Bank regulatory FFIEC IT audits - I perform annual IT audits required by the regulatory agencies for banks and credit unions. I am a former bank examiner over 30 years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

September 29, 2023 - OCC Announces Executive Director for Office of Minority and Women Inclusion - The Office of the Comptroller of the Currency today announced Shinu Shilesh as the Executive Director for the agency’s Office of Minority and Women Inclusion. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-110.html

September 29, 2023 - Tenth District Services Activity Was Mostly Unchanged in September - District services activity was basically flat again in September. www.kansascityfed.org/surveys/services-survey/tenth-district-services-activity-was-mostly-unchanged-in-september/

September 29, 2023 - Small Business Lending Demand Continues tnding continued to decline in the second quarter, decreasing 16.8 percent from the same period in 2022 and 1.2 percent from the previous quarter. www.kansascityfed.org/surveys/small-business-lending-survey/small-business-lending-demand-continues-to-decline/

September 29, 2023 - Information Technology Risk Examination Procedures - The FDIC updated its Information Technology Risk Examination procedures to improve the Audit module‘s usability, specify compliance review steps relative to the Computer Security Incident Notification Rule (Part 304 Subpart C), provide more specificity regarding examiner rative enforcement actions eview of service provider reports of examination, and update links to references. www.fdic.gov/news/financial-institution-letters/2023/fil23052.html

September 29, 2023 - FDIC Makes Public August Enforcement Actions - The Federal Deposit Insurance Corporation today released a list of orders of administrtaken against banks and individuals in August 2023. www.fdic.gov/news/press-releases/2023/pr23079.html

September 29, 2023 - FDIC Assesses Civil Money Penalty Against Shinhan Bank America, New York, NY - The Federal Deposit Insurance Corporation today announced the assessment of a civil money penalty of $5 million against Shinhan Bank America, New York, New York, for violations of the Bank Secrecy Act and its implementing anti-money laundering regulations and for failure to comply with the requirements of an FDIC-issued consent order, dated June 12, 2017. www.fdic.gov/news/press-releases/2023/pr23080.html

September 29, 2023 - Capital Adequacy of Bank Holding Companies, Savings and Loan Holding Companies, and State Member Banks.  www.federalreserve.gov/supervisionreg/legalinterpretations/reg-q-frequently-asked-questions.htm

September 29, 2023 - On the Negatives of Negative Interest Rates - Aleksander Berentsen, Hugo van Buggenum, Romina Ruprecht - Major central banks remunerate reserves at negative rates.  www.federalreserve.gov/econres/feds/on-the-negatives-of-negative-interest-rates.htm

September 29, 2023 - Recent balance sheet trends, weekly chart - update - Credit and Liquidity Programs and the Balance Sheet. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

September 29, 2023 - Semiannual Report on Banking Applications Activity - This report provides information regarding the applications filed by banking organizations and reviewed by the Federal Reserve as of the most recent reporting period ending on June 30 and December 31 of each calendar year. www.federalreserve.gov/publications/semiannual-report-on-banking-applications-activity.htm

September 29, 2023 - Discount Window Lending, 2021:Q3 - Federal Reserve lending to depository institutions (the "discount window") plays an important role in supporting the liquidity and stability of the banking system and the effective implementation of monetary policy. www.federalreserve.gov/regreform/discount-window.htm

September 29, 2023 - Seasonal Factors for Motor Vehicle Sales - The Federal Reserve Board has re-estimated seasonal factors for new motor vehicle sales, using data through April 2023. www.federalreserve.gov/releases/g17/mv_sales_sf.htm

September 29, 2023 - Current Expected Credit Losses Standard and Banks' Information Production - Sehwa Kim, Seil Kim, Anya Kleymenova, and Rongchen Li - We examine whether the adoption of the current expected credit losses model, which reflects forward-looking information in loan loss provisions, improves banks’ information production. www.federalreserve.gov/econres/feds/current-expected-credit-losses-cecl-standard-and-banks-information-production.htm

