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February 28, 2005 - NCUA - Chairman Johnson's Remarks to the Credit
Union National Association 2005 Governmental Affairs Conference
February 28, 2005 - OTS Issues Consolidated Holding Company Processing Rules
- The Office of Thrift Supervision today issued an interim final regulation
amending its rules of practice and procedure. The new rule provides
streamlined procedures to determine whether a company qualifies as a savings
and loan holding company, subject to certain aspects of OTS regulatory
February 28, 2005 - OTS Announces Final CRA Rule - The Office of Thrift
Supervision announced today the publication of its final rule amending the
large retail institution test for savings associations under the Community
Reinvestment Act. This action is the culmination of a lengthy review process
undertaken by OTS to reduce regulatory burden and improve the effectiveness
February 28, 2005 - FDIC Issues Second Quarter 2005 CRA Examination Schedule
- The Federal Deposit Insurance Corporation has issued the public list of
institutions that it has scheduled for a Community Reinvestment Act
examination during the second quarter of 2005.
February 28, 2005 - Interagency Advisory on the Confidentiality of Nonpublic
Supervisory Information - The Board of Governors of the Federal Reserve
System, Office of the Comptroller of the Currency, Federal Deposit Insurance
Corporation, and Office of Thrift Supervision have issued the attached
Interagency Advisory on the Confidentiality of the Supervisory Rating and
Other Nonpublic Supervisory Information. Press Release:
February 28, 2005 - Proposal for Comment - Proposal to extend for three
years without revision the following collections of information: FFIEC 002
and FFIEC 002S
February 28, 2005 - The Federal Reserve Board on Monday approved the Federal
Reserve Banks' proposal to stop providing services to depository
institutions for the collection and processing of definitive municipal
securities. The Reserve Banks will stop accepting deposits of bonds and
coupons on September 30, 2005, and will complete the withdrawal from the
noncash collection service on December 30, 2005.
February 28, 2005 - Federal Banking Agencies Issue Advisory on
Confidentiality of Supervisory Ratings - The federal banking and thrift
agencies today issued an interagency advisory to remind financial
institutions that they are prohibited by law from disclosing their CAMELS
rating and other nonpublic supervisory information without permission from
the appropriate federal banking agency.
February 28, 2005 -OCC Issues Cease and Desist Order and Civil Money Penalty
Against Chicago Title Insurance Company; Concurrent Actions Taken by Texas
Department of Insurance, OTS and HUD - The Office of the Comptroller of the
Currency announced today that Chicago Title Insurance Company has consented
to a cease and desist order and $5 million civil money penalty.
February 28, 2005 - Governor Mark W. Olson - Loan Quality and How It
Reflects the Overall Economy At the Government Affairs Conference of the
Credit Union National Association, Washington, D.C.
February 25, 2005 - OCC Issues Order Against the Federal Branch Of Arab Bank
PLC - The Office of the Comptroller of the Currency announced today that the
Federal Branch of Arab Bank, PLC, New York, New York, has consented to an
order under which it will contract its activities and convert to an agency
February 25, 2005 - The Federal Reserve Board on Friday invited public
comment on proposed revisions to its regulations implementing the Community
Reinvestment Act that are intended to reduce regulatory burden on community
banks while making CRA evaluations more effective in encouraging banks to
meet community development needs.
February 25, 2005 - Federal Reserve Board and FDIC Announce Written
Agreement with Two Individuals in NorCrown Trust Matter - The Federal
Reserve Board and the Federal Deposit Insurance Corporation announced on
Friday the execution of a joint Written Agreement by and among the Federal
Reserve Bank of New York and the Federal Deposit Insurance Corporation with
David Bodner and Murray Huberfeld.
February 24, 2005 - United States "Not Alone" in Facing Government-Run
Pension System Funding: St. Louis Fed's Poole - The problems the United
States faces in funding Social Security are basically the same as those
faced by almost all economically advanced countries, said William Poole,
president of the Federal Reserve Bank of St. Louis.
February 24, 2005 - Latest FDIC Consumer News Features Tips for Simplifying
Your Financial Life - The Winter 2004/2005 issue of FDIC Consumer News,
published by the Federal Deposit Insurance Corporation to offer practical
guidance on financial matters, is now available on the Web at www.fdic.gov/consumers/consumer/news/cnwin0405.
