R. Kinney Williams - Yennik, Inc.®
R. Kinney Williams
Yennik, Inc.

The Community Banker
Brought to you by Yennik, Inc. the acknowledged leader in Internet auditing for financial institutions.

 

 

Bank Regulatory News
August 2003

You can receive the regulatory press releases every week by subscribing to
The E-mail Banking News at 
https://yennik.com/newletter_page.htm.  There is no charge for the e-newsletter.  
Contact Kinney Williams at examiner@yennik.com if you have any questions.


August 29, 2003 - OTS Leaves TFR Filing Due Date Unchanged - The Office of Thrift Supervision announced today that it will retain the same filing due date for the 2004 Thrift Financial Report - 30 days after the end of the quarter - that the other banking agencies have for the Call Report. www.ots.treas.gov/docs/77328.html

August 29, 2003 - Chairman Alan Greenspan - Monetary policy under uncertainty - At a symposium sponsored by the Federal Reserve Bank of Kansas City, Jackson Hole, Wyoming  www.federalreserve.gov/boarddocs/speeches/2003/20030829/default.htm

August 28, 2003 - NCUA Issues 2004 Board Meeting Schedule - The National Credit Union Administration Board today announces its 2004 meeting schedule. The Board plans to convene at 10 a.m. the third, fourth or fifth Thursday of each month (except August when the Board has historically not met) on the following dates in 2004:
Press Release:   www.ncua.gov/news/press_releases/2003/NR03-0828.htm  
Calendar:  www.ncua.gov/news/board_calendar/board_calendar2004.html

August 28, 2003 - FDIC Issues Removal And Prohibition Order Against Former Tennessee Banker - The Federal Deposit Insurance Corporation has issued a removal and prohibition order against William Hal Davis, a former officer at Citizens State Bank, Jasper, Tennessee. www.fdic.gov/news/news/press/2003/pr8403.html

August 28, 2003 - FDIC Issues Removal And Prohibition Order Against Former Tennessee Banker - The Federal Deposit Insurance Corporation has issued a removal and prohibition order against Robert L. Courtney, Jr., a former branch manager of Citizens Bank & Trust Company of Grainger County, Rutledge, Tennessee. www.fdic.gov/news/news/press/2003/pr8303.html

August 28, 2003 - FDIC Issues Removal And Prohibition Order  Against Former Minnesota Banker - The Federal Deposit Insurance Corporation has issued a removal and prohibition order against Jason W. Amundson. Amundson was a manager at the Lakeville branch of Sterling State Financial, Inc, a wholly owned subsidiary of Sterling State Bank, Austin, Minnesota. www.fdic.gov/news/news/press/2003/pr8203.html

August 28, 2003 - FDIC Issues Removal And Prohibition Order And Civil Money Penalty Against Former Wisconsin Banker - The Federal Deposit Insurance Corporation has issued a removal and prohibition order and imposed a civil money penalty against Sidney Bateman, former chief executive officer of River Bank, Stoddard, Wisconsin.  www.fdic.gov/news/news/press/2003/pr8103.html

August 28, 2003 - FDIC Issues Enforcement Actions Against Illinois Bankers And Directors  - The Federal Deposit Insurance Corporation has imposed civil money penalties on four current and former officers and directors of Savanna-Thomson State Bank, Thomson, Illinois. Consent Orders to pay Civil Money Penalties of $5,000 each were issued against current bank board member Cheryl Parker and former bank board member John Brigham, while current directors Robert Froehlich and Michael Grothusen were ordered to pay penalties of $2,000 each. www.fdic.gov/news/news/press/2003/pr8003.html

August 28, 2003 - FDIC Reports Second Quarter 2003 Financial Results For Bank And Thrift Insurance Funds - The Federal Deposit Insurance Corporation today announced that the Bank Insurance Fund reported comprehensive income (net income plus current period unrealized gains/losses on available-for-sale securities) of $750 million for the six months ending June 30, 2003, compared to $748 million for the same period last year. www.fdic.gov/news/news/press/2003/pr7903.html

August 28, 2003 - The Federal Reserve Board on Wednesday announced amendments to Appendix A of Regulation CC, effective November 1, 2003, that reflect the restructuring of the Federal Reserve's check processing operations in the Fourth District. www.federalreserve.gov/boarddocs/press/bcreg/2003/20030828/default.htm

