R. Kinney Williams - Yennik, Inc.®
R. Kinney Williams
Yennik, Inc.

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Bank Regulatory News
September 2003

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September 30, 2003 - 2003 Survey of Credit Underwriting Practices - The Office of the Comptroller of the Currency conducted its ninth annual survey of credit underwriting practices during the first quarter of 2003. www.occ.treas.gov/2003Underwriting/CreditUnderwriting2003.htm

September 30, 2003 - Electronic Banking, Audit, And Fedline Guidance
Released By Federal Financial Regulators - The Federal Financial Institutions Examination Council today issued revised guidance for examiners, financial institutions, and technology service providers on electronic banking (e-banking), information technology audit, and the FedLine electronic funds transfer application. The guidance is contained in three booklets. 
Press release:  www.ffiec.gov/press/pr093003.htm
Press Release: www.ots.treas.gov/docs/77333.html

September 29, 2003 - NCUA's Post-Hearing Brief and an Errata Sheet submitted to the Federal Labor Relations Authority.  www.ncua.gov/ref/FLRA/Index.htm

September 29, 2003 - NCUA, IRS Partnership Creates Technical Assistance Funding To Offset Costs of Volunteer Income Tax Assistance Program www.ncua.gov/news/press_releases/2003/NR03-0926-2.htm

September 29, 2003 - OCC Announces New Electronic Interpretations and Actions - September 2003  :www.occ.treas.gov/interp/sep03/intsep03.htm

September 29, 2003 - United States Of America Department Of The Treasury Office Of The Comptroller Of The Currency Termination Of The Agreement By And Between PNC Bank, National Association Pittsburgh, Pennsylvania And The Office Of The Comptroller Of The Currency www.occ.treas.gov/foia/PNCtermination.pdf 

September 29, 2003 - OCC Releases CRA Evaluations For 42 National Banks - The Office of the Comptroller of the Currency today released a list of Community Reinvestment Act performance evaluations that became public during the period of August 15, 2003 through September 14, 2003. 

September 29, 2003 - FDIC Launches New, Improved Web Site - The FDIC today unveiled a new look for its Web site - www.fdic.gov - with the primary goal of making it faster and easier for bankers, financial analysts, consumers and others to use the agency's online services. www.fdic.gov/news/news/press/2003/pr9203.html

September 26, 2003 -
Remarks by Chairman Alan Greenspan At the 33rd Annual Legislative Conference of the Congressional Black Caucus, Washington, D.C.
September 26, 2003 www.federalreserve.gov/boarddocs/speeches/2003/20030926/default.htm

September 25, 2003 - The Federal Reserve Board on Thursday announced the execution of a Written Agreement by and among United National Corporation, Sioux Falls, South Dakota; First PREMIER Bank, Sioux Falls, South Dakota; PREIMER Bankcard, Inc., Sioux Falls, South Dakota; and the Federal Reserve Bank of Minneapolis. www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030925/default.htm

September 25, 2003 - Today's Credit Markets, Relationship Banking, and Tying - employed in the financial services industry, and on the issue of possible “tying” by banks. Most commercial banks have practices in place to evaluate the profitability of large corporate customers on the basis of their business relationship. www.occ.treas.gov/law/tyingwhitepaper.pdf

September 25, 2003 - OCC Directory Showcases Banks' Community Development Investments - The Office of the Comptroller of the Currency today published its annual directory of community development investments made during 2002.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=ZI16N4Q7.xml
Attachment: www.occ.treas.gov/cdd/2002Part24Dir.pdf

September 25, 2003 - San Francisco Fed President to Retire Next Year - Robert T. Parry, President and CEO of the Federal Reserve Bank of San Francisco, announced today that he plans to retire from his position as of June 1, 2004. www.frbsf.org/news/releases/2003/0925.html

September 25, 2003 - Incentives To Encourage Private Behavior in the Public Interest Are Key in Designing New Pension System, St. Louis Fed's Poole Tells Russian Audience www.stlouisfed.org/news/releases/2003/09_25_03.html

September 25, 2003 - Minutes of Board discount rate meetings, July 7 through August 11, 2003 www.federalreserve.gov/boarddocs/press/monetary/2003/20030925/default.htm