February 24, 2005 - Governor Ben S. Bernanke - Productivity - At the
University of Arkansas at Little Rock Business Forum, Little Rock, Arkansas
Governor Ben S. Bernanke presented identical remarks at the C. Peter
McColough Roundtable Series on International Economics, Council on Foreign
Relations, New York, New York, on January 19, 2005
February 24, 2005 - Bank and Thrift Earnings Set Fourth Consecutive Annual
Record in 2004 - Commercial banks and savings institutions insured by the
Federal Deposit Insurance Corporation reported net income of $123 billion in
2004, surpassing the previous record total of $120.5 billion in 2003 and
representing the fourth consecutive year that industry earnings set a new
February 23, 2005 - NCUA - Letter to Corporate Credit Unions 2005-01 - BSA
compliance when "unbatching" previously batched transactions during
processing or settlement services.
February 23, 2005 - NCUA Releases Draft Report: "Prompt Corrective Action
Proposal for Reform" - NCUA Chairman Johnson says report represents "sound
public policy and a risk-based capital standard necessary for the nation's
February 23, 2005 - NCUA Charters Low-Income Designated Faith-Based Credit
Union in Bronx, NY
February 23, 2005 - "Other Consumer Protection Laws and Regulations," a
revision of a booklet in the Comptroller's Handbook for Consumer Compliance,
updates interagency examination procedures for such laws and regulations as
the Homeowners Protection Act, the Consumer Leasing Act, the "Disclosure and
Reporting of CRA-Related Agreements," and the "Prohibition Against Use of
Interstate Branches Primarily for Deposit Production."
February 23, 2005 - Interagency Guidance on Overdraft Protection Programs -
The Federal Reserve and the other federal banking and credit union
regulatory agencies have released the attached guidance concerning a service
offered by some insured depository institutions that is commonly referred to
as "bounced-check protection" or "overdraft protection."
February 23, 2005 - FRB Statistical Release G.20 Finance Companies.
February 23, 2005 - The Federal Reserve Board on Wednesday announced that
the Consumer Advisory Council will hold its next meeting on Thursday, March
17. The meeting will take place in Dining Room E, Terrace level, in the
Board's Martin Building. The session will begin at 9:00 a.m. and is open to
February 23, 2005 - The Federal Reserve Board on Wednesday announced its
approval of the application by Synovus Financial Corp., Columbus, Georgia,
to acquire all the voting shares of Cohutta Banking Company of Tennessee,
February 23, 2005 - Minutes of the Federal Open Market Committee February
1-2, 2005 - A meeting of the Federal Open Market Committee was held in the
offices of the Board of Governors of the Federal Reserve System in
Washington, D.C., on Tuesday, February 1, 2005, at 1:30 p.m. and continued
on Wednesday, February 2, 2005, at 9:00 a.m.
February 23, 2005 - The Federal Reserve Board on Wednesday announced the
termination of the enforcement action listed below. Termination dates of
enforcement actions are available through the Federal Reserve's public web
February 22, 2005 - NCUA - Credit Unions Post Solid Gains in 2004 - Net
Worth Continues to Climb at America's Credit Unions - The National Credit
Union Administration today reports credit unions posted over 10 percent loan
growth and over 8 percent net worth growth in 2004, according to preliminary
year-end 2004 Call Report data submitted by the nation's federally insured
February 22, 2005 - Federal Banking Agencies Propose Revisions to Community
Reinvestment Act Regulations - The Federal Deposit Insurance Corporation and
the Office of the Comptroller of the Currency today issued a joint notice of
proposed rulemaking that would revise certain provisions in their
regulations implementing the Community Reinvestment Act.
February 22, 2005 - FDIC Appoints Barbara A. Ryan Associate Director of
Division of Insurance and Research - Federal Deposit Insurance Corporation
Chairman Don Powell has announced the appointment of Barbara A. Ryan as
Associate Director of the FDIC's Division of Insurance and Research. She
assumed her new post today.
February 18, 2005 - OCC Releases CRA Evaluations For 16 National Banks - The
Office of the Comptroller of the Currency today released a list of Community
Reinvestment Act performance evaluations that became public during the
period of January 15, 2004 through February 14, 2005.
February 18, 2005 - Agencies Issue Final Guidance on Overdraft Protection
Programs - The federal bank and credit union regulatory agencies today
announced final joint guidance to assist insured depository institutions in
the disclosure and administration of overdraft protection programs.
February 18, 2005 - NCUA - January 2005 Delegated Action report is
February 17, 2005 - NCUA - Results of the February 17, 2005 NCUA
Board Meeting are available.