August 27, 2003 - Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of Thrift Supervision (the Agencies) are requesting comment on the attached proposed Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice.
Press Release: www.occ.treas.gov/ftp/bulletin/2003-37.txt
Attachment: www.occ.treas.gov/fr/fedregister/68fr47954.pdf

August 27, 2003 - The Federal Reserve Board on Wednesday announced the issuance of a Combined Consent Order to Cease and Desist and an Order of Assessment of a Civil Money Penalty against WestLB AG, Dusseldorf, Germany, and its New York Branch. www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030827/default.htm

August 26, 2003 - CRA Performance Evaluations Available Electronically for Download/Viewing  www.occ.treas.gov/cra/aug03.htm

August 26, 2003 - OCC Announces 23 New Enforcement Actions and Seven Terminations - The Office of the Comptroller of the Currency today announced 23 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and seven terminations of existing enforcement actions. www.occ.treas.gov/newsrelease.asp?Doc=2Q3HYUM.xml

August 26, 2003 - Finance and Economics Discussion Series - 2003 FEDS papers www.federalreserve.gov/pubs/feds/2003/index.html

August 25, 2003 - OCC Issues Statement on the Federal Reserve Board's Proposed Interpretation Of the Anti-Tying Provisions of the 1970 Bank Holding Company Act Amendments - The Office of the Comptroller of the Currency issued the attached statement today on the Federal Reserve Board's proposed interpretation of the anti-tying restrictions contained in Section 106 of the 1970 Bank Holding Company Act amendments.
News Release: www.occ.treas.gov/newsrelease.asp?Doc=8HVNAPWQ.xml
Attachment: www.occ.treas.gov/ftp/release/2003-65a.pdf 

August 25, 2003 - The Federal Reserve Board on Monday requested public comment on an official interpretation of the anti-tying restrictions in section 106 of the Bank Holding Company Act Amendments of 1970 and related supervisory guidance.   www.federalreserve.gov/boarddocs/press/bcreg/2003/20030825/default.htm
_______________

August 22, 2003 - NCUA - Statement of NCUA Chairman Dennis Dollar On August 2003 Release of GAO Study On Enforcement of the "Federal Deposit Insurance Corporation Improvement Act"
www.ncua.gov/news/press_releases/2003/Stmt03-0821.htm

August 22, 2003 - The Federal Reserve Board on Friday announced its approval of the notice under the Bank Holding Company Act by Arvest Bank Group, Inc., Bentonville, to acquire Superior Financial Corp., Little Rock ("Superior"), and Superior's wholly owned subsidiary, Superior Federal Bank, FSB, Fort Smith, all in Arkansas. www.federalreserve.gov/boarddocs/press/orders/2003/20030822/default.htm

August 21, 2003 - "The National and Regional Economic Outlook: A Monetary Policymaker's Perspective" - Robert T. Parry, President & CEO of the Federal Reserve Bank of San Francisco. www.frbsf.org/news/releases/2003/0821.html

August 21, 2003 - 2003 Economic and Financial Literacy Conference - A statewide conference to raise awareness about the importance of economic and financial literacy, and identify strategies for improving these skills in Hawaii's schools and among its adult population. http://www.frbsf.org/news/releases/2003/0819.html

August 21, 2003 - Improving Transparency of Federal Reserve Policy Actions - Is Hard Work, but Necessary: St. Louis Fed's Poole -
When it comes to financial markets' interpretations of Federal Reserve policy actions, "transparency" means "accurately conveying accurate information, including all the information markets need to form opinions on monetary policy that are as complete as possible." www.stlouisfed.org/news/releases/2003/08_21_03.html

August 21, 2003 - The Federal Reserve Board on Thursday released the minutes of its discount rate meetings from May 19 to June 25, 2003. www.federalreserve.gov/boarddocs/press/monetary/2003/20030821/default.htm

August 21, 2003 - NCUA - Central Liquidity Facility - The CLF is a mixed ownership government corporation created to improve the general financial stability of credit unions by serving as a liquidity lender to credit unions experiencing unusual or unexpected liquidity shortfalls. Member credit unions own the CLF which exists within the National Credit Unions Administration. www.ncua.gov/org/orgchart/E&I/CLF.htm