September 24, 2003 - NCUA Board Actions Taken September 24, 2003 www.ncua.gov/news/board_reports/board_reports.html

September 24, 2003 - NCUA - Statement of Board Member Matz on Final Member Business Lending Rule www.ncua.gov/news/speeches/2003/Matz03-0924.htm

September 24, 2003 - NCUA - Statement of Vice Chair Johnson on Final Member Business Lending Rule www.ncua.gov/news/speeches/2003/Johnson03-0924.htm

September 24, 2003 - Statement of Board Member Matz on Bethpage FCU Community Charter - www.ncua.gov/news/speeches/2003/Matz03-0924-2.htm

September 24, 2003 - Productivity and Monetary Policy - Remarks by Governor Donald L. Kohn At the Federal Reserve Bank of Philadelphia Monetary Seminar, Philadelphia, Pennsylvania September 24, 2003 www.federalreserve.gov/boarddocs/speeches/2003/20030924/default.htm

September 24, 2003 - NCUA - Revisions to Member Business Lending Regulation Adopted - In its open monthly meeting, the National Credit Union Administration Board voted unanimously to issue revisions to the agency's member business lending rule for federally insured credit unions. www.ncua.gov/news/press_releases/2003/NR03-0924.htm

September 23, 2003 - Steps to Help Rebuild Areas Affected by Hurricane Isabel - The Federal Deposit Insurance Corporation (FDIC) has announced a series of steps intended to facilitate the rebuilding process in areas damaged by the recent hurricane. www.fdic.gov/news/news/financial/2003/fil0372.html

September 23, 2003 - Reports of Condition and Income (Call Report) for Third Quarter 2003  
Press release:  http://www.ffiec.gov/pdf/ffiec_forms/FFIEC031_041_FIL73_0903.pdf
Attachment: www.ffiec.gov/PDF/FFIEC_forms/FFIEC019_200309_f_i.pdf

September 23, 2003 -
OCC Encourages National Banks to Work with Customers Affected by Hurricane Isabel - The Office of the Comptroller of the Currency has outlined measures to assist national banks and their customers affected by Hurricane Isabel. www.occ.treas.gov/newsrelease.asp?Doc=1EJ8SJJB.xml

September 22, 2003 -
Seizing High-Skill Services In Rural America - Rural America is becoming more service oriented with advances in technology and increasing recreational demand. Coupled with a shrinking manufacturing base, service-producing industries are emerging as the cornerstone of many rural communities.

September 22, 2003 - The Outlook For U.S. Agricultural Exports - .S. agricultural exports have been sluggish since the Asian financial crisis in 1996, but recent signs point to some improvements. Trade with our NAFTA partners - Canada and Mexico - has grown rapidly over the last few years. www.kc.frb.org/pubaffrs/pressrel/pr03-23.htm

September 22, 2003 - Comptroller Hawke Addresses ABA Convention - Comptroller of the Currency John D. Hawke, Jr., addressed the annual convention of the American Bankers Association in Waikoloa, Hawaii today.
Press Release www.occ.treas.gov/newsrelease.asp?Doc=XRDKQZ5F.xml
Attachment: www.occ.treas.gov/ftp/release/2003-75a.pdf

September 22, 2003 - NCUA Activates Disaster Assistance for Isabel Hurricane Victims - The National Credit Union Administration has activated its disaster relief policy to assist credit unions and members in areas where offices and homes were damaged and destroyed by wind, rain and flooding caused by Hurricane Isabel. www.ncua.gov/news/press_releases/2003/NR03-0922-2.htm

September 22, 2003 - At the America's Community Bankers - Remarks by Governor Mark W. Olson2003 National Compliance and Attorney's Conference and Marketplace, San Antonio, Texas September 22, 2003 www.federalreserve.gov/boarddocs/speeches/2003/20030922/default.htm

September 22, 2003 - Matz Releases Study of Community Charters - NCUA Board Member's Speech to NAFCU Addresses Likely Questions from Congress www.ncua.gov/news/press_releases/2003/NR03-0922.htm

September 21, 2003 - Chairman Donald E. Powell Federal Deposit Insurance Corporation Remarks Prepared for Delivery to the American Bankers Association Waikoloa, Hawaii, September 21, 2003 www.fdic.gov/news/news/press/2003/pr9103.html