February 17, 2005 - NCUA - Rori P. Smith Joins NCUA's External Affairs Team
- National Credit Union Administration Chairman JoAnn Johnson announced
today that Rori Patrise Smith has been appointed Associate Director of
February 17, 2005 - The Federal Reserve Board on Thursday announced
improvements to its web site to make the statistical releases and historical
data easier to use. The statistical releases are now grouped by subject area
instead of frequency of release. The subject areas are principal economic
indicators, bank asset quality, bank assets and liabilities, bank structure
data, business finance, exchange rates and international data, flow of funds
accounts, household finance, industrial activity, interest rates, and money
stock and reserve balances.
February 17, 2005 - The Federal Reserve Board has announced amendments to
Appendix A of Regulation CC that reflect the restructuring of the Federal
Reserve's check processing operations in the Fourth, Seventh, and Eleventh
Districts. These amendments are part of a series of amendments to Appendix A
that will take place through the first quarter of 2006, associated with the
previously-announced restructuring of the Reserve Banks' check processing
February 16, 2005 - An Empirical Analysis of Bond Recovery Rates: Exploring
a Structural View of Default - Daniel Covitz and Song Han - A frictionless,
structural view of default has the unrealistic implication that recovery
rates on bonds, measured at default, should be close to 100 percent. This
suggests that standard "frictions" such as default delays,
corporate-valuation jumps, and bankruptcy costs may be important drivers of
February 16, 2005 - Thrift Industry Maintains Strong Earnings and Capital
for 2004 - The Office of Thrift Supervision announced today that the
nation's thrift industry reported another year of sound financial results.
The industry's performance was highlighted by record earnings and equity
capital, accompanied by excellent asset quality, for the calendar year and
last quarter of 2004.
February 16, 2005 - OCC Announces 13 Enforcement Actions and Seven
Terminations - The Office of the Comptroller of the Currency today announced
13 new enforcement actions taken against national banks and individuals
currently and formerly affiliated with national banks and seven terminations
of existing enforcement actions.
February 16, 2005 - Monetary Policy Report to the Congress Submitted
pursuant to section 2B of the Federal Reserve Act
February 16, 2005 - Testimony of Chairman Alan Greenspan - Federal Reserve
Board's semiannual Monetary Policy Report to the Congress Before the
Committee on Banking, Housing, and Urban Affairs, U.S. Senate February 16,
February 16, 2005 - Industrial Production And Capacity Utilization -
Industrial production was unchanged in January after a gain of 0.7 percent
in December. At 117.7 percent of its 1997 average, overall industrial output
in January was 3.9 percent above its January 2004 level.
February 16, 2005 - The Federal Reserve Board on Wednesday announced the
termination of the enforcement actions.
February 15, 2005 - NCUA to Host Access Across America Workshop at CUNA GAC
- The National Credit Union Administration will present the Credit Union
National Association's Governmental Affairs Conference attendees with the
opportunity to attend an Access Across America Economic Empowerment workshop
on Sunday, February 27th, from 3:00 to 5:00 pm in the Jefferson Room at the
February 15, 2005 - NCUA to Host Access Across America Economic Empowerment
Summit in Newark, New Jersey April 8 - National Credit Union Administration
Chairman JoAnn Johnson announced today that the agency will sponsor an
Access Across America Economic Empowerment Summit in Newark, New Jersey on
Friday, April 8.
February 15, 2005 - NCUA Charters Low-Income Federal Credit Union in
Missouri - The National Credit Union Administration chartered Choices
Federal Credit Union in St. Louis, Missouri. Choices is a low-income credit
union formed to serve employees of eight community organizations and members
of a low-income association in the St. Louis area.
February 15, 2005 - Joseph Evers Named Deputy Comptroller for Large Bank
Supervision - The Office of the Comptroller of the Currency announced today
that Joseph Evers has been appointed Deputy Comptroller for Large Bank
Supervision. Mr. Evers, who replaces William McPherson, who retired, will
report to Douglas W. Roeder, Senior Deputy Comptroller for Large Bank
February 15, 2005 - Deposit Insurance Coverage "Job-Aid" CD-ROM on Deposit
Insurance Coverage for Bank Employees The FDIC has produced a CD-ROM called
Inventory of Deposit Insurance Guidance to serve as a "job aid" for bank
employees by compiling - in one location - an inventory of all deposit
February 14, 2005 - FDIC 2004 Annual Report Now Available on FDIC Web Site.