September 28, 2023 - Open House Chicago at the Federal Reserve Bank of Chicago - For the 7th year, the Chicago Fed is opening its doors for the Chicago Architecture Center’s signature (and free!) festival, Open House Chicago. www.chicagofed.org/events/2023/open-house-chicago

September 28, 2023 - NCUA Awards $3.1 Million Through Expanded CDRLF Grants - The National Credit Union Administration awarded $3.1 million in Community Development Revolving Loan Fund grants to 142 low-income and minority depository institutions, the agency announced today. https://ncua.gov/newsroom/press-release/2023/ncua-awards-31-million-through-expanded-cdrlf-grants

September 28, 2023 - OCC Releases Bank Supervision Operating Plan for Fiscal Year 2024 - The plan outlines the OCC’s supervision priorities and objectives for the year. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-109.html

September 28, 2023 - Senior Credit Officer Opinion Survey on Dealer Financing Terms, September 2023 - The Senior Credit Officer Opinion Survey on Dealer Financing Terms is a quarterly survey providing information about the availability and terms of credit in securities financing and over-the counter derivatives markets. www.federalreserve.gov/data/scoos.htm

September 28, 2023 - Closing remarks by Governor Cook at the Minorities in Banking Forum At the Minorities in Banking Forum, Federal Reserve Bank of Dallas, Dallas, Texas.  www.federalreserve.gov/newsevents/speech/cook20230928a.htm

September 28, 2023 - Welcoming remarks by Chair Powell at Conversation with the Chair: A Teacher Town Hall Meeting At Conversation with the Chair: A Teacher Town Hall Meeting, Washington, D.C. (and by webcast).  www.federalreserve.gov/newsevents/speech/powell20230928a.htm
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September 28, 2023 - The 2023 Economy: Not Your Grandpa�s Monetary Policy Moment - Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, delivered a policy speech and participated in a moderated Q&A at the Peterson Institute for International Economics on September 28, 2023.   www.chicagofed.org/publications/speeches/2023/september-28-peterson-institute

September 28, 2023 - NCUA Awards $3.1 Million Through Expanded CDRLF Grants - The National Credit Union Administration awarded $3.1 million in Community Development Revolving Loan Fund grants to 142 low-income and minority depository institutions, the agency announced today. https://ncua.gov/newsroom/press-release/2023/ncua-awards-31-million-through-expanded-cdrlf-grants

September 28, 2023 - OCC Releases Bank Supervision Operating Plan for Fiscal Year 2024 - The plan outlines the OCC�s supervision priorities and objectives for the year. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-109.html

September 28, 2023 - Tenth District Manufacturing Activity Declined Somewhat in September - Regional factory activity declined somewhat in September. www.kansascityfed.org/surveys/manufacturing-survey/tenth-district-manufacturing-activity-declined-somewhat-in-september/

September 28, 2023 - Federal Reserve Board issues enforcement action with former employee of VisionBank of Iowa.  www.federalreserve.gov/newsevents/pressreleases/enforcement20230928a.htm 

September 27, 2023 - Lease Financing: Revised Comptroller�s Handbook Booklet and Rescissions - This booklet discusses risks and risk management practices associated with lease financing. This booklet also provides examiners with a framework for evaluating a bank�s1 lease financing activities. https://www.occ.gov/news-issuances/bulletins/2023/bulletin-2023-30.html

September 27, 2023 - OCC Reports Mortgage Performance for Second Quarter of 2023 - The OCC Mortgage Metrics Report, Second Quarter 2023 showed that 97.3 percent of mortgages included in the report were current and performing at the end of the quarter, compared with 97.6 percent in the first quarter 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-108.html 

September 27, 2023 - Highlight: Decline in net interest income driven primarily by interest rates - he decline in net interest income at community banking organizations in 2023 is attributable to the interest rate environment despite being partially offset by benefits from growing balance sheets. www.kansascityfed.org/banking/community-banking-bulletins/highlight-decline-in-net-interest-income-driven-primarily-by-interest-rates/

