Federal Deposit Insurance Corporation has appointed Timothy (Tim) Rich Regional Director, Atlanta Region. In this position, he directs both Risk Management and Consumer Protection supervision programs for financial institutions headquartered in the Region. www.fdic.gov/news/press-releases/2023/pr23081.html

October 2, 2023 - Statistical Release - Foreign Exchange Rates - G.5 - The table below shows the average rates of exchange in SEPTEMBER 2023 together with comparable figures for other months. www.federalreserve.gov/releases/g5/current/default.htm

October 2, 2023 - Global Flight to Safety, Business Cycles, and the Dollar - Martin Bodenstein, Pablo Cuba Borda, Nils Gornemann, Ignacio Presno, Andrea Prestipino, Albert Queralto, and Andrea Raffo - We develop a two-country macroeconomic model that we fit to a set of aggregate prices and quantities for the U.S. and the rest of the world. www.federalreserve.gov/econres/ifdp/global-flight-to-safety-business-cycles-and-the-dollar.htm

October 2, 2023 - Speech by Governor Bowman on the economy and bank regulation At the CEO/Executive Management Conference sponsored by the Mississippi Bankers Association and the Tennessee Bankers Association, Banff, Canada www.federalreserve.gov/newsevents/speech/bowman20231002a.htm