February 14, 2005 - OTS Announces Issuance Of Final Guidance On Thrift
Overdraft Protection Programs - The Office of Thrift Supervision announced
today that it is issuing final guidance on overdraft protection programs for
savings associations. The guidance is intended to assist institutions in
ensuring adequate disclosures in connection with, and the responsible
administration of, overdraft protection programs made available to their
February 14, 2005 - FDIC Reports Year-End 2004 Financial Results for Bank
and Thrift Insurance Funds - The Federal Deposit Insurance Corporation today
announced that the Corporation has received its 13th consecutive set of
unqualified audit opinions on the financial statements of the three funds
that it manages.
February 14, 2005 - Statistical Release - U.S. Reserve Assets; and Foreign
Official Assets Held at Federal Reserve Banks.
February 11, 2005 - NCUA General Counsel Opinion 04-0716 - Card Processing
Services for Members.
February 11, 2005 - Licensing Manual Update, February 2005 - The revised
"Charters" and "General Policies and Procedures" booklets of the
Comptroller's Licensing Manual series are available on the OCC's Web site.
The revisions incorporate recent regulatory, policy, and procedural changes.
For the "Charters" booklet, a discussion of e-banking concerns and amended
procedures for organizing a bank were added. The "General Policies and
Procedures" booklet discusses the new asset composition regulation and its
filing requirements. The "Internet and the National Bank Charter" booklet
has been deleted from the Manual's series.
February 11, 2005 - The Federal Reserve Board on Friday announced the
approval of the application of Nacional Financiera, S.N.C., Mexico City,
Mexico, to establish a representative office in Los Angeles, California.
February 11, 2005 - Governor Ben S. Bernanke - Inflation in Latin America: A
New Era? At the Stanford Institute for Economic Policy Research Economic
Summit, Stanford, California
February 11, 2005 - Agencies Extend Comment Period on Proposed Data
Collection Changes for Shared National Credits - The federal banking and
thrift regulatory agencies today agreed to extend for 45 days the comment
period on the proposed changes to the data collection process that supports
the Shared National Credit review of large syndicated loans published in the
Federal Register on December 20, 2004.
February 10, 2005 - NCUA - Agenda for the NCUA Board meeting on
February 17, 2005 is available.
February 10, 2005 - NCUA - Participants in Matz's PALS Workshop
Share Ideas to Serve Everyone in their Field of Membership - At the
ninth free workshop in NCUA Board Member Debbie Matz's Partnering
and Leadership Successes initiative, credit union participants
shared innovative ideas to "Serve Everyone in Your Field of
February 10, 2005 - National Credit Union Administration Issues
Prohibition Orders - The National Credit Union Administration has
issued orders prohibiting each of the following individuals from
participating in any manner in the affairs of federally insured
February 10 2005 - Acting Chief Counsel Addresses Bank Secrecy Act
and Anti-Money Laundering Compliance - Acting Chief Counsel Daniel
P. Stipano addressed the Florida International Bankers Association's
"Anti-Money Laundering & USA Patriot Act Compliance Conference"
February 10, 2005 - Federal Reserve And FDIC Issue Enforcement
Actions Against The Norcrown Trust And Charles Kushner - The Federal
Reserve Board and the Federal Deposit Insurance Corporation on
Thursday announced the issuance of joint enforcement actions against
The NorCrown Trust and Charles Kushner.
February 9, 2005 - OCC Enters Into Written Agreement with Bank of
America - The Office of the Comptroller of the Currency entered into
a written agreement today with Bank of America, N.A., Charlotte,
North Carolina. The agreement addresses internal controls in the
Bank's Wealth and Investment Management Group.
February 9, 2005 - The Federal Reserve Board on Wednesday announced
the execution of a Written Agreement by and between Bank of America
Corporation, Charlotte, N.C., a bank holding company, and the
Federal Reserve Bank of Richmond.
February 8, 2005 - Unauthorized Banking: First National of America
Banc, Chicago, IL - An entity calling itself "First National of
America Banc," using a Chicago, Illinois address, has been
representing itself as a bank. The OCC has not authorized this
entity to operate as a bank, and no record exists of its being
authorized or licensed by the state of Illinois to conduct the
business of banking.
February 8, 2005 - The Federal Reserve Board has announced
amendments to Appendix A of Regulation CC that reflect the
restructuring of the Federal Reserve's check processing operations
in the Sixth District. These amendments are the first in a series of
amendments to Appendix A that will take place through the first
quarter of 2006, associated with the previously-announced
restructuring of the Reserve Banks' check processing operations.