September 27, 2023 - Who's Most Exposed to International Shocks? Estimating Differences in Import Price Sensitivity across U.S. Demographic Groups -Colin J. Hottman, Ryan Monarch - Differences in consumption patterns across demographic groups mean that international price shocks differentially affect such groups. www.federalreserve.gov/econres/ifdp/whos-most-exposed-to-international-shocks-estimating-differences-in-import-price-sensitivity-across-us-demographic-groups.htm

September 26, 2023 - Policy Speech: Peterson Institute for International Economics - Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, will deliver a policy speech and participate in a moderated Q&A at the Peterson Institute for International Economics on September 28, 2023. www.chicagofed.org/publications/speeches/2023/september-28-peterson-institute

September 26, 2023 - OCC Hosts Workshop for Bank Directors and Senior Management in Sioux Falls - The Building Blocks: Developing Strong Management workshop is focused on strategy, people, and oversight. Participants will learn about current issues impacting bank supervision; board responsibilities, duties, and governance; and risk management, succession planning, and matters requiring attention on a report of examination. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-107.html

September 26, 2023 - The FDIC Announces Memorandum of Understanding with Korea Deposit Insurance Corporation, Formalizing Information Sharing and Cooperation Related to Resolution Planning and Implementation.  www.fdic.gov/news/press-releases/2023/pr23078.html

September 26, 2023 - Statistical Release - Finance Companies - G.20. www.federalreserve.gov/releases/g20/current/default.htm

September 26, 2023 - Statistical Release - Money Stock Measures - H.6. www.federalreserve.gov/releases/h6/current/default.htm

September 26, 2023 - Welcoming remarks by Governor Bowman on post-pandemic challenges and strategies for addressing rental housing affordability At the FedCommunities event "Keys to Opportunity in the Housing Market: Research on Strategies for Preserving and Expanding Rental Housing Affordability," Washington, D.C. www.federalreserve.gov/newsevents/speech/bowman20230926a.htm

September 25, 2023 - Register Now for the 2023 Community Banking Research Conference, Oct. 4-5 - Community bankers, academics, policymakers and bank supervisors will meet Oct. 4-5 for the 11th annual Community Banking Research Conference in-person at the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2023/09/register-for-community-banking-conference

September 25, 2023 - Johnson Joins St. Louis Fed�s Real Estate Industry Council - Nate Johnson, a broker at RedKey Realty Leaders in St. Louis, has been named to the Real Estate Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2023/09/25/johnson-joins-real-estate-industry-council

September 25, 2023 - Spillyards Joins St. Louis Fed�s Real Estate Industry Council - Greg Spillyards, managing director and CEO of Cushman & Wakefield | Commercial Advisors in Memphis, Tenn., has been named to the Real Estate Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2023/09/25/spillyards-joins-real-estate-industry-council

September 25, 2023 - Global Inflation Uncertainty and its Economic Effects - Juan M. Londono, Sai Ma, and Beth Anne Wilson - Policymakers, including Federal Open Market Committee participants, have been stressing the elevated level of uncertainty, especially related to inflation, and the challenge this poses for monetary policy. www.federalreserve.gov/econres/notes/feds-notes/global-inflation-uncertainty-and-its-economic-effects-20230925.html

September 22, 2023 - Oklahoma Experiences Warehousing Boom Over the Last Decade - Warehousing grew substantially in Oklahoma over the past decade, especially in Oklahoma City and Tulsa. www.kansascityfed.org/newsroom/2023-news-releases/oklahoma-experiences-warehousing-boom-over-the-last-decade/

September 22, 2023 - Agencies Grant a 36-Month Extension for CRA Consideration Given to Community Development Activities Responding to Hurricane Maria Disaster in Puerto Rico and the U.S. Virgin Islands.  www.fdic.gov/news/financial-institution-letters/2023/fil23051.html