August 21, 2003 - NCUA - Third Annual NCUA Budget Briefing and Public Forum Slated for October 10, 2003 www.ncua.gov/news/press_releases/2003/NR03-0820.htm

August 21, 2003 - Filing Procedures -
Revisions (primarily technical amendments) have been made to the regulations on Filing Procedures, Corporate Powers, International Banking, Management Official Interlocks, and Golden Parachute and Indemnification Payments. www.fdic.gov/news/news/financial/2003/fil0367.html

August 20, 2003 - New Research Examines Vacation Laws and Work Hours  -
Vacation laws lead to a substantial reduction in work hours, according to new research by Yale University Economics Professor Joseph G. Altonji and Citadel Investment Group Analyst Jennifer Oldham in the article "Vacation laws and annual work hours" featured in the latest Economic Perspectives. www.chicagofed.org/newsandevents/pressreleases/2003/pr08202003.cfm

August 20, 2003 - Thrifts Enjoy Another Record Quarter; Earnings Top $3.5 Billion - The Office of Thrift Supervision announced today that in the second quarter of 2003 the nation's thrift industry again set records for net income, profitability, equity capital and mortgage originations. www.ots.treas.gov/docs/77327.html

August 20, 2003 - The Effect of Exchange Rates on Prices, Wages, and Profits: A Case Study of the United Kingdom in the 1990s Gagnon, Joseph E. www.federalreserve.gov/pubs/ifdp/2003/772/default.htm

August 20, 2003 - The Federal Reserve Board on Wednesday announced the issuance of a consent Order of Assessment of a Civil Money Penalty against the Community State Bank, Avilla, Indiana, a state member bank. Community State Bank, without admitting to any allegations, consented to the issuance of the Order in connection with its alleged violations of the Board's Regulations implementing the National Flood Insurance Act.  www.federalreserve.gov/boarddocs/press/enforcement/2003/200308202/default.htm

August 20, 2003 - The Federal Reserve Board on Wednesday announced the execution of an Amendment to the Written Agreement by and among the Consolidated Bank and Trust Company, Richmond, Virginia, the Bureau of Financial Institutions of the Commonwealth of Virginia, Richmond, Virginia, and the Federal Reserve Bank of Richmond.  www.federalreserve.gov/boarddocs/press/enforcement/2003/20030820/default.htm

August 19, 2003 - The Federal Reserve Board on Tuesday published its annual adjustment of the dollar amount that triggers additional disclosure requirements under the Truth in Lending Act for home mortgage loans that bear rates or fees above a certain amount. www.federalreserve.gov/boarddocs/press/bcreg/2003/20030819/default.htm

August 19, 2003 - NCUA - Chairman Dollar's Letter to Capitol Hill on Alternative Capital and Chairman Dollar's Response to Questions
Letter:   www.ncua.gov/news/speeches/2003/03AugLetterToCapitalHill.pdf 
Response:  www.ncua.gov/news/speeches/2003/03AugResponsesToQuestions.pdf

August 19, 2003 -
San Francisco Fed announces new online Center for Community Development Investments - The Federal Reserve Bank of San Francisco today announced the creation of its Center for Community Development Investments. The Center is collaboration between the FRBSF and community reinvestment industry leaders, with a mission to serve as a national center for community development investment resources, research, and training. www.frbsf.org/news/releases/2003/0818.html

August 18, 2003 -
Remarks by Governor Edward M. Gramlich At the 25th anniversary of the Neighborhood Reinvestment Corporation and the NeighborWorks® System, Washington, D.C. www.federalreserve.gov/boarddocs/speeches/2003/20030818/default.htm

August 18, 2003 - Credit Unions Post Solid Midyear Saving and Loan Growth - Federally insured credit unions show solid share growth across the board and solid growth in mortgage and used auto lending during the first six months of 2003 reflecting the continued robust pace of savings along with an expanding mortgage and auto lending market intrinsic with low interest rate financing. www.ncua.gov/news/press_releases/2003/NR03-0818.htm

August 18, 2003 - Disciplinary Actions Against Accountants Performing Section 36 Audit Services -
The banking and thrift regulatory agencies have issued final rules governing their authority to take disciplinary actions against independent public accountants and accounting firms that perform audit and attestation services required by Section 36 of the Federal Deposit Insurance Act. www.fdic.gov/news/news/financial/2003/fil0366.html