February 7, 2005 - Governor Susan Schmidt Bies - Behind the Scenes
at the FOMC: How the Federal Reserve Determines Monetary Policy At
the Academic Speaker Series, University of Tennessee, Martin,
February 7, 2005 - Statistical Release G.19 Consumer Credit -
Consumer credit increased 4-1/2 percent in 2004. In the fourth
quarter, consumer credit rose at an annual rate of 3-3/4 percent,
down from a 6-1/4 percent rate in the third quarter. In December,
consumer credit increased at an annual rate of 1-3/4 percent.
February 7, 2005 - The January 2005 Senior Loan Officer Opinion
Survey on Bank Lending Practices - The January 2005 Senior Loan
Officer Opinion Survey on Bank Lending Practices addressed changes
in the supply of, and demand for, bank loans to businesses and
households over the past three months. The survey contained a
special question on the reasons why nonbank investors have increased
their participation in the commercial and industrial loan market
February 7, 2005 - FDIC Issues February List of Banks Examined for
CRA Compliance - The Federal Deposit Insurance Corporation today
issued its monthly list of state nonmember banks recently evaluated
for compliance with the Community Reinvestment Act. The list covers
evaluation ratings that the FDIC assigned to institutions in
February 7, 2005 - Chairman Alan Greenspan - Adam Smith - At the
Adam Smith Memorial Lecture, Kirkcaldy, Scotland.
February 4, 2005 - Expectations And The Monetary Policy Transmission
Mechanism - The connection between the federal funds rate, the
Federal Reserve's primary monetary policy tool, and the market
interest rates that slow or stimulate spending, is a complex
relationship. How does control over a relatively insignificant
interest rate influence the full spectrum of short-term and
long-term market rates?
February 4, 2005 - Colorado Business Leader Appointed To Federal
Reserve Bank Of Kansas City Board Of Directors - The Board of
Governors of the Federal Reserve has announced that Lu M. Cordova,
president of CTEK Venture Centers and chair of CTEK Angels, Boulder,
Colo. has been appointed to the Board of Directors of the Federal
Reserve Bank of Kansas City.
February 4, 2005 - The Federal Reserve Board on Friday announced its
approval of the proposal filed by Webster Financial Corporation,
Waterbury, Connecticut, to acquire Eastern Wisconsin Bancshares and
thereby indirectly acquire its subsidiary depository institution,
State Bank of Howards Grove, both in Howards Grove, Wisconsin.
February 4, 2005 - FDIC Makes Public December Enforcement Actions;
One Administrative Hearing Scheduled - The Federal Deposit Insurance
Corporation today released a list of orders of administrative
enforcement actions taken against banks and individuals in December.
One administrative hearing is scheduled for February.
February 4, 2005 - Amended Examiner Borrowing Rules - The Director
of the Division of Banking Supervision and Regulation and the
Board's General Counsel, acting under authority delegated by the
Board, have approved changes to the System examiners' borrowing
rules as a result of the Preserving Independence of Financial
Institution Examinations Act of 2003. The Act, among other things,
liberalized examiner borrowing restrictions by providing narrow
exceptions that enable bank examiners to obtain credit cards and
certain home mortgage loans from a broader range of lenders.
February 4, 2005 - Chairman Alan Greenspan - Current account - At
Advancing Enterprise 2005 Conference, London, England.
February 3, 2005 - New Governance For A New Rural Economy:
Reinventing Public And Private Instituions - Cooperation among
public entities and private institutions will play a crucial role in
helping regions throughout rural America pursue new economic
opportunities, according to attendees at the Center for the Study of
Rural America's fifth annual conference: "New Governance for a New
Rural Economy: Reinventing Public and Private Institutions."
February 3, 2005 - NCUA Chairman's Statement Regarding The
President's State of the Union Address
February 3, 2005 - Proposals for Comment - Request for comment to
reduce regulatory burden in money laundering, safety and soundness,
February 3, 2005 - Reducing Regulatory Burden - Recommendations
Sought for Reducing Regulatory Burden in Money Laundering, Safety
and Soundness, and Securities - The federal banking and thrift
regulatory agencies are asking for recommendations on how to reduce
the regulatory burden in 28 rules. Those rules relate to Money
Laundering, Safety and Soundness and/or Securities. Comments are due
by May 4, 2005.
