Terms and Conditions
The information on these web pages is provided without warranty of any kind, and all
warranties are hereby disclaimed, whether express or implied, including, without
limitation, the implied warranties of merchantability, fitness for a particular purpose
and non-infringement. R. Kinney Williams & Associates will not be liable for any
damages whatsoever, whether direct, special, indirect, incidental, or consequential
(including, without limitation, damages for loss of business profits, business
interruption, loss of business information, or any other pecuniary loss) arising out of,
or related to your use of, or inability to use the information on any such web page, even
if advised of the possibility of such damages. Because some states and jurisdictions do
not allow the exclusion or limitation of liability for consequential or incidental
damages, the above limitation may not apply to you. You may not further distribute,
reproduce, rent, sell, transfer or license these articles. A number
of the web pages contain information from agencies of the U.S. Government and as such, R.
Kinney Williams & Associates can not and does not guarantee the accuracy of the
information. The U. S. Government agency or laws and regulations should be consulted
to determine the accuracy of any information. R. Kinney Williams is not an
attorney nor a CPA. Mr. Williams have over 38 years banking industry
experience, which includes bank executive, 20 year experience as an examiner,
computer auditing, and bank consulting. R. Kinney Williams is a
member of the Society of Financial Examiners and the Information Systems
Audit and Control Association and adheres to the code of conduct with both
organizations.
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