August 18, 2003 -
Financial Holding Companies - Under the Bank Holding Company Act, bank holding companies may elect to be financial holding companies. www.federalreserve.gov/generalinfo/FHC/default.htm

August 15, 2003 -
Articles from the Federal Reserve Bulletin August 2003 - Monetary Policy Report to the Congress - The subpar performance of the U.S. economy extended into the first half of 2003. Although accommodative macroeconomic policies and continued robust productivity growth helped to sustain aggregate demand, businesses remained cautious about spending and hiring. www.federalreserve.gov/pubs/bulletin/2003/03bulletin.htm

August 15, 2003 -
Senior Loan Officer Opinion Survey on Bank Lending Practices - The August 2003 Senior Loan Officer Opinion Survey on Bank Lending Practices addressed changes in the supply of, and demand for, bank loans to businesses and households over the past three months. www.federalreserve.gov/boarddocs/snloansurvey/200308/default.htm

August 14, 2003 - OCC Allows National Bank Offices Affected by Major Power Outages to Close - The Office of the Comptroller of the Currency today issued a proclamation allowing national bank offices affected by the major power outages affecting the northern United States to close at their discretion.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=92JXHYO1.xml
Attachment: www.occ.treas.gov/ftp/release/2003-64a.htm

August 14, 2003 -
Industrial Production And Capacity Utilization - Industrial production rose 0.5 percent in July after having changed little in the previous two months.  www.federalreserve.gov/Releases/G17/Current/

_____________

August 14, 2003 - Minutes of the Federal Open Market Committee  - A meeting of the Federal Open Market Committee was held in the offices of the Board of Governors of the Federal Reserve System in Washington, D.C., starting on Tuesday, June 24, 2003, at 2:30 p.m. and continuing on Wednesday, June 25, 2003, at 9:00 a.m. www.federalreserve.gov/fomc/minutes/20030625.htm

August 14, 2003 - Working Papers - Finance and Economics Discussion Series 2003-29  through 2003-39 www.federalreserve.gov/pubs/feds/2003/index.html

August 13, 2003 - Treasury and Federal Reserve Identify Top Five Fundamentals For Management of Personal Credit - The Treasury Department and the Federal Reserve Board today announced the top five fundamental practices that consumers should follow to manage their personal credit. www.federalreserve.gov/boarddocs/press/other/2003/20030813/default.htm

August 12, 2003 - The Federal Open Market Committee decided today to keep its target for the federal funds rate at 1 percent. www.federalreserve.gov/boarddocs/press/monetary/2003/20030812/default.htm

August 12, 2003 - Agencies Jointly Issue Request for Comment on Interagency Guidance on Response Programs to Protect Against Identity Theft - The federal bank and thrift regulatory agencies today requested public comment on proposed guidance that would require financial institutions to develop programs to respond to incidents of unauthorized access to customer information, including procedures for notifying customers under certain circumstances.
Press Release: www.federalreserve.gov/boarddocs/press/bcreg/2003/20030812/default.htm
Press Release: www.fdic.gov/news/news/press/2003/pr7803.html
Press Release: www.fdic.gov/news/news/financial/2003/fil0363.html
Press Release: www.ots.treas.gov/docs/77326.html
Press Release: www.occ.treas.gov/jointnewsrelease.asp?Doc=R6CNCY3.xml
Attachment: www.occ.treas.gov/ftp/release/2003-63a.pdf

August 11, 2003 - NCUA - Opinion Letter -03-0510 - Secrecy of Member Ballot in Federal Credit Union Elections. www.ncua.gov/ref/opinion_letters/2003_letters/03-0510.htm

August 11, 2003 - Missouri Commemorative Quarters To Be Shipped August 11 - The Federal Reserve Bank of St. Louis is scheduled to ship Missouri commemorative quarters to depository institutions in the St. Louis area starting the week of August 11. Residents in other areas of Missouri should begin seeing the quarter at their financial institutions in the next several weeks. www.stlouisfed.org/news/releases/2003/08_06_03.htm

August 11, 2003 - Interagency Advisory on the Use of the Federal Reserve's Primary Credit Program in Effective Liquidity Management - This bulletin transmits an Interagency Advisory to banks on how to use the Federal Reserve's new Primary Credit Program. The program is intended to make discount window credit more readily available.  
Press release:  http://www.occ.treas.gov/ftp/bulletin/2003-36.txt 
Attachment:  http://www.occ.treas.gov/ftp/bulletin/2003-36.txt 