September 18, 2003 - Thrifts in States Affected by Hurricane Isabel are Encouraged by OTS to Assist Customers in Need - The Office of Thrift Supervision today announced steps thrifts could take to assist their customers in the areas affected by Hurricane Isabel. www.ots.treas.gov/docs/77332.html

September 18, 2003 - Minutes of the Federal Open Market Committee August 12, 2003 - A meeting of the Federal Open Market Committee was held in the offices of the Board of Governors of the Federal Reserve System in Washington, D.C., on Tuesday, August 12, 2003, at 9:00 a.m. www.federalreserve.gov/FOMC/minutes/20030812.htm

September 18, 2003 - NCUA Board Meeting Rescheduled to September 24 - The NCUA Board has rescheduled today’s Board meeting to 10 a.m. Wednesday, September 24 to avoid exposing visitors and staff to the severe weather conditions of Hurricane Isabel. The hurricane has hit the Washington metropolitan area and the federal government is closed today. www.ncua.gov/news/press_releases/2003/NR03-0918.htm

September 17, 2003 - NCUA - Opinion Letter 03-0908 - Payroll Cards www.ncua.gov/ref/opinion_letters/2003_letters/03-0908.htm

September 17, 2003 - NCUA - Opinion Letter 03-0817 - Membership Eligibility of Charitable Remainder Unitrust -

September 17, 2003 - OCC Announces Six New Enforcement Actions and Four Terminations - The Office of the Comptroller of the Currency (OCC) today announced six new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and four terminations of existing enforcement actions. www.occ.treas.gov/newsrelease.asp?Doc=YQSDU0Q0.xml

September 17, 2003 - OCC Allows National Bank Offices Affected by Hurricane Isabel to Close - The Office of the Comptroller of the Currency today issued a proclamation allowing national bank offices affected by Hurricane Isabel to close at their discretion.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=3LCA8C9G.xml
Attachment: www.occ.treas.gov/ftp/release/2003-74a.pdf

September 17, 2003 - Revisiting the Border: An Assessment of the Law of One Price Using Very Disaggregated Consumer Price Data - We reexamine the evidence for border effects in deviations from the law of one price, using data for consumer prices from Canadian and U.S. cities. The study parallels Engel and Rogers (1996), except that this study uses actual price data rather than price index data. We find evidence of border effects both in the levels of prices and the percentage change in prices. www.federalreserve.gov/pubs/ifdp/2003/777/ifdp777.pdf

September 16, 2003 - The Federal Open Market Committee decided today to keep its target for the federal funds rate at 1 percent. www.federalreserve.gov/boarddocs/press/monetary/2003/20030916/default.htm

September 15, 2003 - Capital Standards for Banks: The Evolving Basel Accord
The Basel Capital Accord has served as the framework for capital adequacy standards for internationally active banks since 1988. www.federalreserve.gov/Pubs/Bulletin/2003/0903lead.pdf

September 15, 2003 - The Federal Reserve Board on Monday announced its approval of the application under section 3 of the Bank Holding Company Act by Cathay Bancorp, Inc. to merge with GBC Bancorp, and thereby indirectly acquire its subsidiary bank, General Bank, all in Los Angeles, California. www.federalreserve.gov/boarddocs/press/orders/2003/20030915/default.htm

September 15, 2003 - Industrial Production And Capacity Utilization - Industrial production rose 0.1 percent in August after having risen 0.7 percent in July. Manufacturing output edged down 0.1 percent in August after three consecutive months of gains. The production at utilities moved up 1.9 percent, and mining output increased 0.2 percent. www.federalreserve.gov/Releases/G17/Current/default.htm

September 15, 2003 - The Federal Reserve Board on Monday announced the termination of the enforcement actions listed below. The Federal Reserve's enforcement action web site, http://www.federalreserve.gov/boarddocs/enforcement, reports the terminations as they occur www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030915/default.htm


September 12, 2003 - OCC Reports Derivatives Volume Surpasses $65 Trillion - Derivatives held by U. S. commercial banks increased $4.4 trillion in the second quarter, to $65.8 trillion, the Office of the Comptroller of the Currency reported today in its quarterly Bank Derivatives Report.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=V1V4KK3P.xml
Attachment: www.occ.treas.gov/ftp/deriv/dq203.pdf