September 22, 2023 - FDIC Releases Results of Summary of Deposits Annual Survey - The Federal Deposit Insurance Corporation today released results of its annual survey of branch office deposits for all FDIC-insured institutions as of June 30, 2023. www.fdic.gov/news/press-releases/2023/pr23077.html

September 22, 2023 - Paul Worthing Named FDIC San Francisco Regional Director - In this position, he directs both Risk Management and Consumer Protection supervision programs for financial institutions headquartered in the Region. www.fdic.gov/news/press-releases/2023/pr23076.html

September 22, 2023 - Enhanced Financial Accounts, September 2023 - These projects provide additional detail for selected areas of the Financial Accounts. www.federalreserve.gov/releases/efa/enhanced-financial-accounts.htm

September 22, 2023 - A Theory of Safe Asset Creation, Systemic Risk, and Aggregate Demand - Levent Altinoglu - This paper presents a theory of safe asset creation and the interactions between systemic risk and aggregate demand. www.federalreserve.gov/econres/feds/a-theory-of-safe-asset-creation-systemic-risk-and-aggregate-demand.htm

September 22, 2023 - The Swaps Strike Back: Evaluating Expectations of One-Year Inflation - Anthony M. Diercks, Colin Campbell, Steve Sharpe, and Daniel Soques - This study examines the forecasting performance of inflation swaps and survey-based expectations for one-year inflation. www.federalreserve.gov/econres/feds/the-swaps-strike-back-evaluating-expectations-of-one-year-inflation.htm

September 22, 2023 - Credit and Liquidity Programs and the Balance Sheet Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

September 22, 2023 - Keynote address by Governor Cook at the National Bureau of Economic Research, Economics of Artificial Intelligence Conference, Fall 2023 At the National Bureau of Economic Research Economics of Artificial Intelligence Conference, Fall 2023, Toronto, Canada.  www.federalreserve.gov/newsevents/speech/cook20230922a.htm

September 22, 2023 - Speech by Governor Bowman on the economy and monetary policy At Independent Community Bankers of Colorado, Golden Jubilee, Vail, Colorado.   www.federalreserve.gov/newsevents/speech/bowman20230922a.htm

September 21, 2023 - NCUA Chairman Harper Welcomes Otsuka Nomination - National Credit Union Administration Chairman Todd M. Harper issued a statement welcoming President Joseph R. Biden�s nomination of Tanya Otsuka of Virginia to the NCUA Board: https://ncua.gov/newsroom/press-release/2023/ncua-chairman-harper-welcomes-otsuka-nomination

September 21, 2023 - Household Debt Service and Financial Obligations Ratios - Household debt service payments and financial obligations as a percentage of disposable personal income; seasonally adjusted.  www.federalreserve.gov/releases/housedebt/default.htm
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September 14, 2023 - OCC Reports Second Quarter 2023 Bank Trading Revenue - The Office of the Comptroller of the Currency reported cumulative trading revenue of U.S. commercial banks and savings associations of $13.7 billion in the second quarter of 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-104.html

September 14, 2023 - NCUA Releases Q2 2023 State-Level Credit Union Data Report - The median growth rate in loans outstanding and membership at federally insured credit unions was positive over the year ending in the second quarter of 2023, while the growth rate in assets and shares and deposits was negative at the median, according to the latest Quarterly U.S. Map Review released today by the National Credit Union Administration. https://ncua.gov/newsroom/press-release/2023/ncua-releases-q2-2023-state-level-credit-union-data-report

September 13, 2023 - OCC Hosts Mutual Savings Association Advisory Committee Meeting October 3 - The meeting, which will be hosted in person and virtually, is open to the public and will begin at 8:30 a.m. Eastern Daylight Time. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-103.html 

September 13, 2023 - Regulatory Relief: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Georgia Affected by Hurricane Idalia.  www.fdic.gov/news/financial-institution-letters/2023/fil23050.html

September 13, 2023 - Adriana D. Kugler sworn in as a member of the Board of Governors of the Federal Reserve System.   www.federalreserve.gov/newsevents/pressreleases/other20230913c.htm