August 11, 2003 - Effective corporate governance and the role of counsel - Governor Susan Schmidt Bies At the Annual Meeting of the American Bar Association, San Francisco, California.  http://www.federalreserve.gov/boarddocs/speeches/2003/20030810/default.htm 

_____________

August 8, 2003 - Regulators Issue Interagency Paper On Sound Practices To Strengthen The Resilience Of The U.S. Financial System - Three federal regulatory agencies today issued an "Interagency Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System."  Among other things, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Securities and Exchange Commission identified sound practices to strengthen the resilience of critical U.S. financial markets and minimize the immediate systemic effects of a wide-scale disruption.
Press Release: www.occ.treas.gov/ftp/release/2003-28.htm
Attachment: www.occ.treas.gov/ftp/bulletin/2003-14a.pdf

August 8, 2003 - Guidelines for Real Estate Lending Policies - This issuance reiterates and expands guidance in Appendix B of the "Commercial Real Estate and Construction Lending" booklet of the Comptroller's Handbook, and defines a finished lot loan for lending standard purposes. Risk management insurance products and nonconforming loan amounts are also addressed. www.occ.treas.gov/ftp/advisory/2003-7.txt

August 8, 2003 - NCUA - Dollar Says NCUA Will Review Regulations On Disclosures For Credit Unions Converting To Thrifts - NCUA Chairman Says Potential For Undisclosed Demutualization Of Member-Owned Credit Unions Requires Stronger Member Disclosure Provisions To Ensure Transparency and Awareness Of Potential Future Loss Of Ownership Interests  www.ncua.gov/news/press_releases/2003/NR03-0807.htm

August 8, 2003 - Agencies Issue Final Rules on Disciplinary Actions Against Accountants and Accounting Firms Performing Certain Audit Services - The federal bank and thrift regulatory agencies today issued final rules governing their authority to take disciplinary actions against independent public accountants and accounting firms that perform audit and attestation services required by section 36 of the Federal Deposit Insurance Act.
Press Release: www.federalreserve.gov/boarddocs/press/bcreg/2003/20030808/default.htm
Press Release: www.fdic.gov/news/news/press/2003/pr7703.html
Press Release: www.ots.treas.gov/docs/77325.html
Press Release: www.occ.treas.gov/jointnewsrelease.asp?Doc=HCCGYGD8.xml
Attachment: www.occ.treas.gov/ftp/release/2003-62a.pdf

August 7, 2003 - Bank Activities and Operations; and Real Estate Lending and Appraisals - The Office of the Comptroller of the Currency (OCC) published the attached notice of proposed rulemaking (NPRM) in the Federal Register on August 5, 2003.  The NPRM invites comments on proposed amendments to 12 CFR 7 and 34 of its regulations. 
Press release: www.occ.treas.gov/ftp/bulletin/2003-35.txt
Attachment: www.occ.treas.gov/fr/fedregister/68fr46119.pdf

August 7, 2003 - Notice of Address Change - Banks should begin using the new address in adverse action notices required under the Equal Credit Opportunity Act, 15 USC 1691, and 12 CFR 202, as soon as practicable. www.occ.treas.gov/ftp/bulletin/2003-33.txt

August 7, 2003 - Home Mortgage Disclosure Act (Regulation C) Description:  Final Rule The Board of Governors of the Federal Reserve System published a final rule on May 28, 2003, that adopts revisions to the official staff commentary to Regulation C, which implements the Home Mortgage Disclosure Act 
Press Release: www.occ.treas.gov/ftp/bulletin/2003-34.txt
Attachment: www.occ.treas.gov/fr/fedregister/68fr31589.pdf

August 7, 2003 - The role of community bank directors in strengthening corporate governance - Governor Susan Schmidt Bies At the Community Bank Directors Conference of the Federal Reserve Bank of Chicago, Des Moines, Iowa www.federalreserve.gov/boarddocs/speeches/2003/

August 6, 2003 - The Federal Reserve Board on Wednesday announced the approval of the application of CITIC Ka Wah Bank Limited, Hong Kong Special Administrative Region, People's Republic of China, to establish branches in New York, New York, and Los Angeles, California www.federalreserve.gov/boarddocs/press/orders/2003/20030806/default.htm