September 12, 2003 - Agencies Issue Rulemakings to Amend Risk-Based Capital Treatment of Exposures to Asset-Backed Commercial Paper Programs and Securitizations with Early Amortization Provisions - The federal bank and thrift regulatory agencies today requested public comment on an interim final rule and a notice of proposed rulemaking to amend their risk-based capital standards for the treatment of assets in asset-backed commercial paper programs consolidated under the recently issued Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities (FIN 46). Press Release www.federalreserve.gov/boarddocs/press/bcreg/2003/20030912/default.htm
Press Release: www.ots.treas.gov/docs/77331.html
Press Release: www.fdic.gov/news/news/press/2003/pr9003.html
Press Release: www.occ.treas.gov/jointnewsrelease.asp?Doc=MK0C2QEY.xml
Attachment: www.occ.treas.gov/ftp/release/2003-72a.pdf
Attachment: www.occ.treas.gov/ftp/release/2003-72b.pdf 

September 12, 2003 - Letter to Credit Unions 03-CU-13 - Credit Union Financial Trends for the First Half of 2003  http://www.ncua.gov/ref/letters/2003/03-CU-13.doc 

September 11, 2003 - The Federal Reserve Board on Thursday announced the issuance of a Cease and Desist Order against Craig Van Stone, a former senior vice president, chief financial officer, and cashier of the Premier Bank, Denver, Colorado, addressing Mr. Van Stone's compliance with the Bank Secrecy Act. www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030911/default.htm

September 11, 2003 - NCUA - Opinion Letter - 03-0430 - Construction and Development Member Business Loans www.ncua.gov/ref/opinion_letters/2003_letters/03-0430.pdf

September 11, 2003 - NCUA - National Credit Union Administration Issues Prohibition Orders - The National Credit Union Administration has issued Orders of Prohibition against the following individuals:

September 10, 2003 - Legal Interpretations - Grants of exemptions from the quantitative limits of section 23A of the Federal Reserve Act, 12 U.S.C. 371c
(August 14, 2003); 
(February 27, 2003);  www.federalreserve.gov/BoardDocs/LegalInt/FederalReserveAct/2003/20030227/default.htm
(June 19, 2002);  www.federalreserve.gov/BoardDocs/LegalInt/FederalReserveAct/2002/20020619/default.htm
(March 1, 2002);  www.federalreserve.gov/BoardDocs/LegalInt/FederalReserveAct/2002/20020301/default.htm  and
(February 14, 2002)

September 10, 2003 - The Federal Reserve Board on Wednesday announced the appointment of Winthrop P. Hambley as Assistant to the Board and head of the Congressional Liaison Office. Mr. Hambley, currently Deputy Congressional Liaison, succeeds Donald J. Winn, who died August 14, 2003, after an extended illness. www.federalreserve.gov/boarddocs/press/other/2003/20030910/default.htm
September 10, 2003 - Bank Regulators' Data Show Stabilization in Credit Quality  - The quality of large syndicated bank loans stabilized this year, according to the Shared National Credit review released today by federal bank regulators. However, regulators noted that adversely rated loans remain at an elevated level, and will require continued vigilance.
Press Release: www.federalreserve.gov/boarddocs/press/bcreg/2003/20030910/default.htm
Press Release: www.fdic.gov/news/news/press/2003/pr8903.html
Press Release: www.occ.treas.gov/ftp/release/2003-70.htm
Press Release: www.ots.treas.gov/docs/77330.pdf

September 9, 2003 - Statement by Chairman Greenspan on nomination of Vice Chairman Ferguson to a second term and Governor Bernanke to a full term www.federalreserve.gov/boarddocs/press/other/2003/200309094/default.htm

September 9, 2003 - NCUA - Matz Addresses Risk in All Types of Credit Unions - To confront risks facing all types of credit unions, cooperation is needed between federal and state regulators, National Credit Union Administration Board Member Debbie Matz told the National Association of State Credit Union Supervisors Annual Conference. www.ncua.gov/news/press_releases/2003/NR03-0909.htm

September 9, 2003 - Public Welfare Investments - The attached final rule, which amends 12 CFR 24, the Comptroller of the Currency’s rules governing public welfare investments by national banks, was published in the Federal Register on August 15, 2003.
Press release:   www.occ.treas.gov/ftp/bulletin/2003-39.txt
Attachment:  http://www.occ.treas.gov/fr/fedregister/68fr48771.pdf 

September 9, 2003 - Comptroller of the Currency John D. Hawke, Jr. Addresses Women in Housing and Finance - Comptroller of the Currency John D. Hawke, Jr. discussed federal preemption and the dual banking system in a speech today to a professional organization, Women in Housing and Finance.