September 13, 2023 - Lisa D. Cook sworn in for her second term as a member of the Board of Governors of the Federal Reserve System.   www.federalreserve.gov/newsevents/pressreleases/other20230913b.htm

September 13, 2023 - Philip N. Jefferson sworn in as Vice Chair of the Board of Governors of the Federal Reserve System.   www.federalreserve.gov/newsevents/pressreleases/other20230913a.htm

September 12, 2023 - Periodic Report: Update on Bank Term Funding Program - Authorized by the Board under Section 13(3) of the Federal Reserve Act September 11, 2023.   www.federalreserve.gov/publications/files/13-3-report-btfp-20230912.pdf

September 12, 2023 - Report to Congress Pursuant to Section 13(3) of the Federal Reserve Act: Bank Term Funding Program.  https://www.federalreserve.gov/publications/files/13-3-report-btfp-20230316.pdf

September 12, 2023 - Report and Disclosures on Funding, Credit, Liquidity, and Loan Facilities - The Federal Reserve filed these reports with Congress pursuant to section 13(3) of the Federal Reserve Act concerning the lending facilities established by the Board. www.federalreserve.gov/publications/reports-to-congress-in-response-to-covid-19.htm

September 11, 2023 - NCUA to Distribute $76 Million Under Corporate System Resolution Program - The National Credit Union Administration, in its role as liquidating agent, announced a $76 million distribution to paid-in capital shareholders of the former U.S. Central corporate credit union. https://ncua.gov/newsroom/press-release/2023/ncua-distribute-76-million-under-corporate-system-resolution-program

September 11, 2023 - OCC Hosts Risk Governance and Capital Markets Workshops in Dallas - The Office of the Comptroller of the Currency will host two workshops October 24-25 in Dallas for directors, senior management, and other key executives of national community banks and federal savings associations. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-102.html

September 8, 2023 - FDIC Releases Report Detailing Supervision of the Former First Republic Bank, San Francisco, California. www.fdic.gov/news/press-releases/2023/pr23073.html

September 8, 2023 - Tokenization: Overview and Financial Stability Implications - Francesca Carapella, Grace Chuan, Jacob Gerszten, Chelsea Hunter, Nathan Swem - In this paper we outline tokenization, which is a new and rapidly growing financial innovation in crypto asset markets, and we discuss potential benefits and financial stability implications. www.federalreserve.gov/econres/feds/tokenization-overview-and-financial-stability-implications.htm

September 8, 2023 - Statistical Release - Consumer Credit G.19 - In July, consumer credit increased at a seasonally adjusted annual rate of 2.5 percent. www.federalreserve.gov/releases/g19/current/default.htm

September 8, 2023 - Corporate Profits in the aftermath of COVID-19 - Berardino Palazzo - This note documents the behavior of corporate profit margins during and in the aftermath of the pandemic. www.federalreserve.gov/econres/notes/feds-notes/corporate-profits-in-the-aftermath-of-covid-19-20230908.html

September 8, 2023 - A Sourcing Risk Index for U.S. Manufacturing Industries - Andrea De Michelis and Mariano Somale - Modern manufacturing production is organized in complex global value chains, whereby the production process of a good is split into multiple stages across many countries and sectors. www.federalreserve.gov/econres/notes/feds-notes/a-sourcing-risk-index-for-u-s-manufacturing-industries-20230908.html

September 8, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

September 8, 2023 - Financial Accounts of the United States - Z.1 - The Financial Accounts of the United States includes data on transactions and levels of financial assets and liabilities, by sector and financial instrument; full balance sheets, including net worth, for households and nonprofit organizations, nonfinancial corporate businesses, and nonfinancial noncorporate businesses; Integrated Macroeconomic Accounts; and additional supplemental detail. www.federalreserve.gov/releases/z1/default.htm