August 6, 2003 - FDIC Issues August List Of Banks Examined For CRA Compliance - The Federal Deposit Insurance Corporation today issued its monthly list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act. www.fdic.gov/news/news/press/2003/pr7603.html

August 4, 2003 - The Federal Reserve Board on Monday announced its approval of the applications by Woori Finance Holdings Co., Ltd. and Woori Bank, both in Seoul, Korea, to acquire Panasia Bank, National Association, Fort Lee, New Jersey. www.federalreserve.gov/boarddocs/press/orders/2003/20030804/default.htm

August 4, 2003 - Proposed Supervisory Guidance On Internal Ratings-Based Systems For Corporate Credit And Operational Risk - Federal Banking and Thrift Regulatory Agencies Seek Comment on Proposed Supervisory Guidance on Internal Ratings-Based Systems for Corporate Credit and on Operational Risk Advanced Measurement Approaches for Regulatory Capital www.fdic.gov/news/news/financial/2003/fil0362.html

August 4, 2003 - Risk-Based Capital Rules - Federal Banking and Thrift Regulatory Agencies Are Seeking Comment on an Advance Notice of Proposed Rulemaking on Possible New Risk- Based Capital Rules for Selected Large U.S. Banks www.fdic.gov/news/news/financial/2003/fil0361.html

August 4, 2003 - Financial Holding Companies - Under the Bank Holding Company Act, bank holding companies may elect to be financial holding companies.  Following is a list of those companies whose elections to become or be treated as financial holding companies are effective. www.federalreserve.gov/GeneralInfo/FHC/default.htm

August 4, 2003 - Agencies Announce Publication of Documents Related to Basel Accord Implementation - The four federal bank and thrift regulatory agencies announced today the publication of joint Federal Register notices and requests for comment on two interagency documents related to the proposed implementation of the new Basel Capital Accord in the United States. 
Press Release:
www.federalreserve.gov/boarddocs/press/bcreg/2003/20030804/default.htm
Press Release: www.fdic.gov/news/news/press/2003/pr7503.html
Press Release: www.ots.treas.gov/docs/77324.html
Press Release: www.occ.treas.gov/jointnewsrelease.asp?Doc=GZ810X9H.xml
Attachment:  http://www.occ.treas.gov/fr/fedregister/68fr45900.pdf
Attachment:  http://www.occ.treas.gov/fr/fedregister/68fr45949.pdf
Attachment: www.occ.treas.gov/ftp/bulletin/2003-32.doc

_____________

August 1, 2003 - OCC Requires First Consumers National Bank to Refund Customer Fees - The Office of the Comptroller of the Currency has entered into a formal agreement with First Consumers National Bank, Beaverton, Oregon, that requires the Bank to refund various credit card fees to customers.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=CR79N6BX.xml
Attachment: www.occ.treas.gov/foia/First%20Consumersfinal%20formal%20agreement.pdf

August 1, 2003 - The OCC has published for comment its proposed strategic plan for the years 2003 through 2008. The proposal sets forth the strategic goals, program objectives, and strategies that will guide the agency for the next five years.  www.occ.treas.gov/spln2003.pdf

August 1, 2003 - The Federal Financial Institutions Examination Council today announced the availability of data for the year 2002 regarding mortgage lending transactions at 7,771 financial institutions covered by the Home Mortgage Disclosure Act in metropolitan areas throughout the nation. www.ffiec.gov/hmcrpr/hm080103.htm

 

PLEASE NOTE:  Some of the above links may not function properly because the regulatory agency has changed the URL.  Please e-mail us at examiner@yennik.com if we can be of assistance.  

Back Button

Return to the Community Banker Home Page

Company Information
Yennik, Inc.

4409 101st Street
Lubbock, Texas 79424
Office 806-798-7119
Examiner@yennik.com

 

Please visit our other web sites:
VISTA penetration-vulnerability testing
The Community Banker - Bank FFIEC & ADA Web Site Audits
Credit Union FFIEC & ADA Web Site Audits - Bank Auditing Services
US Banks on the Internet  
US Credit Unions on the Internet

All rights reserved; Our logo is registered with the United States Patent and Trademark Office.
Terms and Conditions, Privacy Statement, © Copyright Yennik, Incorporated