September 9, 2003 - Appointments At The Federal Reserve Bank Of Kansas City - Kansas City banker and an Oklahoma City business leader have recently been appointed to positions with the Federal Reserve. www.kc.frb.org/pubaffrs/pressrel/pr03-21.htm

September 9, 2003 - Banks Face New Challenges As U.S. Economy Heads Toward Recovery - The Federal Deposit Insurance Corporation announced that its insured institutions have continued to post strong financial results during the current 21-month expansion. www.fdic.gov/news/news/press/2003/pr8803.html

September 9, 2003 - Department Of The Treasury And Federal Reserve System Announce Date Of Issue For Series-2004 $20 Note - Safer, Smarter, More Secure $20 Note to Begin Circulating October 9 Businesses Prepare Employees and Vending Machines for "The New Color of Money" www.federalreserve.gov/boarddocs/press/other/2003/20030909/default.htm

September 8, 2003 - Consumer credit grew at an annual rate of 4 percent in July, down from a 5 percent rate in the second quarter.  Revolving credit posted a slight gain in July, while nonrevolving credit increased moderately.  Starting with the October 7 release, reported consumer credit will include student loans held by the federal government and Sallie Mae, with historical data revised back to 1977.

September 8, 2003 - Application Filing Information Web Page -  Board staff has developed an online resource for banking organizations and others interested in how to submit banking applications to the Federal Reserve. www.federalreserve.gov/boarddocs/srletters/2003/sr0316.htm

September 8, 2003 - An online guide for U.S. and foreign banking organizations submitting applications to the Federal Reserve has been added to the Board of Governors' public web site. www.federalreserve.gov/boarddocs/press/orders/2003/20030908/default.htm

September 8, 2003 - NCUA - Remarks of Chairman Dollar of the NASCUS Confernce in Vail Colorado September 7, 2003  www.ncua.gov/news/speeches/2003/Dollar03-0908.pdf

September 8, 2003 - FDIC Issues September List Of Banks Examined For CRA Compliance - The Federal Deposit Insurance Corporation today issued its monthly list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act. The list covers evaluation ratings that the FDIC assigned to institutions in June 2003. www.fdic.gov/news/news/press/2003/pr8703.html

September 8, 2003 - Financial Holding Companies - Under the Bank Holding Company Act, bank holding companies may elect to be financial holding companies.  Following is a list of those companies whose elections to become or be treated as financial holding companies are effective. www.federalreserve.gov/generalinfo/fhc/default.htm

September 7, 2003 - NCUA Chairman Encourages Effective Risk Management Strategies For Credit Union First Mortgage Lending As Rates Begin Upward Movement - NCUA Chairman Calls On Credit Unions To Exercise Due Diligence In Managing Risk exposure In Mortgage Portfolios As Rate Environment Changes, Urges State Regulators To Join NCUA In Monitoring Risks.   www.ncua.gov/news/press_releases/2003/NR03-0908.htm

September 5, 2003 - Proposals for Comment - The following proposals were recently made available for public comment. Comments may be submitted to the Federal Reserve via the web using the links below. Comments may also be submitted in writing or via electronic mail. www.federalreserve.gov/generalinfo/foia/proposedregs.cfm

September 4, 2003 - St. Louis Fed's Poole on Bond Market: Focus on Long-Run Fundamentals Is Best in Explaining Interest Rate Changes www.stlouisfed.org/news/releases/2003/09_04_03.html

September 4, 2003 - The 2001 Recession: Why Was It Different? - Forecasters were caught off guard when the economy headed into a recession during 2001, but this downturn was marked by some unusual features that were not necessarily related to the events of September 11, according to an economist at the Federal Reserve Bank of St. Louis. www.stlouisfed.org/news/releases/2003/09_04_03a.htm


September 5, 2003 - The June 30, 2003 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools. www.ffiec.gov/press/pr090503.htm