September 8, 2023 - Hedge Fund Treasury Exposures, Repo, and Margining - Ayelen Banegas and Phillip Monin - Hedge funds have become among the most active participants in U.S. Treasury markets over the past decade. www.federalreserve.gov/econres/notes/feds-notes/hedge-fund-treasury-exposures-repo-and-margining-20230908.html

September 8, 2023 - Examining CBDC and Wholesale Payments - Jon Durfee, Jesse Leigh Maniff, and Priyanka Slattery - This paper explores whether a new settlement asset in the form of central bank money is essential for a new platform that processes wholesale payment transactions. www.federalreserve.gov/econres/notes/feds-notes/examining-cbdc-and-wholesale-payments-20230908.html

September 8, 2023 - Speech by Vice Chair for Supervision Barr on payments innovation At the Federal Reserve Bank of Philadelphia Seventh Annual Fintech Conference, Philadelphia, Pennsylvania. www.federalreserve.gov/newsevents/speech/barr20230908a.htm
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September 7, 2023 - Credit Union Assets, Lending, and Delinquencies Rise in 2nd Quarter - According to the latest financial performance data released today by the National Credit Union Administration, total assets in federally insured credit unions increased $82 billion, or 3.8 percent, over the year ending in the second quarter of 2023, to $2.22 trillion. https://ncua.gov/newsroom/press-release/2023/credit-union-assets-lending-and-delinquencies-rise-2nd-quarter

September 7, 2023 - FDIC-Insured Institutions Reported Net Income of $70.8 Billion in Second Quarter 2023 - Reports from 4,645 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation reflect aggregate net income of $70.8 billion in second quarter 2023. www.fdic.gov/news/press-releases/2023/pr23072.html

September 7, 2023 - Data Privacy for Digital Asset Systems - Jillian Mascelli - Data privacy in digital asset systems is of sustained importance to end users. www.federalreserve.gov/econres/feds/data-privacy-for-digital-asset-systems.htm

September 7, 2023 - Analyzing State Resilience to Weather and Climate Disasters - Celso Brunetti, Data Privacy for Digital Asset SystemsBenjamin Dennis, Gurubala Kotta, and Adam Smith - The National Oceanic and Atmospheric Administration reports that climate change is increasing the frequency of extreme conditions that lead to disasters such as droughts, hurricanes, flooding, and wildfires. www.federalreserve.gov/econres/notes/feds-notes/analyzing-state-resilience-to-climate-change-20230907.html

September 6, 2023 - Apply Now: The Kansas City Fed Community Development Advisory Council - The Federal Reserve Bank of Kansas is now accepting External Linkapplications for its Community Development Advisory Council. www.kansascityfed.org/community/community-connections/apply-now-the-kansas-city-fed-community-development-advisory-council/

September 6, 2023 - The KC Fed LMCI suggests the level of activity decreased, and momentum was little changed in August - The KC Fed LMCI suggests the level of activity decreased, and momentum was little changed in August. www.kansascityfed.org/data-and-trends/lmci/current-release/

September 6, 2023 - Tenth District Beige Book - Tenth District Summary for Beige Book. www.kansascityfed.org/surveys/beige-book/tenth-district-beige-book/

September 6, 2023 - Failure of Silicon Valley Bank Reduced Local Consumer Spending but Had Limited Effect on Aggregate Spending - The failure of Silicon Valley Bank on March 10, 2023, raised concerns that deteriorating financial market conditions would reduce consumer spending. www.kansascityfed.org/research/economic-bulletin/failure-of-silicon-valley-bank-reduced-local-consumer-spending-but-had-limited-effect-on-aggregate-spending/

September 6, 2023 - St. Louis Fed Releases Beige Book - The Federal Reserve Bank of St. Louis released its portion of the Federal Reserve�s latest Beige Book, published today. www.stlouisfed.org/news-releases/2023/09/06/st-louis-fed-releases-beige-book

September 6, 2023 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts. www.federalreserve.gov/recentpostings.htm