February 2, 2005 - NCUA - Regulation C (Home Mortgage Disclosure
February 2, 2005 - NCUA - Suspicious Activity Reports on OFAC
February 2, 2005 - NCUA - Fair and Accurate Credit Transactions Act
February 2, 2005 - Fair and Accurate Credit Transactions Act of 2003
- Guidelines Requiring the Proper Disposal of Consumer Information -
The federal bank and thrift regulatory agencies have jointly issued
final guidelines to implement section 216 of the Fair and Accurate
Credit Transactions Act of 2003. Section 216 is designed to protect
consumers against the risks associated with identity theft and other
types of fraud. The guidelines require the proper disposal of
February 2, 2005 - FOMC statement and Board approval of discount
rate requests of the Federal Reserve Banks of Boston, New York,
Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis,
Minneapolis, Kansas City, Dallas, and San Francisco.
February 2, 2005 - NCUA - Matz to Keynote Annual Meeting of First
Healthcare TIP Charter
February 2, 2005 - OCC Issues Cease and Desist Order Against New
York Branch of Banco de Chile - The Office of the Comptroller of the
Currency announced today that Banco de Chile and its New York Branch
have consented to a Cease and Desist Order requiring the
restructuring of the management and compliance operations at the New
February 2, 2005 - OCC Issues Guidelines to Prevent Predatory
Residential Mortgage Lending Practices - The Office of the
Comptroller of the Currency today issued residential real estate
lending standards as an additional step to protect against national
banks becoming involved in predatory, abusive, unfair, or deceptive
residential mortgage lending practices.
Press Release: www.occ.treas.gov/scripts/newsrelease.aspx?Doc=ERNFCQX9.xml
February 2, 2005 - Density Selection and Combination Under Model
Ambiguity: An Application to Stock Returns Stefania D'Amico - This
paper proposes a method for predicting the probability density of a
variable of interest in the presence of model ambiguity.
February 2, 2005 - The Federal Reserve Board on Wednesday announced
the issuance of a consent Cease and Desist Order against Banco de
Chile, Santiago, Chile, and Banco de Chile's Miami branch. The Order
addresses Bank Secrecy Act and anti-money laundering compliance at
Banco de Chile's Miami branch.
February 1, 2005 - NCUA Releases Community Development Credit Union
Examiner Guidance White Paper - NCUA Chairman Johnson Says Document
Will "More Effectively Provide Guidance for Examining Community
Development Credit Unions."
February 1, 2005 - NCUA - Matz Discusses Current Issues with Indiana
Credit Unions - Speech to Indiana League Forum suggests actions CUs
February 1, 2005 - NCUA Charters Low-Income Federal Credit Union in
California - The National Credit Union Administration has issued a
charter for Pacoima Development Federal Credit Union, a low-income
credit union in Pacoima, CA.
February 1, 2005 - Community Developments Investments Focuses on
Bank-Owned Community Development Corporations - The Office of the
Comptroller of the Currency today published the Winter 2004/2005
edition of Community Developments Investments, which provides a
guide for banks interested in creating and operating a community
development corporation within their institutions.
February 1, 2005 - Deposit Insurance Coverage Updated Versions of
The Financial Institution Employee's Guide to Deposit Insurance and
the Electronic Deposit Insurance Estimator - The FDIC has updated
The Financial Institution Employee's Guide to Deposit Insurance and
it is now available. The guide - intended specifically for a banker
audience - provides an in-depth discussion of the FDIC's rules and
requirements for deposit insurance coverage. In addition, the guide
has been added to the Electronic Deposit Insurance Estimator
System-Banker Version 2.1, which can be downloaded from the FDIC's
February 1, 2005 - Expansionary Fiscal Shocks and the Trade Deficit
Christopher J. Erceg; Luca Guerrieri; Christopher Gust - In this
paper, we use an open economy DGE model to assess the quantitative
effects of fiscal shocks on the trade balance in the United States.
February 1, 2005 - An Assessment of the Impact of Japanese Foreign
Exchange Intervention: 1991-2004 Alain P. Chaboud; Owen Humpage - We
analyze the short-term price impact of Japanese foreign exchange
intervention operations between 1991 and 2004, using official data
from Japan's Ministry of Finance.
February 1, 2005 - FRB Statistical Release - G.5 Foreign Exchange Rates
(Monthly) - The Table Below Shows The Average Rates Of Exchange In
January 2005 Together With Comparable Figures For Other Months
February 1, 2005 - NCUA - Letter to Federal Credit Unions 05-FCU-01
- Operating Fee Schedule for FY 2005
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