September 4, 2003 - Charge-Off and Delinquency Rates on Loans at Commercial Banks - These data are compiled from the quarterly FFIEC Consolidated Reports of Condition and Income. Data for each calendar quarter become available approximately sixty days after the end of the quarter.  www.federalreserve.gov/releases/chargeoff/

September 4, 2003 - The Economic Outlook - Remarks by Governor Ben S. Bernanke Before the Bloomberg Panel for the Outlook on the U.S. Economy, New York, New York September 4, 2003 www.federalreserve.gov/boarddocs/speeches/2003/200309042/default.htm

September 4, 2003 - Economic and financial education - Remarks by Governor Edward M. Gramlich At the Georgia Summit on Economic and Financial Education, Federal Reserve Bank of Atlanta, Atlanta, Georgia September 4, 2003 www.federalreserve.gov/boarddocs/speeches/2003/20030904/default.htm

September 4, 2003 - FDIC-Insured Institutions Post Record Second-Quarter Earnings - Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) earned a record $30.2 billion in the second quarter of 2003, breaking the previous quarterly high of $29.4 billion set in the first quarter of the year. www.fdic.gov/news/news/press/2003/pr8603.html

September 3, 2003 - The OCC has published its strategic plan for the years 2003 through 2008. The plan sets forth the strategic goals, program objectives, and strategies that will guide the agency for the next five years. www.occ.treas.gov/spln2003.pdf

September 3, 2003 - Removal, Suspension, and Debarment of Accountants from Performing Annual Audit Services - The attached final rule, published in the Federal Register on August 13, 2003, concerns the removal, suspension, and debarment of accountants from performing annual audit and attestation services. The final rule will become effective on October 1.
Press Release:  www.occ.treas.gov/ftp/bulletin/2003-38.txt 
Attachment:  www.occ.treas.gov/fr/fedregister/68fr48256.pdf

September 3, 2003 - FDIC Makes Public July Enforcement Actions; No Administrative Hearings Scheduled - The Federal Deposit Insurance Corporation today released a list of orders of administrative enforcement actions taken against banks and individuals in July. No administrative hearings are scheduled for September. www.fdic.gov/news/news/press/2003/pr8503.html

September 3, 2003 - Beige Book - Informal review by the Federal Reserve Banks of current economic conditions in their Districts www.federalreserve.gov/fomc/beigebook/2003/20030903/default.htm

September 2, 2003 - Banking Information and Regulation - New web site "Application Filing Information" to provide general guidance on administrative procedures This web site contains general information about the types of filings required by the Federal Reserve and how they are processed.  Banking organizations are generally required to notify the Federal Reserve or seek its approval before acquiring banks or companies or engaging in new activities www.federalreserve.gov/generalinfo/applications/afi/

September 2, 2003 - OTS Lists 116 CRA Exams Scheduled For Fourth Quarter 2003 - The Office of Thrift Supervision announced today that 116 savings associations are scheduled for Community Reinvestment Act examinations during the fourth quarter of 2003. www.ots.treas.gov/docs/77329.html

September 2, 2003 - OCC Issues Fourth Quarter 2003 CRA Examination Schedule - The Office of the Comptroller of the Currency today released its schedule of Community Reinvestment Act examinations to be conducted in the fourth quarter of 2003.
Press Release: www.occ.treas.gov/newsrelease.asp?Doc=YJ5I5T8.xml
Attachment: www.occ.treas.gov/cra/craq403.pdf

September 2, 2003 - The Federal Reserve Board on Tuesday announced the execution of a Written Agreement by and between the Ridgedale State Bank, Minnetonka, Minnesota and the Federal Reserve Bank of Minneapolis. www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030902/default.htm

September 2, 2003 - The Federal Reserve Board on Tuesday announced the execution of a Written Agreement by and among Gold Banc Corporation, Leawood, Kansas; the Gold Bank, Leawood, Kansas; the Office of the State Bank Commissioner; and the Federal Reserve Bank of Kansas City.  www.federalreserve.gov/boarddocs/press/Enforcement/2003/200309022/default.htm


PLEASE NOTE:  Some of the above links may not function properly because the regulatory agency has changed the URL.  Please e-mail us at examiner@yennik.com if we can be of assistance.  

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