September 5, 2023 - OCC Hosts Compliance and Credit Risk Workshops in Syracuse - The Office of the Comptroller of the Currency will host two workshops in Syracuse on October 17-18 for directors, senior management, and other key executives of national community banks and federal savings associations. www.federalreserve.gov/newsevents/pressreleases/orders20230905a.htm

September 5, 2023 - Announcing FDICconnect�s Banker Engagement Site for Consumer Compliance and CRA Examination Activities - In September 2023, the Federal Deposit Insurance Corporation is launching a new Banker Engagement Site through FDICconnect. www.fdic.gov/news/financial-institution-letters/2023/fil23049.html

September 5, 2023 - FDIC Announces Start of Marketing Process for $33 Billion Commercial Real Estate Loan Portfolio of Former Signature Bank, New York - The majority of the CRE loan portfolio being marketed is comprised of multifamily properties, primarily located in New York City. www.fdic.gov/news/press-releases/2023/pr23071.html

September 5, 2023 - FDIC Issues List of Banks Examined for CRA Compliance - September. www.fdic.gov/news/press-releases/2023/pr23070.html

September 5, 2023 - Federal Reserve Board announces approval of application by R. Dean Phillips Bank Trust Dated 11-19-2004, and its subsidiary, HNB Bancorp, Inc. www.federalreserve.gov/newsevents/pressreleases/orders20230905a.htm

September 5, 2023 - Federal Reserve Board issues enforcement action with Gardner Bancshares, Inc. and Small Business Bank.   www.federalreserve.gov/newsevents/pressreleases/enforcement20230905a.htm

September 1, 2023 - OCC Releases CRA Evaluations for 24 National Banks and Federal Savings Associations - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of August 1, 2023, through August 31, 2023. www.occ.gov/news-issuances/news-releases/2023/nr-occ-2023-99.html

September 1, 2023 - Malloy Joins St. Louis Fed�s Agribusiness Industry Council - Jamie Anderson, vice president of I.F. Anderson Farms Inc. in Lonoke, Ark., has been named to the Agribusiness Industry Council of the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news-releases/2023/09/01/anderson-joins-st-louis-feds-agribusiness-council

September 1, 2023 - Anderson Joins St. Louis Fed�s Agribusiness Industry Council - Anderson Joins St. Louis Fed�s Agribusiness Industry Council.  www.stlouisfed.org/news-releases/2023/09/01/anderson-joins-st-louis-feds-agribusiness-council

September 1, 2023 - St. Louis Fed to Host Public Engagement Forum on Presidential Search - The Federal Reserve Bank of St. Louis on Sept. 7 will host a public discussion about its presidential search. www.stlouisfed.org/news-releases/2023/09/01/st-louis-fed-to-host-public-engagement-forum-on-presidential-search

September 1, 2023 - Statistical Release - Foreign Exchange Rates - G.5 - The table below shows the average rates of exchange in AUGUST 2023 together with comparable figures for other months. www.federalreserve.gov/releases/g5/current/default.htm

September 1, 2023 - FOIA - Chair Powell's calendar, July 2023.  www.federalreserve.gov/foia/chair-powell-calendar-072023.htm

September 1, 2023 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update.  www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm

September 1, 2023 - Size and Survival of Entrants to Retail Banking - David Benson, Vitaly Bord, Aaron Garner, Charles Taragin - The establishment of new banks and branches is especially important in the banking sector. www.federalreserve.gov/econres/notes/feds-notes/size-and-survival-of-entrants-to-retail-banking-20230901.html

September 1, 2023 - Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by Hurricane Idalia.  
Press Release: www.federalreserve.gov/newsevents/pressreleases/other20230901a.htm
Press Release: www.fdic.gov/news/press-releases/2023/pr23069.html
Press Release: www.occ.gov/news-issuances/news-releases/2023/nr-ia-2023-100.html
Press Release: https://ncua.gov/newsroom/press-release/2023/federal-and-state-financial-regulatory-agencies-issue-interagency-statement-supervisory-practices-0